
VaultSplit
91 posts

VaultSplit
@VaultSplitHQ
Automatically split and allocate your income into taxes, expenses, savings, flexible spending and investments before spending begins.



There are seasons where it feels like nothing is happening. No applause. No visible breakthroughs. No obvious signs that your prayers are being answered. Just quiet work. And waiting. For a long time, I interpreted this season as delay. Now I see them differently. #Startup

Just joined @ForbesBLK What excites me is the proximity to fellow builders solving hard problems at scale across the world, & the conversations shaping what comes next As we build @VaultSplitHQ Its clear that Automation is the infrastructure for how modern commerce manages money

Most people know me as a startup founder building @VaultSplitHQ But on Sundays, I’m behind the drums at church serving. 🥁🙌🏻 My drumhead broke, so I decided to go full black-on-black for today’s service. 😂🖤 P.S. I’ll be releasing my signature drumsticks soon. Stay tuned. 💜

There comes a moment… when the excitement disappears. No adrenaline. No “let’s go build the future.” Just silence… and exhaustion. The long days. The late nights. The pressure nobody sees. You sit down “just for a minute”… and suddenly everything in you wants to stop.

There’s always that one thing. You know it. The task you keep pushing forward. The conversation you keep delaying. The decision you keep avoiding. Not because it’s unclear. Because it’s uncomfortable. “What we fear doing most is usually what we most need to do.” #Startup #Tech


In 1903, when the Wright brothers said humans would fly, many thought it was absurd. Two bicycle mechanics. Talking about flight. It sounded unreasonable. Then history bent. Because breakthrough ideas often sound ridiculous to people committed to the current version of reality.

In 1930, Albert Einstein called compound interest “the eighth wonder of the world.” The principle is that small repeated gains become disproportionate outcomes. Patient builders often outperform frantic ones because meaningful things grow invisibly first & then compounds.

In 1976, Steve Jobs and Steve Wozniak started Apple in a garage with limited money. tools & options. So they had to be inventive. Abundance can sometimes make you lazy. Constraint can make you creative. When resources are scarce, you Prioritise, think harder simplify & innovate

Most people think founders are paid to have answers. Often, they’re paid to carry uncertainty. Because building often feels like moving through fog. You make decisions without full information. You commit before guarantees exist. You move while parts of the path remain hidden.


Comparison is the fastest way to lose clarity. You open your phone & it looks like everyone is ahead except you Progress isn’t always visible. Some seasons look like nothing is happening but under the surface: You’re learning. Refining. Fixing what doesn’t work. Becoming sharper



Not all growth is good growth. In the early days, every user feels like a win. Every deal & opportunity feels important & necessary. So you say yes to everyone & everything. But over time, Some customers drain you, slow you down. Some opportunities pull you away from your core.





First, all glory to God. Because the Holy Spirit taught me everything I know. I stood in front of a room at Techstars Startupweek & spoke on Financial Discipline for Growth-Stage Startups. Not theory or borrowed knowledge but my Personal Experiences #Techstars #Startupweekfct

“I just need more time.” That’s the lie. In 2011, Steve Jobs said: Innovation is saying no to a thousand things. The constraint was never time. It was focus. Every founder starts with too many ideas It looks like ambition but it's dilution Read article: open.substack.com/pub/jeffnelly/…