Muhammad Za'eim Abdullah

I just joined a PUBLIC FINANCIAL PLANNING SESSION! 🤝💼 From 24–26 October 2025, I was invited by Securities Commission Malaysia to provide FREE financial planning to the public. Super grateful for the chance to help people understand money better.

@wilsonyimby @fmtoday Good 👍

@fmtoday Sorry please suspend BUDI95 for ppl who have outstanding saman unsettled

BUDI95: MoF larang transaksi manual tanpa pengesahan fizikal MyKad 👇🧵

@fadzilnoir Kalau betul bumiputera tu kaya sanggat, kenapa tak tersenarai seperti jensen huang, elon musk dan jeff bezos?

Sebab ramai orang Bumiputera kaya tidak isytiharkan harta durang. Kalau durang isytihar, pasti peratusan jauh lagi tinggi dari Cina.

@TheFuturizts During my time in middle school form 1 to 5 (2008-12) there is no single financial education in school. After 2016, gov have started the awareness in mathematic. National as a whole is improving.

Almost half of Gen Zs can cover 1-3 months of expenses if they lost their income. 4 in 10 Gen Zs save more than RM500 per month. Nearly 9 in 10 of them set aside something every month. This generation is cooking. 🔥 ringgitplus.com/en/blog/person…

@Sankew06 If you need to pay 1080p premium, why they dont do 4K premium?

according to youtube, 1080p Premium is better than 4K😭

@NoLimitGains Thanks for promotion

Everyone is hunting for the next semiconductor winner. But Penang, Malaysia quietly packages 23% of every American-bound chip and runs 15% of the global OSAT and test market. Three names sit at the center of it. Here they are:

@mzuhair123 Some other honorable mention, China also efficient in battery, solar, E&E, car & nuclear energy electricity production. Least effected in oil shortage. Less efficient, producing food.

@mzuhair123 Now China have their own tsmc, sk hynix, nvidia, amd, asml, zeiss & REE control. Future look bright in China.

>be Huawei >2019, the US hits you with Entity List sanctions >TSMC cuts you off from 7nm+ nodes >no more Kirin chips, phone biz looks dead >stockpile what you can, go dark, pour billions into HiSilicon + SMIC >2020, full export controls, even DUV tools get choked >everyone laughs: "China stuck at 14nm forever, sanctions working" >fast forward to 2023 >Mate 60 Pro drops out of nowhere >teardown reveals Kirin 9000S >SMIC pulled off 7nm (N+2) using only DUV, no EUV >5G modem fully domestic >West in full cope mode: "muh one-off, yields trash, can't scale" >2026, today >Huawei unveils Tau Scaling + LogicFolding >stacking memory + logic + packaging at the chip level, not rack level like Nvidia. >shortens wiring, slashes delays, hits >density/performance roadmap to 1.4nm equivalent by 2031 >all without EUV > The US literally manufactured the bottleneck that forced this creativity > Now, China is inventing the post-Moore path that the West will have to license in a few years. >tech otakus saving the world fr fr

@NewsBFM Good. About time to charge the cars. There should be less traffic on the road. This is a private road.

📌 Starting Thursday (28/5), vehicles entering Jalan Genting Highlands will be subject to a road charge to help cover maintenance costs of the private road. Charges will be collected at the Genting Sempah and Gohtong Jaya entry points. • Class 1 (cars/vans) – RM5 • Class 2 (medium lorries) – RM15 • Class 3 (heavy lorries) – RM25 • Class 4 (taxis) – RM3.30 • Class 5 (buses) – RM5 🧵1

@alwyn_lau Kena tahu, ada antara tetamu tak makan dulu sebelum sampai event. Memang lapar dan susah nak focus.

@alwyn_lau Sama lah. i pergi ke chinese host event, kena tunggu 2 jam baru dapat makanan. Baik datang lewat je. Malay event kasi makan dulu baru persembahan start.

Malay wedding dinner - official time 730pm, makan start 7pm Chinese wedding dinner - official time 6.30pm, makan start 8.30pm 😂

@Polymarket Why bring barak obama policy in middle east?

