USA Solution LLC

Can a non-US citizen get US credit cards? 🇺🇸💳 Yes. You need an ITIN. What's an ITIN? Individual Taxpayer Identification Number. Like a SSN - but for non-Americans. Will I pay US taxes after getting one? No. Can I get Chase Sapphire and AMEX Platinum? Yes, once you build a credit score. How do I build credit with no US history? Start with beginner cards. Freedom Rise. Travel Rewards. Build up. Can I earn airline and hotel points? Yes. Airlines, hotels, cashback, even funding. Can I get a US business credit card? Yes, if you have a US LLC 🇺🇸. Comment 'US' and I'll send you the full setup you can get as a NON-America.

My buddy's LLC has 6 employees, a warehouse, and $340,000 in revenue ...None of that is real The LLC exists. It's registered with the state. Has an EIN. Has a business checking account at Chase with $1,000 in it The 6 employees? That's what he typed on the Amex application under "number of employees." Amex didn't call them. Because they don't exist The warehouse? That's the "business address" he listed. It's a virtual office he rents for $49/month that gives him a real street address and mail forwarding The $340,000 in revenue? That's "projected annual revenue" for a business that has produced exactly $0 since he formed it 3 weeks ago Chase gave him $55,000 Amex gave him $75,000 Capital One gave him $40,000 US Bank gave him $25,000 $195,000 total. All at 0% APR. For a business that has never made a single dollar "That's fraud" No. Putting KNOWINGLY FALSE information on a credit application is fraud under 18 U.S.C. § 1014. But "projected revenue" is a real thing every startup reports. Every YC company projecting $10M ARR on day 1 is doing the same math. The difference is they project it to VCs and give up 20% equity. He projected it to Chase and gave up 0% The banks primarily approve based on your PERSONAL credit score for business card applications. The revenue field and employee count are secondary signals that get minimal verification on most standard business card apps His personal score: 728. Normal. Average That 728 score on a personal card application would get him $8K-$12K at 22% APR That same 728 on business card applications got him $195K at 0% APR Same human. Same credit. Same brain. Different product. Different counter at the same bank Here's the part that makes finance bros lose their minds: Business cards don't report balances to personal credit bureaus. He can carry $195K across 4 business cards and his personal credit report shows basically $0 in debt. Utilization at 2%. Score stays at 728 He went and got a personal mortgage 2 months later. The mortgage lender saw a clean borrower with almost no debt. Approved at 6.2% $195K in business debt. Invisible to the mortgage lender. Two separate credit profiles for the same person. Both legal He used $80K to actually start the business (marketing agency). Revenue hit $27K/month by month 4. Paid every card off from cash flow. Still has all the credit lines open for round 2 The "projected $340,000 in revenue" is looking pretty accurate now actually lmao (we build the full entity + credit stack. if your personal score needs work first, we fix that in 30-90 days... then we build the LLC and run the funding sequence. $100K-$250K at 0%. link in bio)

Tax Day is the perfect day to remind everyone that: El Salvador President Nayib Bukele EXPOSED The IRS and Income Tax System are 100% UNNECESSARY “You pay high taxes only to uphold the illusion that you are funding the government, which you are not” Abolish the IRS

Dear Millionaires/Billionaires, come to Panama 🇵🇦 - 0% tax on foreign income - No inheritance tax - $300K investment gets you residency - USD economy, stable banking. - Pro investment capitalist policy We reward capital, not chase it out.

European work culture gets romanticized a lot online - 5 weeks vacation - 35 - 40 hour weeks - Long lunches - Work to live not live to work All true. Also: - The average net salary in Spain after tax: €1,800/month - Average rent in Madrid for a one bedroom: €1,200/month - Percentage of that salary left after rent: you do the math The system is designed for people who own property, have stable long term employment, and aren't trying to build anything outside of it If you fit that profile: genuinely excellent quality of life If you're trying to build something, save aggressively, or earn based on output rather than hours: the same system that protects employees will slow you down in ways that are hard to see until you've lost three years to them

