Troy Segal
569 posts

Troy Segal
@TroySegal
Culture/lifestyle writer & editor, specializing in the arts, dining, travel, and personal finance
Manhattan, NY Katılım Mayıs 2015
60 Takip Edilen155 Takipçiler

Calling all #croissant lovers:
Check out my review for this new site, In My Expert Opinion (IMEO), on freezer-to-oven croissants. Even if you don't think of yourself as a baker, you can make these. Bon appétit! #baker #baking #pastries
inmyexpertopinion.com/no-need-to-kne…
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With existing home supply tight, new construction is booming — and the price gap has nearly vanished, making new builds a tempting option for more buyers. bankrate.com/real-estate/is…
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Home prices hit a record $435,300 in June, but sales stayed sluggish as high mortgage rates and tight supply kept affordability out of reach. Read the latest here: bankrate.com/real-estate/ex…
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Home equity loans vs. HELOCs. Is there a better choice for this economy? While everyone’s financial situation is different, one option seems more popular than the other right now. bankrate.com/home-equity/ar…
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Think a refinance doesn’t involve as much thought as your first mortgage? It can actually be an even bigger decision. Find out the top regrets homeowners have when they go through refinancing. bankrate.com/mortgages/mist…
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Have you started using AI to help you buy a home yet? New technologies are streamlining the process of finding, evaluating and purchasing real estate: bankrate.com/real-estate/ne…
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Lenders don’t always like it when you borrow from one home to buy a second one. But there are a few situations in which you might be able to use home equity to buy another house. bankrate.com/home-equity/ho…
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In today’s competitive housing market, having a mortgage commitment letter could be essential. Here’s how to use your letter to successfully buy a home: bankrate.com/mortgages/mort…
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More than 60 percent of homeowners are even more worried about covering maintenance and repair costs than they were just a few months ago, says Angie Hicks of @Angi. Here’s the list of the most common home maintenance costs: bankrate.com/home-equity/mo…
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Should you worry if your home equity is negative? It depends on whether you can afford to stick around until your equity turns positive again. If you’re selling your home, negative equity can be a very bad thing. bankrate.com/home-equity/wh…
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Since 2020, U.S. home equity has surged by an average of 142%! Explore the state-by-state breakdown on @Bankrate: bankrate.com/home-equity/be…
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Homeowners are often confused about home equity, which is why my colleague @lindanbell listed the biggest home equity myths and misconceptions. Some of them may surprise you: bankrate.com/home-equity/my…
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Should you hold off on refinancing until interest rates drop? Maybe, and maybe not. Do the math before you make any decisions. bankrate.com/mortgages/rate…
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People generally think of home equity as a long-term wealth generator. However, home equity can also be a good medium-term tool for people who want to maintain or improve their home while they’re living in it: bankrate.com/home-equity/ho…
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Home equity loans and HELOCs come with closing costs and ongoing fees. Compare lenders, negotiate terms and know what you're really paying upfront. bankrate.com/home-equity/ho…
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Rising insurance premiums are straining homeowners and pricing out buyers, adding to already high housing costs and shrinking affordability even further. bankrate.com/real-estate/ri…
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Your home is the collateral when you borrow against it. This means defaulting on a HELOC or home equity loan can lead to foreclosure, credit damage and wage garnishment. bankrate.com/home-equity/wh…
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Mortgage payments have doubled since 2020, and homes are shrinking. But experts say buying now — even if it’s smaller — is better than waiting for perfect. bankrate.com/mortgages/bigg…
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