JUST IN: Iran declares it will not charge tolls in the Strait of Hormuz, will instead charge “environmental protection fees”

@saveusculture 1 step at the time, 1 giant leap of human kind. You know who said that. Just because it is weak that does not mean retard for ever. It will slowly advance.

@Soya_Cincau Who is the minister & department is in charge to responsible for this delay?

Why is Malaysia falling behind Thailand, Singapore and Vietnam in EV charger deployment? #EV #EVCharging

@PalmyrPar Many african, south/central american & emerging and developing countries will buy massively.

Even if it’s 2 generations behind (which doesn’t mean anything, RTX has been stagnant for years), mass-shipping these babies for killer prices across sites like Temu will lead to a lot of sales

@PamphletsY I hope this is true. Jevons paradox is doing well.

🚨🇨🇳 BREAKING — China Unveils Gaming GPU To Challenge NVIDIA

@Reuters Jevons paradox in effect 😎. It is getting efficient per token.

China's DeepSeek to make permanent 75% price cut on flagship V4‑Pro AI model reut.rs/4tY07Nz reut.rs/4tY07Nz

@RosIshtar @DinkDev @wccftech The reason consumer pay less because of "middle man" issue. It takes 4 to 5 step relationship between factory to consumer. The middle man take money, forces factory to reduce margins. While AI comp have directly connect between factory & AI comp, thus higher margin.

@ZaeimAbdullah @DinkDev @wccftech If the former crashes, I don't think they will be chill about not having the consumer market to fall back on. Lack of basic foresight always amaze me with these CEOs, especially when they go cry to governments to help them repair their mistakes.

Chinese memory starts entering global markets as Corsair DDR5 modules spotted with CXMT DRAM. 🔗 wccf.tech/1kh5p

@iamjoelee I think it is better to enforce severe punishment. I prefer "forced labour" punishment. People hate it but it give a lesson not to do something stupid on other people. El Salvador can do it by ignoring human rights need, 95% solve criminal problem in society.

Panas WhatsApp taman aku soal lampu jalan semua padam sebab lahanat mana tah curi kabel. Semoga korang semua kena renjatan eletrik sampai HANGUS terus jadi charcoal grilled. Kimak sangat spesis ni. Gi cari kerja halal lah! Sihat tubuh badan nak curi kabel, keja takleh?

@Chino60269 If money was not an issue, i would return my self into old work place where i assemble computer parts. But now days you can learn from online.

Mon job de rêve si le salaire ne comptait pas

@HedgieMarkets The time has come. Deepseek it reminds me about AI where chinese can follow behind western technology. Jevons paradox.

🦔Chinese memory chips just showed up inside a Corsair Vengeance DDR5 retail product, which means American consumers are now buying RAM made outside the Samsung, SK Hynix, and Micron cartel that has controlled the market for 30 years. HP placed major LPDDR5 orders with ChangXin Memory Technologies (CXMT) in January, Qualcomm began custom DRAM work with the company in April, and Dell, Asus, and Acer have all approached the manufacturer. CXMT and YMTC are both doubling production capacity this year. This comes as memory stocks rallied through 2025 on AI-driven demand and tight supply. My Take The memory cartel is about to get its first serious competition in 30 years. Samsung, SK Hynix, and Micron have controlled the global DRAM market so completely that the industry refers to itself as a cartel openly, and they have been printing money this year because AI demand outran their willingness to expand capacity. CXMT showing up in Corsair retail products is the moment that pricing model starts to crack. Chinese chips broke DDR3 and DDR4 pricing on the way in, and DDR5 is now next in line for the same treatment. This connects directly to the Seagate post earlier this week. Seagate's CEO told JPMorgan on Monday that building new factories would "take too long," and the stock fell 6% because investors heard "we cannot meet demand." If CXMT meets that demand from outside the cartel, the supply tightness that justified the memory ETF rally collapses fast. The $10 billion that piled into Roundhill's DRAM ETF in six weeks priced in a world where supply stays constrained for years. A Chinese competitor doubling capacity through 2026 and now shipping to American brands like Corsair changes that math. The political risk is real, since CXMT could still get added to the US blacklist, but European markets are already open and the trade routes for memory chips do not respect Commerce Department guidance. Hedgie🤗