Prathamesh Dhawade

We had yet another phenomenal year at Aksha Moneyworks4u. Our AUM grew by 38%, the SIP book group grew by 1.53 Crs & we got 104 Crs of net new inflow in a challenging year like FY 25-26. We added 170+ new families and over 150+ family members of existing clients. The Aksha Moneyworks4u team is also shaping up well as they pursue professional certifications and gain invaluable experience in managing client relationships across market cycle. We recently hired an experienced Research Analyst to deepen the quality of our investment thinking. We are grateful to our clients for putting their trust in us in such a difficult year and for being our brand ambassador while referring us to their friends and family. @SD_7242 @_RAJAT_2 @PKoltepatil @sanketr_7121 @Aditya_Tilekar_ @kakbhushundii

FIIs dumped their extreme shorts in India just before the ceasefire news broke. Coincidence? Interesting timing in the markets. 📉 #StockMarketIndia #FII #ceasefire #usiran #war #iran #nifty

They say "Time in the market beats timing the market." Usually, they’re right. But when the Smallcap index goes sideways for 2 years, tactical allocation becomes the ultimate superpower. Here’s how we ensured our clients are poised to make beat the market over the medium term with less stress. 👇 In Feb 2024, we reduced mid/smallcap exposure by half. We didn't sit in cash. We rotated into: Arbitrage & BAFs Gold Mining & US Value China & Banking/Financials The result? While smallcaps stayed flat, the "parked" capital kept working. The Math: By avoiding the drawdown and reinvesting lower, a hypothetical 60% recovery in smallcaps over the next 3 yrs leads to a 13.8% CAGR vs. 9.8% for Buy & Hold. That’s a 30% excess return over 5 years—all while sleeping better at night. The kicker? That 6% total portfolio alpha covers roughly 7 years of management fees. Good advice doesn't just grow wealth; it pays for itself by managing the "volatility tax" most investors pay blindly. 📈 Fill up the enquiry form to setup an meeting with us forms.gle/anig7KppUEhfxE…

What a year 2025 has been! It was the year of "the pivot." We started by aggressively buying the correction and trusting our gut on the Indian equity markets when the sentiment was low. Aside from selling gold a bit too soon (my biggest lesson this year!), it felt like we had the Midas touch. The growth metrics reflect the deep trust our clients place in us: AUM Growth: 57% (vs. an industry average of 17%). Inflows: ₹100 Cr+ in new capital. Scale: Our client base expanded by 33%, and our SIP book nearly doubled. Interestingly, most of our new growth came from DIY investors seeking professional management as their portfolios grew in complexity or their professional lives grew more demanding.  Between travelling across India to meet the new and old clients, moving into our beautiful new office, and being featured in The Economic Times, it’s been a whirlwind. I’m incredibly proud of my team—we’ve upskilled, evolved, and worked harder than ever. The only thing that didn’t grow? My fitness levels! 😅 With all energy poured into the business, personal goals took a backseat. As I look back, I’m just deeply grateful. We are no longer just a local firm; we are a national team ready for what’s next.

Active v/s Passive: Where should you invest? If you are an investor, you have to flip the question from How many funds beat the index? to Which fund beats the index consistently over a 3/5 yrs time frame? You can use rolling returns analysis to determine which fund consistently outperforms the index. Any fund that has outperformed the index for more than 70% of the time over 3/5 yrs t/f is a good fund imho. I had spoken about it in my podcast with Groww. Check it out. instagram.com/p/DOA8D33knBq/

Hello Dlliwalo👋 We are doing an Investor meet in Green Park, Delhi on Sunday, 21st Sept. Kindly fill up the Google form to register your attendance. forms.gle/DKdzFmRBY5GbQt… Please RT & share it with your friends who may be interested in attending.

Recently, a couple working in IT sector approached us to take our view on their mutual fund portfolio as they were not happy with its performance. They were working with a fee-only advisor for the past few yrs. The advisor used to engage with the clients only twice a year to review the portfolio. After some mulling over he decided to buy a house by liquidating his portfolio and move his wife's portfolio under our folds. When he shared his wife's portfolio with us. I was shocked to see the portfolio was designed extremely conservatively for a couple planning their retirement with overall portfolio gains to be meagre. The overall portfolio returns were a meagre 37% when the overall market had a phenomenal streak over the past4 yrs. I asked him did he if he mandated the advisor to make the portfolio so conservative, to which he replied negative. He missed huge rally on such a big portfolio over the past 4-5 yrs. Both of them work from home and want to retire from active job as soon as possible. That dream has got postponed as their portfolios is not reached the desired levels despite high income and high saving rate. People have been writing about fee-only advisors as if they are the only ethical people in the world but who is asking about what value are they really adding with just 2 portfolio reviews in a year? How fair is it to broadbrush all MFDs are non-fiduciary just because they get commission directly from the fund house? We at Moneyworks4u believe in continuous and proactive engagement with our clients. We at Moneyworks4u also believe in proactively managing client portfolios & their relationships and giving them good investing experience over long term. If you have been a DIY investor give us a try for a few years and see for yourself what difference a good MFD can make to quality of your life with sensible investing. You can fill up this google form to line up a meeting with us to understand about our firm & what we bring to the table. forms.gle/XDQSo7Gq7NQZdG…

