
amit kumar burnwal
121 posts













🚨Super Exclusive Post 1 ALERT🚨 "Most Important Guide, if you have only HDFC Co-branded Credit Card" ✈️🏨AND want a Core Card 😎 📈OR an Upgrade from a Core Card TO 🔱Regalia Gold/DCB/Infinia etc.🤫 💳Request LTF Millennia If existing Card limit is >1L but <3L 💳Request LTF Regalia Gold If existing limit is >3L but <5L 💳Request DCBM If existing limit is >5L but <10L with ~5L spends in last 6 months 💳Request Infinia If existing limit is >10L with ~9L spends in last 6 months (Even 8L limit works sometimes) ❓What kind of spends Banks Love -Forex Spends -Online Merchants -Auto Renewal Instructions -EMIs/Insta Loans/Jumbo Loans 📈First try via Branch CC executive 📈If fails, Raise a request on Priority Redressal Email- priorityredressal.creditcards@hdfcbank.com 💸Attach income docs >12L for RG 📈If denied, escalate to PNO- pnohdfcbank@hdfcbank.com 📈Still denied, mention your long/good relationship with Bank to Upgrade on exception basis 📈Everything fails. Try again after 6 months 📌Alternate Options 📈Close existing Co-branded Card & then apply for a Core Card or 📈Request Upgrade basis Income docs or high TRV with HDFC or 📈Request basis other Super Premium Cards 📈If Upgrade request is accepted but not LTF, mention ongoing LTF offer (if any) for New users of this Card 📈If LTF request fails, better to take it Paid & try for LTF later 📈Having an existing Bank/Salary account may help in this process 🚨Strict NO NO ❌ ✨Never close a Core card to apply for a higher variant Core card ✨Don't apply afresh Online. High chances of rejection ✨Don't accept ULIPs/Investments in lieu of a Core card Like ❤️ Repost ♻️ Bookmark 🔖 #CreditCard #CCgeek #HDFC #Upgrade Disclaimer: -Above tips n tricks helps, but may or may not work in all cases -DCBM/Infinia is usually not issued LTF, unless rare exception -Customer care email may have changed from hdfcbank.com to hdfc.bank.in














