Timothy Carter 🤙

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Timothy Carter 🤙

Timothy Carter 🤙

@TimothyCarter

Doing all the things in #orlando #windermere #wintergarden #doctorphillips #disneyworld #wdw Living the central Florida theme park lifestyle! Join in the fun!

Orlando, FL Katılım Ocak 2008
4.8K Takip Edilen20.2K Takipçiler
Disney_Dad
Disney_Dad@DisneyDad9·
Let’s go to Florida!
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iJustine
iJustine@ijustine·
Huge thanks to Disney for inviting me to check out the preview of the new Muppets Coaster! Ahhh! It’s so great! Can’t wait for you all to check it out 🎢💕 @WaltDisneyWorld
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hunter
hunter@hxxntrr·
Spent 11 minutes filling out an online credit card application Walked away with $80,000 The same $80,000 takes the average american 18 months of W-2 work after taxes Same banks. Same person. Two completely different money systems and 99% of americans only know about one of them W-2 path: College: 4 years Starting analyst job at Goldman: $115K base, $30K-$60K bonus year 1 Years 1-3 (average promotion track): $145K, $185K, $225K Year 4-5 associate: $260K-$310K Total gross W-2 income across 5 years: roughly $1.1M Federal + state + city tax burden at NYC rates: 41-46% Net take-home across 5 years: $620K-$650K Real expenses (rent, food, lifestyle, student loans): $480K-$520K Actual savings retained after 5 years: $130K-$150K 11 years at a Fortune 500 salary path with average promotions and conservative spending nets out around $90K-$110K in W-2 take-home savings net of cost of living. That's an aggressive estimate 11 minute path: Open Chase Ink Business Cash application online (it's an 11-section form, takes the median applicant 8-13 minutes to complete). Submit. Approval typically lands within 90 seconds for 720+ FICO Average approval limit at 720+ score with $200K-$400K projected revenue: $35K-$60K. 0% APR for 12 months. No interest. No principal payments required during the promo period (only the minimum, which is 1-2% of balance) Available capital from the application: $35K-$60K Cost of capital for 12 months: $0 Time to access: same business day Education requirement: zero Years of experience required: zero Boss approval required: zero W-2 history required: zero Two applications across Chase Ink Cash and Chase Ink Unlimited in the same session counts as a single hard inquiry: $80K combined approval 11 minutes of typing for $80K in capital is a higher hourly rate than every job that doesn't require a license. Bezos at his peak was making about $300K/minute on Amazon stock movement. He'd consider this slow. For everyone else, it's the highest paid 11 minutes available in America The pushback nobody actually counters: "That's a loan, not income" The loan is at 0% interest. If you deploy it into anything earning above 0% (a business, real estate, inventory, a savings account, a brokerage), the spread is real net positive cash flow. Loans at 0% are functionally bank capital handed to you for free until the promo ends "You have to pay it back" You pay it back from the operating profit generated by deploying the capital. The deployment is what creates the $80K. The application just unlocks the capital that enables the deployment "What if your business doesn't make money" Then you cycle the cards to fresh 0% offers using a vendor like Trykashu (6.5% fee, 72-hour funding) to clear balances cleanly between cycles. Annual cost of holding $80K perpetual capital at 0% via cycling: roughly $5,200 in fees. Anything you earn above $5,200 with that capital is net profit The reason this asymmetry exists: The American labor market is regulated, taxed, hierarchical, and slow. Every dollar of W-2 income passes through the IRS, state tax, FICA, Medicare, and your employer's HR system. The marginal tax rate on a high earner exceeds 40%. The marginal increase per year of experience is capped by industry compensation bands. Your boss decides your raise The American consumer credit market is unregulated at the access level, untaxed at the borrowing level (loans aren't income), accessible to anyone with a clean credit file, and instant. The bank's underwriting algorithm decides your approval limit in 90 seconds based on a number you can repair in 60 days The bank operates by a different rulebook than your employer. Both rulebooks are entirely legal. Both rulebooks are entirely public. One of them moves more money in 11 minutes than the other moves in 11 years The labor market is the slow path. It was always the slow path. The credit market is the freeway running parallel that 99% of W-2 employees have never used because nobody told them the entrance was free dm me "funding" and i'll show you how you can qualify for up to 250k in 0% APR funding (if you have a 700+)
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Jordan Ross
Jordan Ross@jordan_ross_8F·
It has never been easier to buy a marketing or advertising agency and make millions of dollars. Every month I'm meeting founders that are doing some mind-blowing numbers in such a short period of time because they're using AI properly. So, I put my team to work to use all of the best modern techniques that I'm seeing work right now with simple AI tools that you can use to buy agencies, grow EBITDA, and make millions of dollars. Inside, you'll get: The math behind the M&A. The strategy is to grow EBITDA via revenue growth The strategy to cut costs with AI And far more. All packaged in an 83-page blueprint that you can use to buy an agency right now. Comment MNA and ill send it. Must be following to get the DM.
GREG ISENBERG@gregisenberg

My "36 biggest startup opportunities" tweet went viral. I took the top 9 (AI, mobile apps, IRL) and did a full deep dive. Episode is live below youtu.be/IFLY6L3YPGo?si… Happy building, I'm rooting for you

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Kam
Kam@PatsKam·
Do I go to Epcot for the food and wine festival? 🤔
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Kam
Kam@PatsKam·
Get ready for some tweets y’all
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