Reliance Q1 FY26!   ₹9,000 Cr Asian Paints stake sale Boosted profit increased 40% YoY to ₹21,233 Cr Revenue up 6% YoY to ₹2.46 lakh Cr    Reliance Retail’s Q1 FY26 revenue jumps 20.8% YoY with EBITDA up 21%! Margin - 7.6% Jio - EBITDA up 19% YoY RIL’s O2C EBITDA fell 11% YoY

Wipro’s $5B Q1 bookings (up 50.7% YoY) include 16 AI-powered deals, like a US tech client’s engineering overhaul!   Wipro’s Europe revenue fell 5.4% QoQ, with Marelli’s bankruptcy hitting Q1.

Wipro’s Q1 FY26 10.9% YoY PAT $2.7B in large deal wins!   Revenue up by 0.8% YoY. CEO Pallia: ‘AI is central to client strategies.’ ₹5/share dividend $5B Q1 bookings (up 50.7% YoY) 🔥 #Wipro #Q1Results #IndianMarkets

AUM reached ₹17,800 Cr within three days of its first debt fund NFOs, with 90+ institutional and 67,000 retail investors. SEBI approvals for four passive funds (midcap, smallcap, Next 50, G-Sec) position it among India’s top 15 debt fund houses.

Jio Payments Bank, now 100% owned by JFSL, grew deposits 21% QoQ to ₹358 Cr with 2.58M customers. Business correspondents up 153% to 50,000, targeting rural India. JioFinance app now at 80 lakh+ users!

Jio Financial Services posts a solid Q1 FY26!  Revenue up 47% YoY to ₹612 Cr, driven by 124% YoY surge in interest income. PAT at ₹325 Cr, up 4% YoY. What’s fueling this growth?👇🏻  #JioFinancial #Q1Results #IndianMarkets

Hypothetical Illustration of Market Timing If you can sidestep a 15% drawdown it can add significant alpha to the long-term portfolio returns(refer to image 1). We did it for many of our clients in the last 18 months. Many of those who were bearish in 2024 remained bearish throughout the upmove of past 3 months. We were one of the most bearish voices in 2024 and we become bullish at the right time in Feb-Mar 2025 and have remained bullish though out the entire upmove. In doing so we not only created some alpha, but we gave a 'smoother ride' to our clients. In the past 10 yrs we have had a fairly accurate assessment of the market's risk-reward(refer to image 2). Build your portfolios with us. We neither take our client portfolios for granted, nor we take the relationship for granted.

Aksha Moneyworks4u's AUM Hits ₹300 Crore! We're thrilled to share our Asset Under Management (AUM) growth: * Jan 2022: ₹100 Cr * May 2024: ₹200 Cr * June 2025: ₹300 Cr This remarkable journey wouldn't be possible without the unwavering trust and support of our incredible clients. A huge shout-out to the Aksha Moneyworks4u team for their hard work and dedication! As we grow, our commitment to personalized attention, expert guidance, and seamless service only deepens. We're actively enhancing our systems and investing in our team's capability building to continue serving your financial needs with excellence. @SD_7242 @_RAJAT_2 @PKoltepatil @sanketr_7121

Hello Bengaluru! We are coming to meet mutual fund investors in Bengaluru on Saturday, 7th June. The agenda is to showcase our portfolio creation framework and how it has helped our clients generate good risk-adjusted returns, share my perspective to look at the markets and we will share our favorite theme for the next 3 yrs. Kindly register your attendance by filling up the registration form. 👇 forms.gle/jcao9eCsLHiUQ6… Please RT for wider reach & share it with any of your friends who may be interested in joining.

Concentrated portfolios are risky because the range of returns is wide. If things go well, you make a killing. If things go bad you underperform in a significant way.

This was the first time I asked people to build their portfolios with me. The message is still relevant as many of our calls have been 🎯 If you are interested in availing our services as a mutual fund distributor please fill up this Google form. forms.gle/bWpX5N4vmMMDc4…