Eltrain

1/ Most people don’t realize this… The XRPL has been evolving for nearly a decade What it could do in 2016 vs today isn’t even the same system Let’s break it down 2/ 2016 XRPL Fast settlement Low fees Native DEX Issued assets (IOUs) Multi-currency support Already ahead of its time But still early infrastructure 3/ Back then the focus was simple Move value fast reduce cost prove real-time settlement works Not full-scale financial infrastructure yet 4/ Fast forward to today XRPL is no longer just a payments rail It’s becoming a full financial layer 5/ Today XRPL supports Tokenization of real world assets Native AMM functionality Advanced liquidity mechanisms Improved DEX capabilities Sidechain expansion for customization This is a completely different level 6/ Here’s where most people mess up They keep quoting old bank PDFs and pilot programs But those were built when XRPL didn’t have today’s capabilities So institutions had to stack layers use intermediaries and build around limitations that no longer exist 7/ People never update their thesis They read a 2018 or 2020 PDF lock that idea in and never reassess what’s changed That’s how you stay behind 8/ Because now A lot of those extra layers can be eliminated Less intermediaries less complexity more direct settlement better liquidity routing But people are still arguing based on outdated constraints 9/ They’re waiting for a new PDF to tell them what to think Instead of actually analyzing: what the system can do today how the structure has changed where the inefficiencies are being removed 10/ This is the window where conviction is built Not after everyone agrees Not after institutions spell it out Now When the tech has evolved but the narrative hasn’t caught up yet 11/ 2016 was proving it works Today is removing the need for multiple blockchains built around inefficiency If you’re still using old assumptions you’re not early you’re just late with confidence

People are trying to pick winners ON the internet of value I’m more interested in the infrastructure UNDER it You can invest in apps or you can invest in the rails those apps depend on XRP is closer to owning the rails Not the website not the platform not the trend The system that moves value between all of them That’s why most people don’t get it They’re looking for the next app Not the layer everything runs on

You’re naming projects like Ondo, Algorand, Stellar, WLFI as if “being used” or “having partnerships” proves the token captures value. That’s the part that needs to be broken down. Start with the same question for all of them: Is the token economically necessary, or can the system function without it? --- Ondo Ondo is focused on tokenized real-world assets (like treasuries). The issue: - The value sits in the underlying asset (e.g., US Treasuries) - The token is just a wrapper or access layer So ask: Does ONDO need to be held for the system to work, or is it just governance/incentive? If institutions want yield, they want the asset — not the token. That means: Asset demand ≠ token demand --- Algorand Algorand is a proof-of-stake L1 with strong tech. But the issue is: - Many applications can run using stablecoins or tokenized assets on top - Users don’t necessarily need to hold ALGO long-term If transaction fees are minimal and abstracted away: - usage can increase - while token demand stays weak Also: Staking rewards can create sell pressure if there’s no offsetting demand. --- Stellar (XLM) Stellar is built around anchors and payment corridors. The issue: - It relies on prefunded liquidity and intermediaries (anchors) - Payments can be done with issued assets (like USDC), not necessarily XLM So ask: Is XLM required for every transaction, or just facilitating parts of it? If most value moves through issued assets: - network usage ≠ XLM demand It improves the system, but doesn’t necessarily capture the value of it. --- WLFI (assuming World Liberty / similar structures) These types of projects often lean on: - narrative - ecosystem positioning - future potential The issue: - unclear token necessity - unclear revenue capture - unclear long-term demand drivers If you can’t clearly answer: “What forces someone to hold this token long-term?” Then valuation becomes narrative-driven, not structurally supported. --- Zebec (ZBCN) As already discussed: - payroll and products can run on stablecoins - ZBCN is inserted at the fee layer - demand can be mechanical (auto-conversion) So: Usage of the platform ≠ sustained token demand --- The common thread across all of them: They may have: - real products - real partnerships - real usage But the critical question is always: Does the token: - have to be held? - have to be used end-to-end? - capture the value directly? If the answer is no, or “only partially,” then: Volume does not translate cleanly into price. That’s the difference between: a working business and a token that actually accrues value from that business. Most people stop at “it’s being used.” You’re supposed to go one step further and ask: “Does the token itself benefit from that usage in a way that can’t be bypassed?”

