Friends That Invest

Jacinda Arden quitting her job by saying that she “doesn’t have enough in the tank” is a gentle reminder that no job, not even being prime minister, is worth losing all of you.

I personally cannot live like that I always try to spend based on what I have. If I don’t have enough, I cannot afford that thing. I don’t even think about trying to buy it. Maybe there is some benefit to expanding my mind and instead of saying “I can’t afford that”, I should challenge myself with “HOW can I afford that?”

I have a friend who travels an absurd amount I'm talking like 3-5 international trips a YEAR When I asked her how she could afford it, she said "if I want to travel and it costs me $9000, I'll take on extra jobs as a photographer on the weekends until I hit that number." She literally found a high-paying side hustle to fund her travel, on top of her normal 9-5 job. I was baffled (and kind of impressed). Here are 5 high-paying side hustles to hit your financial goals faster:

One of the biggest money mistakes people who make 6 figures make Is they think they don’t have to budget anymore. It cannot be further from the truth, as you make more, your brain thinks “it’s fine too spend more” And you end up in the exact same spot as when you earned much less. Being aware of your finances, even as your salary increases, is a sure-proof way of staying in control.

I’m so amazed how quickly my brain forgets how much I spend in a week I wanted to see if we should eat out for breakfast on Sunday So I looked at our household spending over the last week: - uber eats $80 - uber eats $119 - movies $120 - plant store $240 (bought 3 plants) In one week. Yeah, we’re eating at home today.

If a senior compliments your work, own it. Show it off. Be proud of what you’ve achieved. If you make a mistake, see it as a data point and move on. Failure means you’re actually moving the needle. Ask a colleague to “buddy up” with you, where you both check each other if you speak negatively about your work.

If you’re trying to figure out why you can’t get ahead in your career You might be silently sabotaging yourself; the way I spoke to myself was so mean. If I had a win at work I would call it luck or a fluke. If I did something wrong I would see it as proof that I wasn’t good enough.

My action plan for you? Find your most ambitious friend. Sit down and plan exactly what kind of woman you both want to be in 10 years. What does she do with her time, where does she work. Does she still have to work? Work backwards to figure out how much that life costs & what you need to do in the next decade to get there. And then the most important part: hold eachother accountable.

What’s important to share though is it’s not something “just anyone can do”… without an action plan. To live a different life to the norm, you have to do things that aren’t the norm. Despite both growing up in a system that doesn’t exactly open doors easily, we found that by investing in our careers and investing in assets, we made it work.

I had a coffee with a female friend who also retired early. We catch up in the middle of the day for a walk on the beach. We have no where to be and no one dictating our lives. And we’re only 29 and 30. It’s a life that is truly free.

The average person has -$25,000 in credit card and personal debt. The average person doesn’t have $1000 in savings The average person didn’t get taught the difference between a HYSA and an ETF. I promise you, if you are spending less than you earn and putting some of it aside, you are doing better than most people your age.

We’re seeing an epidemic of young professional women who don’t feel successful A 33 year old woman told me she "felt behind" bcus she had only started investing now, yet she owns a property. I swear social media gives us some kind of financial dysmorphia… where we think that means being BEHIND?? Let me give you a reality check

The trick is to choose side hustles that have both a) high perceived value and b) low marginal cost, These include 1. Wedding content creator ($1000+ per event) 2. YouTube Video Editor ($50-100+ per video) 3. Website building ($1000+ per website) 4. UGC content for brands ($150-500+ per video) 5. Digital templates ($10-200 per sale)

A money tip they didn't teach you in school is that most of the people who give off "rich vibes" are up to their necks in debt. Like, yes they do make $200,000 But they also lease their fancy cars, have HUGE mortgage payments, and spend recklessly Until they realise they need to keep working to support their expensive lifestyle. They're trapped. Meanwhile, the teacher on a $70,000 salary? She lives a balanced lifestyle and ends up retiring early, alll because she invests consistently over decades.

Hot girl money system: make a bank account called "fun money" This afternoon, sell clothes you aren't wearing anymore, and put all your proceeds into your fun money account. I sold some clothes secondhand, and now I have $400 of fun money to buy a few nice coats for myself. Not to mention it's more sustainable, and someone else gets nice clothes for a cheaper price. Win win!

Step 5) Stocks Are On Sale Now that you have money set aside for an emergency, any extra money you can start investing. The market is on sale, why wouldn’t you buy a Charlotte Tilbury mascara at Maybelline prices? Remember to zoom out, every market drop feels “different”, but if you have a plan, you can survive this one too.

Step 4) Have The Talk If you have a partner or dependents, have the hard chat with them that money may be a bit tight for the next wee while, and that you’re pulling back on some things to build up your rainy day fund

Your investments have never been lower Your gas has never been higher and you’re barely getting by without stressing out. Take a deep breath. Step by step this is what you’re going to do as a woman during this 2026 financial downturn