retirement disrespector
815 posts

retirement disrespector
@beardookies
OG Amazon seller, Dabble in RE, and own a couple of businesses. Stocks. I’m never wrong when investing, but often early or late. NFA I often lose money.




1/14/25 $APLD was mid $8s Today mid $40s +400% if I had just held rather than foolin around





Just did a quick spot check on retirement plans, investments and savings. Realized I have a significant amount stashed away in a pension plan I'm still enrolled in. It's not significant enough to swing the needle in a huge way, but may mean an additional $1k or so a month in retirement. Between stocks, PMs, 401k, 403c, pension, and precious metals, I won't starve. Not counting accumulated HSA funds. I will have to work to about age 70 to meet my monthly income goals, though. Now I just have to pray that the economy and dollar don't decrease substantially between now and then. I mean, I still won't starve, but I won't be as comfortable as I'm currently planning. (for the purposes of this discussion, "comfortable" means a monthly income that's on-par with my current income, so I don't have to substantially contract my lifestyle. Though we likely will anyway, just because at some point we won't have as many ongoing expenses. It'd just be nice to relax and travel occasionally. I don't foresee us spending substantially more on leisure activities than we already do -- theater memberships, opera, symphony, CONUS and OCONUS travel, day trips to interesting locations, and hobbies.)


Send help









