Ayushi Chand

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Ayushi Chand

Ayushi Chand

@ayushichand

Trying to simplify the world of Economics, Finance and Public Policy. Ex- Government of India | Indian Economic Service | SRCC. Views expressed are personal.

Delhi Katılım Ekim 2009
352 Takip Edilen8.4K Takipçiler
Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshatinvest·
I lost my account with over 440,000 followers. And, X hasn't been helpful so far. My account @Akshat_World has been hacked. My team has tried to coordinate with X support. But, it just keeps hitting a bot. We are clueless at this point how to approach this further. It had taken me several years to build this account. Not sure if I will ever get it back. Just hoping that good folks would help me escalate this. @elonmusk @nikitabier Thank you :)
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Akshat Shrivastava
Akshat Shrivastava@Akshatinvest·
Is a market crash on the horizon? Geopolitical tensions due to US-Iran war in the Middle East might trigger a deeper correction. For retail investors, this can be a massive generational buying opportunity. Here is the breakdown: [1] Escalation Risk: If conflicts escalate further, we could see a deeper correction. [2] Historical Dips: Looking at the last 10 major crises, big drawdowns are usually followed by significant recoveries. [3] Tech stocks trend: In the past, each bounce back from rock bottom paved way to a bigger rally in tech stocks. And there is no reason why it might not happen again. I’m heavily focused on tech stocks right now. They are trading 20-30% off their peaks, making them prime targets for growth. I explain it all in this video.
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Akshat Shrivastava
Akshat Shrivastava@Akshatinvest·
- BTC up 13% this week. - Gold is 0% up this week. - US which picked the fight (Stocks up!) - India which had nothing to do with the fight (Nifty down 4%) - UAE/Gulf which is getting hit (their currency strengthened to INR by roughly 1.5% in the last 4 days) Yeah that sums up investing in 2026 😂
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Nishant Soni
Nishant Soni@Nishant56461829·
Your Highness Sheikh Mohammed bin Rashid Al Maktoum, I am an Indian tourist stranded in Dubai with my family after 3 consecutive flight cancellations (28 Feb, 1 Mar, 4 Mar). Our next flight is scheduled for 6 March. For the past 3 days, we have contacted Dubai Police, the airline, and the Indian Embassy. We were informed that due to airport closure, no assistance can be provided. Our hotel booking has ended and our funds are nearly exhausted. We currently have no accommodation. We respectfully request humanitarian assistance until our departure. Passport: S7552963 UAE Contact: +971556985264 @HHShkMohd @DubaiPoliceHQ @hhshklatifa
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Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshatinvest·
Hi Folks, my main twitter account @Akshat_World is hacked. The hackers are sending messages like this (Screenshot attached). Please do NOT engage. Twitter/X support team is useless. They enjoy chaos like Trump 😅 Just to prove that this (new account) is my authentic account, I will be posting the same message on my YouTube post shortly. You can check my official YT handle Please retweet this.
Akshat Shrivastava tweet media
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Ayushi Chand
Ayushi Chand@ayushichand·
True for politics. True for religion. 💯
Dylan Allman@dylanmallman

