Wealthy Retirement

Small caps have outpaced inflation in every decade for ~100 years—lifting buying power ~10%/yr. Consider a measured tilt as large caps stay pricey. 📈 #RetirementPlanning #SmartInvesting wealthyretirement.com/market-trends/…

$GOOD’s 11% yield isn’t covered by FFO and was cut in 2023—Safety Net rating: F. Verify cash flow coverage before relying on this dividend. ⚠️ #DividendInvesting #RetirementPlanning #$GOOD wealthyretirement.com/safety-net/is-…

Target’s 5% dividend yield is tempting, but shrinking FCF and a projected 87% payout ratio raise risk. We rate the dividend D. Click here for the full analysis. 🎯 #DividendInvesting #smartinvesting #wealthbuilding #TGT bit.ly/4oCYoKZ

15/15 Let’s wait for truly troublesome data before cutting rates. Instead, let’s head to the bar. Drinks are on me—domestic only. We must protect American jobs! Cheers! wealthyretirement.com/market-trends/…

14/15 If you cut rates now, you'll be stoking inflation again, forcing you to raise rates later. This ping-ponging policy will harm the economy.

13/15 Think of it this way: current economic figures—3% GDP growth, 2.9% inflation, 4.2% unemployment—don’t indicate a need to panic or cut rates.

12/15 With GDP growth at 3%, it’s hard to see the jobs picture worsening drastically anytime soon. The data doesn’t support a rate cut.

11/15 There were 7.7 million job openings in July—down from 8.8 million a year ago but still almost four times the number of people filing new and continuing jobless claims.

10/15 Initial jobless claims are similar to two years ago. The recent number of 227,000 claims is higher than January’s low of 194,000 but still near the lowest point in three months.

9/15 I understand the reason for the looming cuts is slowing employment growth. But here’s the thing: we’re still adding jobs. In August, the U.S. added 142,000 jobs, with annual pay up 4.8%.

8/15 While lower rates may make mortgages cheaper, they’d also raise already high housing prices, making homeownership even more difficult for first-time buyers and pushing rents higher.

7/15 If rates drop by a percentage point by year-end, I believe inflation will rise above 4% by the end of 2025. We’d undo all the progress we’ve made.

6/15 As you know, the Fed’s mandate is to “promote maximum employment and stable prices.” Prices are stable, but cutting rates would push demand higher and cause inflation to rise again.

5/15 Even more astonishing, the market believes there’s an 88% chance of rates being a full percentage point lower by December. This would be a huge mistake.

4/15 I’m hoping a boozy night brings clarity. You see, everyone expects you to cut rates when you meet next week, and the federal funds futures market shows a 100% chance of a cut.

3/15 It’s time to take a victory lap, head to the nearest tavern, and recount the debates on interest rate policy that led to the recent sub-3% inflation reading. Drinks are on me!

2/15 Though folks are still feeling the sting of higher prices, inflation is now under control. The most recent reading of 2.9% is below the historical average of 3.3% since 1914.

1/15 The Fed is making mistake in cutting rates. Here's the letter I wrote them. Dear Members of the Federal Open Market Committee, thank you for your service. You have a pressure-filled job with high stakes for millions of your fellow citizens. #FOMC #interestrates #ratecuts

Be sure to read CNN's article "How to invest $1 million: 4 strategies." Chief Investment Strategist Marc Lichtenfeld is one of several wealth experts CNN consulted. cnn.it/3KSFzll

Let’s look at the OG big name in streaming: Netflix wealthyretirement.com/market-trends/…