@IainAlasdair@Malcolm_Offord approx £56k of orders give or take a few hundred. The exact number will be how many I decide later this year that doesn’t take my taxable income over the 41% threshold 👍
My ambition for Scotland is to restore the fundamental incentive to work, allowing people to earn higher incomes, and to build wealth for themselves, their families, and communities. That’s why we plan to cut Scottish income taxes below England's, making it the best place in the UK to live and work.
But just as important is removing the complex cliff edges in the system, which are stifling all incentive to work and so are harming public services too.
For example, someone looking after a loved one at home and receiving both the Carer Support Payment and Scottish Carer Supplement while doing a part-time job, if their wages rise above £10,608 per year will suddenly lose £5,100 in benefits withdrawn.
Or take a police sergeant with children. If they or their partner earns above £60k, they start seeing their child benefit clawed back, and when working overtime end up keeping less than half of every extra pound they earn.
Or take a doctor who still has a student maintenance loan to repay, who gets a raise above £100k. Suddenly, for every extra £1 they earn they get to take home less than 22p – before even taking into account their pension contributions. If they have a working partner and nursery-age children, then taking the raise actually makes them worse off by thousands of pounds, because tax-free childcare is suddenly withdrawn.
With punishing cliff edges like these, is it any wonder that GP practices close their lists, experienced doctors retire early, dentists reduce NHS work, schools struggle to hire, and hospitals struggle to fill shifts, leaving wards understaffed and theatres empty despite long waiting lists?
Fundamental to any workforce plan for fixing our public sector is getting the incentives right, and ensuring that workers have more money in their pockets at the end of a shift. Making sure that workers are rewarded is the most important lever we can pull to improve hiring, retention, and morale.
Otherwise we’d be stuck with the same old story we've seen for years: throwing more funding at public sector raises, raising taxes to pay for it, and so taxing it back off those very same workers again while failing to fix the underlying problem. In the meantime, the private sector bears the burden, and faces many of the same productivity problems.
A Reform government in Scotland will do everything it can with devolved powers to smooth away these damaging cliff edges as quickly as possible, so that earning an extra £1 always means keeping at least 50p of it. We will do everything we can to ensure that work always pays, and that you’re always rewarded for working an extra shift.
For a Scotland that respects and rewards work, the only choice is Reform UK.
@IainAlasdair@Malcolm_Offord Or as a cash basis sole trader I fulfil any orders and just hold off on my invoice submission until end of March and get paid after 6th april and that must go towards next tax year. Many ways to legally avoid the higher tax bracket.
@IainAlasdair@Malcolm_Offord I used to be salaried and was just under the upper tax threshold. Each year I would do some overtime for extra cash until I reached close to 41% with my remaining monthly salary and then refused any further OT. Upper tax limit a false economy.
@FrancisCWolfe@Malcolm_Offord Amazon drivers are all self employed. They have fixed day rates for their income. Their van, fuel insurance etc are all more or less all fixed within a few quid either way. To prevent earning too much they simply don’t take anymore work and no more additional outgoings either.
@IainAlasdair@Malcolm_Offord Also many people on benefits that also work PT, piece work (couriers, etc) and zero hours, manipulate their income as not to breach the monthly income for universal credit and child benefits. You wouldn’t believe the scale of this. They refuse all extra work.
@IainAlasdair@Malcolm_Offord Fair question 👍 because I decided how many orders to fulfil. It my business. If I get more orders I just tell the clients I am out of stock and magically then stock appears in the next tax year.
@MrHreviews I have contributed over 30 years of NIC’s and intend to work many more years on the basis that I will get some form of state pension no matter how little that is. If the goalposts are moved when I near retirement and I don’t get a pension then I would have to sue the government.
The UK is going to collapse on its current trajectory. It's not up for debate, it's going to implode. Every decision politicians make is as if the country is rich and we aren't, we are in huge debt.
The pensions conversation is one of those, it's unfortunate that it becomes a slagging match between the young and the old.
No one wants their gran to freeze and die, obviously, the young do also want to be able to have children and buy a house.
It's a cold hard fact that everyone has been miss sold the pension scheme in the UK. What money you paid in, is not what you are taking out. Your pension is currently being funded by the young and their tax.
The elderly, need the young, but the young need the opportunities of the old to continue the Ponzi scheme of the pension and indeed the NHS.
Neither are sustainable.
I don't know what the solution is that would keep everyone happy, the situation is such that if you're young I would advise opening up a private pension and saving now. You won't have a state pension. That's the attitude you need to have. Disconnect yourself from the state as much as possible, in every aspect.
@Skint_Eastwood1 I go fishing and I can tolerate a few Midgies. After-all they have their place in nature and the food chain.
I can’t tolerate uncontrolled swarms biting me. When that happens. I have two choices. Make them go away or I go away somewhere else.
🚨BBC Newsnight Fiery Debate: Labour MP Rachel Blake Lectures on “Tolerance” When Called Out On Illegal Immigration
On BBC Newsnight, Jacob Rees-Mogg stated plainly: “I want zero illegal migrants.”
Labour MP Rachel Blake immediately shot back: “You do not speak for the British people.”
Rees-Mogg fired back that polling shows the public agrees with him on stopping the boats.
Blake then launched into a lecture about how Britain is a “decent, compassionate and tolerant country that thrives on those values.”
Rees-Mogg warned that Labour’s approach would mean hundreds of thousands more people coming in.
When pressed, Blake claimed they’d simply “have a new agreement” but when Rees-Mogg demanded she give a specific figure for how many Labour would allow or control, she refused to provide one.
Classic Labour: lots of virtuous slogans about tolerance from Rachel Blake, zero straight answers on illegal migration, and a clear refusal to level with the British public.
@IainAlasdair@Malcolm_Offord P.s fyi I don’t like Reform and won’t be voting for them but the tax threshold issue is very valid.
Don’t know how many people on benefits restrict their working hours per month as not to breach the threshold that reduces or removes their benefits but It’s a lot of people.
@IainAlasdair@Malcolm_Offord I see you have blocked me straight after your reply to me. What a childish thing to do and obviously you’re unable to have a civilised grown up discussion about the issues we face in our country.
@ohhanxiety Yes always cos I am not the issue however on the flip side if they don’t say thank you or even acknowledge me then we have a problem regardless of sex, religion or colour however some minorities will then try to flip that and pull the race, sex or religion discrimination card.
Rangers will go top tomorrow.
Celtic and Hearts will shit themselves on Sunday.
1st bit of real pressure on Hearts they wont cope well.
Celtic will be lucky to get a draw.
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