We are living through a moment where a group of people do not just disagree, they do not even acknowledge a shared fundamental reality. There is no common frame of reference, no mutual set of facts from which discourse can even begin. They can watch the same video, from multiple angles, and walk away convinced they saw a completely different event. They exist inside a narrative so deeply entrenched that to question it, to even acknowledge a contradiction, is to commit some sort of ideological treason. This is a deliberate, conditioned immunity to contradiction. It is a cultivated resistance to evidence. They have developed a mind so thoroughly welded to its chosen reality that it will alter, discard, or fabricate whatever it must to maintain coherence. They can be shown, in real time, the unraveling of their worldview, and they will patch over the holes with fantasy rather than face any doubt whatsoever. Politics has turned knowledge itself into a partisan weapon. The expectation is no longer to seek truth, but to defend your team at all costs. There is a lingering obligation to have an opinion on everything, to be informed at all times, to adopt the correct stance. And so, they improvise. They adopt prefabricated opinions handed down by their faction. They fill in the gaps with instinctive loyalty rather than demonstrating any semblance of independent thought. The game is rigged, and they know it. Two parties, two choices, two sides that everyone is herded into, and neither is worth the loyalty demanded of them. But to acknowledge this would be to admit powerlessness, to admit that they are trapped in an illusion of choice. So they cope. They retroactively justify their allegiance by turning their side into something righteous, infallible, and necessary. The alternative is too terrifying. It is a coping mechanism turned mass psychosis. And it is escalating. When reality itself is dictated by allegiance, when loyalty outranks reason, when every fact must be bent into submission to fit the tribe’s chosen narrative, the outcome is inevitable: war. When factions exist in separate realities, they cannot coexist. They cannot negotiate, they cannot reason, they cannot even comprehend the other side as anything but a threat. This is irreconcilable. We cannot function like this. A society cannot sustain itself when its people are no longer individuals but ideological husks, possessed by abstractions, fighting battles for masters who do not even know their names. You are not your faction. You are not your party. You are not an extension of a collective mind. The moment you outsource your thinking, the moment you allow yourself to believe that your side must be right because the alternative is unbearable, you have ceased to be an individual. You have become another interchangeable pawn in a game that does not need you to think, only to obey. Wake up. This war for reality is not one you want to be drafted into.

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Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshat_World·
I started teaching my 5 year son about stocks. - Google (YouTube) stock is CocoMelon. - Duolingo's stock is an owl that teaches a language. - Netflix is dad's Cocomelon. 😂 - NVIDIA is a video game company. - You get the idea. If nothing else:- 1) This teaches him delayed gratification (rather than buying an ice-pop, he now sometimes wants to buy one of the above stocks). 2) He asks interesting questions about: video games vs YT -- what will people use more in the future? 3) What are chips/microprocessors? And, why these are required for playing video games. Try it with your kids, its fun. Gamify 5 companies for them. Let them invest their allowance. They will automatically learn things like: TAM, about different products, little bit of tech and money management-- all on their own. Best way to learn is to have a stake in the game. I guess this starts from childhood.
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Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshat_World·
Don't let the builders of new India fool you into buying sub-standard products in the name of nationalism. You are not supposed to be a guinea pig. And, fund other people's experiments. You pay a price. You expect a value. It is that simple! If there is a mismatch, the firm is supposed to correct it. Become logical, reward merit, expect merit. That is how you will get better things in life. Don't believe idiotic narratives like: don't diss on people, who are building for India. Such brainless commentary is making people of India dumb.
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Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshat_World·
[1] GST collection is at an all time high [2] Overall tax collection is at an all time high [3] India's GDP is all time high But YET the Tax on the middle class (de-facto) is also all time high (at least in recent history) What's the lesson? if the nation collects money in taxes. And, wastes it on making statues, poor roads, freebies etc. It might look like development, but it is not. It is simply marketing & vote bank politics---and not real productivity improvement. Even more importantly, you are the one paying for all this marketing. I really hope that finally, people start to see this.
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Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshat_World·
On 4th June the markets had fallen. Many Retail Investors placed orders for their Mutual Funds before 3pm. The NAV allotted to them should have been for 4th. But, they got their Mutual Funds allotted based on NAV on 5th. This robbed them of their rightful gains. I thought this is some kind of anomaly. And, maybe it happened with a handful of people. But, when I checked within my investment community: I was surprised to see the extent of this problem. Just bringing to everyone's notice. But, no one literally stands up for small guys.
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Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshat_World·
[1] I grew up in Gwalior, which is a non-metro city [2] I got into an elite college abroad because I had a 99th percentile on GMAT (got scholarship) [3] Worked abroad. CHOSE to return to India. [4] Pay crores of taxes here in India, every single year. [5] I have created at least 100 jobs for India. [6] 0 government funding/taxpayer's money for my businesses. [7] 0 easy debt for me. Sad to see: that even educated people like you, can't think critically. And, your entire defence to high unemployment situation in India is to: make personal attacks, like a brainless troll.
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Ayushi Chand
Ayushi Chand@ayushichand·
Really exciting to see the contrasting (and, somewhat valid) viewpoints that have emerged regarding homeschooling vis-a-vis traditional schooling! But the good part is- atleast this started a conversation around the benefits and disadvantages of the traditional schooling system.
Akshat Shrivastava@Akshat_World