🚨 THE REAL END GAME — PRIVATE DIGITAL CURRENCIES ON XRPL 🚨 People arguing about stablecoins vs crypto… Are missing what’s actually coming. --- 💡 Governments are NOT going to run public, gas-fee systems. They won’t rely on: • Ethereum gas • public network congestion • paying fees to unknown validators 👉 That makes zero sense for sovereign money. --- ⚠️ What they actually want: • Control • Privacy • Compliance • Cost efficiency --- 🔥 So what does that look like? 👉 Private, permissioned digital currencies • USD (digital) • Euro (digital) • Yuan (digital) Running on: 👉 private or permissioned infrastructure --- 🧠 This is where XRPL changes the game: Ledger supports: • Sidechains • Custom rule sets • Permissioned environments • Interoperability with public ledger --- 💥 So the model becomes: • Governments issue digital currency 👉 on PRIVATE XRPL sidechains • No public gas fees 👉 (0 or near-zero cost internally) • Full control + compliance 👉 exactly what they want --- 📌 Then what is XRP used for? 👉 Bridging between systems • USD sidechain → EUR sidechain • Bank A → Bank B • Country → Country 💥 XRP becomes the neutral settlement asset --- 🔥 This solves everything: • No need for stablecoin middle layers • No need to “wrap” fiat • No dependency on public gas markets • Instant cross-border settlement --- 🧠 Simple breakdown: Stablecoins: 👉 Temporary bridge for today CBDCs (private): 👉 Controlled domestic systems XRPL + XRP: 👉 Global settlement layer connecting everything --- 🚨 Final thought: Governments will not: • give up control • pay unnecessary fees • rely on public networks --- 👉 They will build privately… And connect globally. --- And the system that already supports that model? 👉 XRPL. #XRP #XRPL #CBDC #DigitalCurrency #Settlement #InternetOfValue

@NeilMoonstrong @UpholdInc @xrp1313 Well damnnnn

@UpholdInc @xrp1313 Because uphold has such low fees

Why is The XRPL trending? Wrong answers only.

@NeilMoonstrong @rafaelken1989 Ok kk kay

@rafaelken1989 3/16 - 3/21

Good morning to all my #XRP loves! XRP is looking sexy in its weekly chart! Enjoy the view! God bless. #Bitcoin must continue to consolidate for alts #BNB and the rest of the gang to explode!

1/ People hear “cross-border payments” and think it means sending $200 to family overseas. That’s not the real problem being solved. Cross-border means moving ANY asset from point A to point B anywhere in the world. Yen → USD Stock → cash Digital dollar → fiat dollar That’s global settlement. --- 2/ Every financial system eventually hits the same moment: value has to settle. Trade finance Tokenized assets CBDCs Stablecoins Capital markets Everything ends at the settlement layer. --- 3/ That’s where the comes in. XRPL was built to route liquidity between different asset types: • fiat currencies • tokenized assets • stablecoins • commodities • securities All through the same rail. --- 4/ Now add the part most people miss. Stablecoins and CBDCs can exist on XRPL sidechains. A digital dollar could literally operate like cash: $1 = $1 0-fee transfers Instant settlement Just like handing someone a dollar today. --- 5/ Where do the fees go then? Not to the base rail. Fees get charged by service providers: • banks • payment processors • fintech apps • liquidity providers Exactly like today’s financial system. --- 6/ That means the base network doesn’t need to rely on high PoS fees or congestion auctions to function. The rail stays fast and cheap. The services on top capture the economics. --- 7/ Now think about what happens if one network solves this globally. You don’t need 50 different settlement tokens. You need one liquidity rail that everything connects to. --- 8/ Trade platforms like can exist. Tokenization platforms can exist. But at the end of the process, value still has to move and settle. --- 9/ This is why keeps focusing on: • licenses • payment corridors • regulatory access • financial infrastructure They’re building the pipes that move value globally. --- 10/ When people argue about which blockchain has the coolest app, they’re looking at the wrong layer. The real race is much simpler. Who becomes the global router of liquidity.

@NeilMoonstrong @solana 😅

@solana They made it sound like yall about to be the door greeter 😂😂 i get it sometime yall network don't show up to work 😂😂😂😂😂

The best things in life are free For everything else, there's @solana

@lvanG0 @lovethygamers @1ssve Also, I'm hearing you will be able to make real money. Using crypto somehow

@lovethygamers @1ssve It will literally be nothing new. It will be a mirror of what you do in reality as the leaks say. Will play just like the last ones except this time social media & more dialogue will be added

As a gamer, you know it’s getting really bad when you don’t play any video games anymore

@NeilMoonstrong @brian_armstrong @ChartNerdTA

@brian_armstrong @ChartNerdTA You can build a multi billion dollar company and get 0 customer service from coinbase. Thanks crypto

You can send money from the U.S. to Australia faster than I wrote this tweet, for less than a cent. Thanks crypto.

@NeilMoonstrong @moonpay My dawg be on point, no lie

@NeilMoonstrong @moonpay Tell me what my future looks like, lol

it’s gonna be one of those BIG WEEK kind of weeks…

@NeilMoonstrong I was, lol. They switched it up when planning it

@adras_e Word. Sounds like you ready for MSC though 😆

Next Week should be 🔥

@NeilMoonstrong My bad, it's Celebraty cruises. Reflection

@NeilMoonstrong Taking my 1st MSC cruise in June

@NeilMoonstrong Lol, I see

@NeilMoonstrong 🤣😅🤣

@adras_e 😂

@NeilMoonstrong We win some and loose some, but you live to fight another day

And its official 😫