Wallester

📈 Wallester’s 2024 Financial Results: A Year of Record Growth 📈 Proud to share Wallester’s 2024 performance*! 💪 Swipe the carousel for a full breakdown of our 2024 success. *All numbers are unaudited.  #WallesterBusiness #WallesterWhiteLabel #FinancialReport #FinancialResults

Wallester started the month with more than 500 kilometres combined. On 1 May, a group of colleagues in Tallinn swapped laptops for handlebars and headed out into the Estonian countryside. The route came to 41 kilometres, which was a quiet nod to Sergei Astafjev, our CEO and co-founder, who was celebrating his birthday that same day. Thirteen riders in Tallinn. Also, a colleague in Cannes and another covering 80 kilometres around Paris. Same morning, different cities, different routes, all part of the first Wallester Social Ride. The next one is already in the works. Read the full story → wallester.com/blog/company/h… #Wallester #TeamWallester #Cycling

Increase it or cut it? Companies can't agree. We asked businesses across the EEA and UK what they planned to spend more on in 2026. Business travel ranked #1, with 40% of respondents said they were increasing investment. Then we asked what they were actively trying to reduce. Business travel ranked #1 again. 35% put it at the top of the list. The split reflects opposite bets: companies in growth mode treating travel as a revenue lever, and companies protecting margins treating it as overhead. Both positions are rational. What works for one company does not necessarily work for another. Also worth noting: paid digital marketing (30%) and events and sponsorships (25%) both made the reduction list. The efficiency drive has reached categories most companies, until recently, would not have touched. Follow Wallester and comment "Report" below to receive the latest Wallester Corporate Spending Outlook. #BusinessFinance #CorporateSpending #Wallester

95% of our payment systems is built on innovation. The last 5%? Powered by pepperoni 🍕 We’re taking a well-deserved break to cap off another successful month. There’s nothing quite like a classic Pizza Day to keep the momentum going. Follow Wallester to see what else we’re up to 🔔 #Wallester #LifeatWallester #PizzaDay

⏰ Only one week remains to join our webinar “Beyond banking: How tech platforms are scaling revenue with embedded cards” Many platforms are still leaving interchange revenue on the table. Join Wallester, Beneflo, and Embedded Finance Review next week as we break down the mechanics of branded cards. Space is limited to ensure a quality Q&A. 🗓️ 6 May | 6 pm EEST 🔗 Reserve your spot here 👉 zoom.us/webinar/regist… You’ll walk away with an understanding of: • How to earn on every card transaction • How Beneflo created a borderless employee benefits experience • Shortcuts that help you go live faster • Why “invisible banking” is dominating vertical SaaS Speakers: – Lars Markull (Founder of Embedded Finance Review) – Alexander Snurnitsyn (Co-founder and CEO at Beneflo) – Host: Mihails Hruscovs (Business Development Manager at Wallester) – Moderator: Angelina Prokopenko (Marketing Project Management Team Lead at Wallester) #Wallester #WallesterWhiteLabel #EmbeddedFinance #CardIssuing

Where do company budgets actually go? We analysed corporate card transaction data across the EEA and UK for 2025. One category dominated everything else—by 3.5x. In Wallester’s 2025 dataset, Advertising Services was the #1 corporate spending category at 7.04% of total spend. The #2 category, Computer Software Stores, stood at 1.99%. In other words, companies were spending 3.5x more on marketing and customer acquisition than on the software they use to run their business. The rest of the top 5 tells its own story: network infrastructure, programming and data processing, and business services. Technology dominates the remaining spots. But none of them come close to advertising. Companies may talk about efficiency, control, and tighter budgets. However, the data suggests that, in 2025, growth still took priority. Read more here to get the full report wallester.com/blog/business-… #BusinessFinance #CorporateSpending #Wallester

Twenty years in financial services. Two countries. Two very different disciplines. Karine Martinez started her career managing investment portfolios in France during some of the most turbulent years in financial markets. When regulation changed the job beyond recognition after 2008, she made a call: stop looking back and find where the real growth was. That led her to London and Railsr at the height of the Banking-as-a-Service conversation in Europe, then to Edenred Payment Solutions, and earlier this year to Wallester as head of strategic partnerships. We sat down with her to talk about the career that brought her here, what she has learned about how partnerships actually work, why proximity is still the only differentiator that matters, and what "no back trading" really means when you have spent twenty years making big calls. A must read for anyone in fintech, payments, or financial services. Follow Wallester to meet more of the team.

Thanks to everyone who joined us for DevClub! Dennis Garavsky (Product Manager at DevExpress) made his case for public channels over private DMs, highlighting how DMs fragment team knowledge. Vladimir Ivanov (CTO at Supplied AI) broke down what “agentic” really means when you’re building one, down to its architecture and design decisions. See you at the next DevClub! Follow @Wallester_com for updates on future events 🔔

Wallester is going to HR Technologies UK in London! 🇬🇧✨ The modern workplace isn’t defined by office culture alone. The technology supporting it plays just as critical a role. We’re excited to join the industry's leading innovators to see how smart financial infrastructure can redefine employee experiences. Karine Martinez (Head of Strategic Partnerships) will be on the ground to discuss how Wallester’s card issuing and expense management solutions help businesses automate payroll, benefits, and corporate spend. 📅 29–30 April 📍 London Are you attending? Connect with Karine to find out how we’re helping modern HR stay ahead of the curve. Follow Wallester to stay updated on our 2026 conference appearances 🔔 #Wallester #WallesterBusiness #HRTech

