Philip Withers
826 posts

Philip Withers
@WithersSF
Stock market & investing beginner/ Man Utd & 49er fan/ gym lover. 44 years young and looking to be financially free as soon as possible.
Bangor, Wales Katılım Nisan 2022
550 Takip Edilen163 Takipçiler

Starting my twitter journey properly this month.
Monthly deposits into Trading 212, all thanks to finding @2147mill at the start of 2026.
For those further ahead of me: what's the one thing you wish you'd known when you started?
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🚨 I’ve earned $1000+ by waiting 👇🏻
During the last 3 months, I’ve been selling options using the Wheel Strategy (scaling my capital from $5k to $10k).
The results speak for themselves:
✅ $1,152 Total P&L
✅ 43.4% Return on Capital
✅ 92% Win Rate
🎯 Want to learn how I do it?
1. Follow me
2. Reply "WHEEL" below
I’ll DM you my exact strategy for free! 👇

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@RunwayToWealth @2147mill In general, there are quite a few low risk dividends paying EFTs. You'll get like 4-6% returns on the safer ones whilst still maintaining small growth levels on them. Its a no brainer in our later years
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@WithersSF @2147mill So if retirees use them in there later years the ETF must have a somewhat low risk for them to make that decision to switch?
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I had loads of people asking how I’d think about generating income from a £200,000 Stocks & Shares ISA:
70% (£140k) → $JEQP / $JEIP (JPMorgan)
Around 10% yield, paid monthly.
20% (£40k) → Something like $CEPG (Rex Shares)
Around 20% yield, paid monthly.
10% (£20k) → A higher-risk IncomeShares ETP like $AMDI
Historically has paid 50-80%, also monthly.
The idea isn’t to maximise yield.
It’s to let the lower-risk core do most of the heavy lifting, while only allocating a small amount to the highest-yield products.
Using illustrative yields of 10%, 20% and 65%, a £200k portfolio like this could generate roughly:
• JEQP/JEIP: ~£1,167/month
• CEPG: ~£667/month
• AMDI: ~£1,083/month
Total: ~£2,900/month tax-free inside a Stocks & Shares ISA.
Of course, yields can change, distributions are not guaranteed, and capital values can rise or fall. But it’s fascinating that UK investors can now access monthly-paying income products like these from a Stocks & Shares ISA.



🇬🇧 Tom - Investor £130k@2147mill
£200k invested correctly and you never need to work a job again
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@FlippieFinance I say give it a week and then reassess. I'm convinced Dram will hit 80/90s down the line
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@RunwayToWealth @2147mill No, they've always been a thing.
Retirees normally switch from a growth EFT to an income EFT in the later years.
Having like 20 to 40k a year, come in, alongside a works pension and state pension is just beautiful
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@2147mill Has the revelation come about recently. This is the first time I’ve heard of these types of shares
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@millwallboy8111 @2147mill Because 4% won't be enough to live off.
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@2147mill Why not simply have an all world or S&P ETF and take 4% out a year when you retire?
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@FynnCapital Are you not interested in individual stocks, or is it just all EFTs?
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@UnotheInvestor Very helpful Uno, appreciate it. Here's a follow for you!
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Why I believe $NVDA can reach $300–$400 over the next few years.
Most investors are still valuing Nvidia based on the first wave of AI, when demand was driven almost entirely by hyperscalers like Microsoft, Amazon, Meta, and Google training foundation models.
But I believe the next phase of AI will be much larger.
The opportunity is shifting from training AI models to deploying AI across the global economy. Enterprises, governments, healthcare, manufacturing, financial services, telecom, defense, and AI cloud providers are all beginning to build AI infrastructure. That dramatically expands Nvidia’s addressable market beyond just a handful of tech giants.
Nvidia is also no longer just a GPU company. It has built an ecosystem that combines GPUs, networking, CUDA software, and full-stack AI infrastructure. As more organizations build AI factories, the value of that ecosystem grows, making it increasingly difficult for competitors to replace.
The fundamentals continue to support this story. Nvidia has guided for roughly $91B in quarterly revenue, implying around 85% year-over-year growth. AI Cloud, Industrial & Enterprise revenue grew 31% quarter over quarter, AI Cloud revenue tripled year over year, and Sovereign AI revenue grew more than 80% as countries invest in their own AI infrastructure.
Some investors are worried about reports of potential delays to future systems like Kyber. Those are worth watching, but so far Nvidia has maintained its roadmap, Blackwell demand remains strong, and its revenue outlook hasn’t changed. Until the fundamentals change, I view those headlines as execution risks to monitor rather than reasons to abandon the long-term thesis.
If AI becomes as foundational as electricity or the internet. Nvidia isn’t just selling chips, it’s helping build the infrastructure that powers the AI economy.
That’s why I believe $NVDA reaching $300–$400 over the next few years is achievable, assuming the company continues executing and global AI investment remains strong.
Do you agree with my thesis?

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I think I’ve officially reached the “I need a hug and somebody to hand me $5,000” stage of life. 😂
This weekend absolutely kicked my ass.
Between the rain, booth fees, and sales, what should’ve been a profitable weekend somehow turned into me ending up about $300 in the red.
Trading’s been rough. Festivals have been rough. Everything feels like it’s been fighting me lately.
But here’s the thing… I keep showing up.
I keep making jewelry. I keep learning. I keep trading. I keep trying.
At some point something has to give. Hopefully it’s my bad luck.
Universe… if you’re listening, I don’t need a miracle. Just crack the door open a little. I’m ready to do the rest.

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BREAKING: I am BLOWN AWAY by the support this is for you!
My FULL OPTIONS COURSE from Beginner to PRO $SPY $TSLA $NVDA $AMD
This is how I made 440k this year with over 95% Win Rate in 1 year STEP BY STEP! Now over 8 figures
To celebrate I will also throw in my CHECKLIST and Indicators
Just comment "ME" and DROP A 👍!
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I've decided to be join the content creators on X and contribute to the trading community here on @X
I've been investing and trading for almost 8+ years, mostly passive, indices and currencies like the Aussie Dollar and Euro. Micro and macro have always fascinated me, the wheels within wheels of how an economy works.
Last year I joined @SRxTrades community and his team of analysts @Stephen_Trades1 @ohiain @artisanwill12 to get serious about swing trading (awesome community)
After a strong start, I stalled hard earlier this year when the environment got tough. I then had to take a forced break for a few months and missed some gains but family is always first.
Now I'm back.
I'll be sharing my thoughts on the market and the setups I'm actually prepared to take, wins and mistakes included with the X community.
I truly believe that @x has the strongest trading community all over the web and it's time to make it even stronger!
Feedback always welcome.
Let's GOOO!
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@JdubTrades_ Do you offer a subscription service at all? I'd genuinely be interested in following your trades!
Do you swing, options, puts, leaps?
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I trade for less than 2 hours a day.
This month, I've made over $26,000 while averaging just 1–2 trades per day.
But when I started trading over 7 years ago, I wasn't risking thousands of dollars per trade. I had a small account with less than a few thousand dollars and was risking just $30–$50 on each trade.
In this video, I'll show you exactly what I would do if I had to start over today with a small account, with one goal in mind making $100 per day
youtu.be/Kc7947yZBgM

YouTube

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@tradertheory Good sir.... this joke just got you a follow. Very good
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