B Thomas Collins II | Real Estate Coach

The 20% down payment "rule" is a myth that keeps people renting forever. I bought my first duplex with 3.5% down on an FHA loan. The rental income covered the PMI and then some. Stop waiting for perfect. Start building equity. Get the full playbook: f.mtr.cool/nbjtffcdic

Real talk: I spent 4 years in analysis paralysis after learning about house hacking. You know what finally got me moving?   Connecting with investors who were DOING it, not just talking about it. Find your action-takers and stick close.

Your paycheck got you here. Real estate will take you further.

You're afraid of making a $300K mistake. So you make a $1,500/month mistake instead. Every month you rent is a month you're not building equity. Fear of the wrong decision is still a decision. Make the right one: f.mtr.cool/zajadxfusx

@_HOV_DID Coming of Age Pt. 2

Day 3: C Best Jay-Z song that starts with C? The reply with the most likes decides the winner 🏆

@MurrayHillGuy1 They’re friends they train together in the off season.

I hate the new NBA… wtf is so funny after your team just lost in a game 7 at home as your injured and couldn’t play

Every week in ShiftRich Community, someone closes their first deal. Every week, someone shares a lesson from a mistake. Every week, someone asks the question that helps ten other people. That's the power of community. f.mtr.cool/kfgzomadlo What lesson do you need this week?

Most people spend 30 years renting their life away. You can spend the next 12 months building wealth instead.

You've been paying someone else's mortgage long enough. It's time to pay your own.

LETS F*CKING GO!!! #SIXERS

Embiid needs to get more calls.

@mrstar215 They fell off. But still better than Pats and Genos

OVER FUKIN RATED……

@myfirstmilpod @chadjanis This exists already

Whoever builds this idea first is guaranteed a $1B exit in two years. @chadjanis just sold Gruns to Unilever for $1.2B. Here is his next top-tier idea that he's giving away for free: The problem: your paycheck hits your checking account, then you need willpower to allocate it. Put 10% in savings, pay bills, invest, whatever. Most people FAIL. The solution: become the distribution layer between direct deposit and your bank account. Before the money hits your account, it automatically splits: 20% → taxes (sitting in money market until tax season) 25% → rent/car payment/bills 15% → investments 10% → savings What hits your checking? $500 for groceries You never see the full amount. You can't fail at budgeting because there's nothing to budget. This works for businesses too. Founders want guaranteed profit extraction. VCs want forced financial discipline. Everyone buys. The infrastructure exists and the market is waiting. The first person to build this is getting acquired in 24 months. @thesamparr @ShaanVP

@TomBradyEgo Shady is tier 2

Philadelphia Eagles All Time Players Tier List

@TomBradyEgo Trot Jr 😂

Freedom isn't a fantasy. It's a plan you haven't executed yet.

The people who told me I couldn't afford to buy were the same people who couldn't afford NOT to buy. They just didn't know the difference yet. Don't take advice from people who haven't done what you want to do. Who are you listening to?

@_HOV_DID Allure easily

Day 1: A Best Jay-Z song that starts with A? The reply with the most likes decides the winner 🏆👇

Remember when I thought contractors were expensive? Then I became one. Sometimes the best investment is in yourself and your skills.

You don't need to be rich to start. You need to start to get rich.

The moment a student closes their first deal inside the community, something shifts. They stop seeing real estate as a rich person thing and start seeing it as a repeatable skill. That shift is everything.