My wife and I are homeschooling our kids. When I say this out loud. I get varied responses:- - Some are shocked - Some consider this illegal - Some try to convince me that I am not doing right by my kids. My point is: the world is big enough for different perspectives to co-exist. What works for you might not work for me. And, vice-versa. Applies to life, careers, investing (& Homeschooling)

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Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshat_World·
4 pillars of democracy: 1) Executive 2) Legislature 3) Judiciary 4) YouTube?
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Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshat_World·
If I say good things about Modiji's government, I will be called a BHAKT If I say bad things about Modiji's government, I will be called a Librandu So I will do both (3 good things, 3 bad things): [1] Good things: - Brand IP of India has improved. This creates a pull factor for investments. - Centralised decision making, makes things faster. And, there is more execution on the ground. Therefore, we see more infra getting developed. - Government is cutting stake in Public Sector Enterprise. Most PSEs have been very bad business wise. And, the end taxpayer picks up the bill for inefficiency. [2] Bad things: - Deeply divided: North vs South, X vs Y, you pick. - There is too much marketing & data manipulation. Our GDP growth is not as strong as it is being projected. This can be said about a lot of other things. - Taxes have actually gone up for normal folks. The benefits are being passed off to a handful of business houses (plus massive unemployment in our country) Before you attack me: - Yes I missed lot of good points/bad points. I get it. This is a never ending political debate. So I limited my inputs to 3 good/bad points - I am not a supporter of AAP/Congress/BJP etc. If I were, I would not do a pro-con. - I hope the government looks into these shortcomings. And, provides better services in the future. No one is perfect. We are not in state of nirvana. And, yes a lot of good things have been done. So let's analyse and improve.
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Ayushi Chand retweetledi
Akshat Shrivastava
Akshat Shrivastava@Akshat_World·
Rich corporates in India get loans at 8%  But, a poor farmer/artisan might gets loan at 25% I'm not quoting random numbers.  I'm stating the harsh reality. The lower one is on the "Wealth Pyramid", the harder it is for the poor to access credit. Super proud to announce that @ayushichand and I are now Angel Investors in Rang De (@wearerangde) This is a social impact platform that promotes responsible peer-to-peer lending. And, is creating a meaningful difference in the lives of people. P2P platforms usually lend at extremely high rates (between 12%-25%, sometimes even higher). This makes the borrowing cost very high for the end users (eg. farmers and artisans) But, Rang De, on the other hand, charges a loan rate of only 6-8% from farmers, artisans and Entrepreneurs. And, it is RBI regulated. This is a game changer for folks, who truly NEED financing help. We are not looking to create millionaires and billionaires.  We are simply looking to help folks, live their everyday lives a bit better -- by democratising finance. Excited to be part of the team that Smita (@smitaram) & Ramakrishna (Ram) NK (@ram_nk) have built
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Ayushi Chand
Ayushi Chand@ayushichand·
Because there is nothing a like a 'perfect' decision. There are only decisions which are 'right for you'. So, as long as I get up each day, and get to pursue something worthwhile, it is a day well spent for me. :)
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Ayushi Chand
Ayushi Chand@ayushichand·
We all have regrets. And, most of us tend to get bogged down with those regrets. I have had my share of disappointments. However, I have not 'regretted' any decision I took. Whether it was choosing to not go to any of these top universities or choosing a particular lifestyle.
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Ayushi Chand
Ayushi Chand@ayushichand·
I have missed several good opportunities in my life due to different reasons (family, financial, and otherwise): [1] Got into NTU, but could not go [2] Got into Yale University, but could not attend [3] Got into a PhD program
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