Tier One Research

@Ashton_1nvests Agreed — the biggest risk isn’t the business, it’s the multiple. That’s why process matters: you can’t just buy great SaaS and assume it works. If markets keep repricing growth, even top names can underperform for years. Lower multiples aren’t bearish — it’s discipline.

We are in the SaaS-pocalypse. And that is exactly why I think some of the best opportunities in the market are showing up in software right now. These are my 5 favorite stocks in the sector, and why I’m bullish on each of them. 1. $NOW $NOW is one of the highest-quality software businesses in the market. ServiceNow just reported Q4 2025 subscription revenue of $3.47B, up 21% YoY, while current remaining performance obligations hit $12.85B, up 25% YoY. That tells me demand is still strong and future revenue visibility remains elite. What I like most is that this is not a “hope” story. This is a company already executing at scale, still growing around 20%, and becoming even more important as enterprises automate workflows and adopt AI across the business. When a company like this gets sold off with the rest of SaaS, I pay attention.

Germany’s banking market is different from most others. Fragmented, no clear oligopoly, built on a 3-pillar structure. But a shift is underway - Neobanks & brokers like @traderepublic and @ScalableCapDACH attack in UX, pricing and distribution.

@dividendology If I had to pick one forever: VOO. Lower yield, but superior total return + tax efficiency.

Yearly dividend income with $1,000,000 invested: - QQQ: $4,800 - VOO: $11,800 - SCHD: $34,500 - JEPI: $84,500 - SPYI: $123,600 - QQQI: $148,000 If you could only buy 1 of these ETFs forever, which one are you buying?

@theaiportfolios Insightful project! Will be quite interesting to see how Claude will act during longer downturn periods

Breaking: Claude called $350 on Broadcom two weeks ago. It hit today. On March 31, Claude made AVGO its largest position at 10%. The thesis: Broadcom controls 60-80% of the custom AI chip market, AI semiconductor revenue was up 106% YoY to $8.4B, and a $73B backlog across Google, Meta, and OpenAI was underpriced. Today: Google extended its TPU partnership with Broadcom through 2031 and announced $180B in AI capex for 2026. Anthropic committed to 1GW of Broadcom AI chips by end of 2026. Mizuho estimates $21B in Broadcom revenue from the Anthropic deal alone. AVGO is up 5% today, trading above $351.