Influencer “spent $800 on a nobu res at Coachella and have absolutely no regrets.” That’s because she will likely write it off on her taxes as a business expense. That means all Americans who pay taxes are subsidizing her extravagant lifestyle. Nadya Okamoto, known for co-founding the menstrual equity organization PERIOD, currently lives in New York City. Nadya doesn’t actually believe in equity. She just believes in gluttony. (nadyaokamoto on IG)

Your 720 credit score is worth $250,000 not joking btw Not in some "good credit unlocks opportunity" way Literally. Right now. Chase, Amex, and US Bank will approve you for $250,000 in 0% business credit this week if you apply in the right order Most people with a 720 score are using it to get a slightly better rate on a car loan The people who understand what a 720 score actually unlocks are using it to fund entire businesses on bank money at zero interest Here's the exact value of your score in dollars: Below 680: $30K-$80K available. Limited banks. Shorter 0% windows 680-720: $80K-$150K available. Most major banks approve. Full 12-15 month windows 720-760: $150K-$250K available. Every bank approves. Maximum limits. Longest windows 760+: $250K-$400K+. Banks compete for you. Limits get disgusting The difference between a 680 and a 760 isn't "better credit" It's $170,000 in additional available capital at 0% interest Most people treat their credit score like a report card. Something to feel good or bad about. Something that determines whether they get approved for a personal card with a $5K limit The people running real businesses treat it like a borrowing capacity number. A specific dollar amount sitting at specific banks waiting for a specific sequence of applications Here's what $250K at 0% actually means in practice: You borrow $250K from Chase, Amex, and US Bank. Zero interest for 15 months. You deploy it into your business. At month 10 you apply for a new round of 0% cards at different banks. Use the new cards to pay off the old ones. 0% window resets for another 12-15 months People have been running this cycle for 5 years without paying a cent of interest The total cost of accessing $250K in perpetual capital: roughly $6,000-$7,500 per year in processing fees to convert credit lines to cash Compare that to: SBA loan at 8% on $250K: $20,000/year in interest MCA at 60% effective APR on $250K: $150,000/year in fees VC funding at 15% equity on $250K exit at $5M: $750,000 in equity given away Your 720 score is worth $250,000 in capital at a cost of $6,000/year The bank designed the product this way on purpose. They're betting you'll forget to cycle before the 0% expires and start paying 24% APR forever. That's their entire business model on these cards Most people do forget. You won't because you'll have a spreadsheet tracking every expiration date 12 months out The application sequence that gets you to $250K: Week 1: Amex first. Always. If you have any existing Amex card they don't hard pull existing cardholders. Apply for Amex Blue Business Plus and Amex Blue Business Cash simultaneously. Zero new inquiries if you're an existing cardholder. Expected: $50K-$100K Week 2: Chase. They pull Experian in most states. Your Experian is clean because Amex didn't touch it. Apply for Chase Ink Business Unlimited and Chase Ink Business Cash. Expected: $50K-$75K Week 3: US Bank, Wells Fargo, PNC. Each pulls a different bureau. Each sees a clean file. Expected: $30K-$75K Total: $150K-$250K in 3 weeks. All at 0% for 12-18 months. None of it reporting to your personal credit bureau Your 720 score has been sitting there the whole time You just didn't know what it was worth (We build the full stack. Bureau mapping, bank sequencing, application timing, everything. 700+ score required. Average deployment $175K. Link in bio)

If international banks were honest about opening accounts as a nomad 🇺🇸 Chase: "You need a US address, a US phone, and to physically be in the US. No, your VPN doesn't count" 🇬🇧 HSBC: "We'll open your account and then freeze it the moment you log in from abroad" 🇪🇸 Santander Spain: "Three in-person visits minimum. Bring documents we didn't tell you about until the third visit" 🇵🇦 Towerbank: "You have residency? Here's your account. Do you want a debit card too?" 🇬🇪 TBC Georgia: "Download the app. Sign here. Done" 🇪🇪 Revolut: "We're not a real bank but we work in 150 countries and none of the above do so here we are" 🇦🇪 UAE bank: "Residency visa, Emirates ID, proof of salary, two references, a letter from your employer, and patience" The dirtiest secret in the expat world: most Western banks treat you like a criminal. Doubly so if you live abroad Panama and Georgia figured out that making it easy is a competitive advantage The rest haven't noticed yet