You wouldn’t buy a car without test-driving it first 🚗 Why should your business finances be any different? We believe in total transparency. That’s why we’ve removed the traditional barriers, giving you the keys to explore Wallester and get a look under the hood. Zero strings attached. Find out more about the portal and another cool feature of Wallester👇 Follow Wallester for more on how we simplify finance management for European businesses 🔔 #Wallester #WallesterBusiness #BusinessGrowth

AI & the Future of the Baltic Business Ecosystem 🇪🇪🇱🇻🇱🇹 We had the pleasure of hosting the Baltic Business Club for an evening dedicated to the tech reshaping our world. From the nuances of AI SEO to the practicalities of corporate automation, it was an evening packed with strategic insights: • SEO in the Age of AI – Ruslan Gogin broke down how brands can build visibility in LLMs like ChatGPT and Gemini • Corporate AI agents – Nazariy Goudin shared a practical roadmap for building AI agents into corporate environments • Human VS Tool – Wallester’s own Ilja Andrejev discussed the balance between humans and tools, explaining how to stay in control when AI handles the heavy lifting. • Vibe-coding – Pipedrive’s Koren Aisenstadt shared insight into vibe-coding and its practical applications for business. A huge thank you to the speakers and everyone who attended for making it such a productive evening! Follow Wallester for more updates on our events 🚀 #BalticBusinessClub #Wallester

Wallester is heading to the Retail Technology Show in London! 🇬🇧 As retail and fintech become increasingly inseparable, we’re excited to showcase how Wallester is powering today’s merchants. Karine Martinez (Head of Strategic Partnerships) will be on the ground to discuss how Wallester’s card issuing and payment systems can help retailers deliver customer experiences that drive loyalty. 📅 22–23 April 📍 London Are you attending? Connect with Karine to find out how we can support your growth. Follow Wallester to stay updated on our 2026 conference appearances 🔔 #Wallester #WallesterBusiness #RetailTechnologyShow

What does 25 years in financial crime teach you? We sat down with Sven Kivvistik, our new Head of Financial Crime Risk & Intelligence, to talk about what he's learned across traditional banking, mobile money, crypto, and now fintech. How the threats evolve with every new payment channel. Why AML is not a compliance checkbox. And what good intelligence looks like when you're processing millions of card transactions. Full interview on the blog: wallester.com/blog/company/s… #fintech #financialcrime #AML

🎙️Wallester Webinars: “Beyond banking: How tech platforms are scaling revenue with embedded cards” Join Wallester, Beneflo, and Embedded Finance Review for an exclusive deep dive into the world of branded cards. We’re moving past the “what” and into the “how”: launching fast, capturing new revenue streams, and turning every transaction into a loyalty moment. 🗓️ 6 May ⏰ 6 pm EEST Register here 👉 zoom.us/webinar/regist… Speakers: – Lars Markull (Founder of Embedded Finance Review) – Alexander Snurnitsyn (CEO at Beneflo) – Host: Mihails Hruscovs (Business Development Manager at Wallester) – Moderator: Angelina Prokopenko (Marketing Project Management Team Lead at Wallester) Whether you are a SaaS platform looking to increase user stickiness and revenue per user, or a marketplace aiming to capture interchange fees, your brand’s future lives inside the wallet. #Wallester #WallesterWhiteLabel #EmbeddedFinance #Webinar #Fintech #Payments

🌍 Wallester on the Move Our team is hitting the road to connect with blockchain, finance, and tech communities across Europe. Here’s where you’ll find Wallester next week: Paris Blockchain Week 2026 🗓 15–16 April 📍 Paris 🇫🇷 👤 Joel Laloum(Regional Sales Manager) 👤 Edouard Roca (Head of Business Development) FIBE Berlin 🗓 15–16 April 📍 Berlin 🇩🇪 👤 Mihails Hruscovs (Business Development Manager) See you there! 👋 #Wallester #MeetWallester #ConferenceSeason

Last week, we hosted the cross-border Wallester Movie Night. 🎬 Our teams across three countries synchronised their calendars and packed into local cinemas. Unsurprisingly, all the snacks disappeared before the movie even started. 🍕 Check out some of the highlights from the evening below. #Wallester #LifeAtWallester #CompanyCulture

Two weeks behind. Every month. Not because your finance team is slow. Because the tools weren't built for real-time. The payment happens in seconds. The receipt chase, the categorisation, the reconciliation – that takes days. By the time the data is clean, the decisions it should have informed are already made. We wrote about why data lag is one of the most expensive problems in finance operations, and what it takes to fix it.

That is a wrap on Pay360 in London. We closed out the second day by drawing the winner of our giveaway. Congratulations to Bernardo Giraldo. He is taking home the WHOOP device with a custom Wallester box. Thank you to everyone who stopped by the Wallester booth. We appreciate the great conversations, shared ideas, and new connections. It was a fantastic event, and we look forward to continuing these discussions. 👋🏻 See you at the next one. #Wallester #Pay360 #Fintech

Why build when you can integrate? Most companies assume that launching card issuing in a new European market means starting from scratch. New processors, new compliance, new infrastructure. It doesn't have to. We wrote about what the infrastructure layer for pan-European card issuing looks like when you integrate once and inherit coverage across 30 EEA markets and the UK. Read it here: wallester.com/blog/business-… #Wallester #WhiteLabel

The secret to a successful end to the month? It’s all in the wrap 🌯 We’re wrapping up the month quite literally today at our Tallinn HQ. After a busy and productive March, we brought in Vrapikohvik to keep the team fueled and the energy high as we roll into April! Because the key to maintaining momentum is to pause, recharge, and share a meal that has as much substance as our tech. So consider March madness officially “wrapped” 🚀 #Wallester #LifeatWallester #Tallinn