@redpilldispensr And just remember as all those people were coming into our country, they weren’t required to be vaccinated, but anyone in our country had to be
An Italian pathologist may have identified the cause of "personality changes" in certain vaccinated people.
"He found the pineal gland completely destroyed on all the people who were vaccinated."
banks have to hit lending quotas every march 31, june 30, september 30, and december 31 or they get fined by regulators
seriously
apply for business credit 14 days before these dates and watch them approve literally anyone for $100k+ at 0% apr
the quarterly quota exploit:
discovered this reading a wells fargo earnings call transcript at 2am
cfo said: "we're 23% below commercial lending targets for q4"
next slide: "aggressive acquisition incentives approved"
translation: we're desperate, take our money
tested it myself:
applied september 15th (random date):
- denied by 3 banks
- approved for $12k total
applied december 17th (14 days before quarter end):
- approved by all 7 banks
- $134k total at 0% apr
the difference? desperation
here's exactly when to strike:
march 17-31: end of q1
june 16-30: end of q2
september 16-30: end of q3
december 17-31: end of q4 (best one)
banks get increasingly desperate
each day closer to deadline
limits go up 3-5x normal
the approval data i tracked:
normal approval rate: 23%
quarter-end approval rate: 78%
average limit normal: $8-15k
average limit quarter-end: $25-45k
tested across 47 applications
(yes i track everything)
which banks crack easiest:
wells fargo: panics most at quarter end
us bank: approves everyone in december
pnc: throws money in march
regions: desperate every quarter
chase: if you have checking there
the sequence that prints money:
day 1: chase (soft pull if customer)
day 3: amex (highest limits)
day 5: capital one (approves everyone)
day 7: us bank (hidden gem)
day 10: wells fargo (panic mode)
day 12: discover (backup)
day 14: barclays (bonus round)
$100k minimum
all 0% apr
one llc needed
real examples from december 2024:
bartender with 681 score: $97k approved
uber driver with 710 score: $118k approved
teacher with 695 score: $89k approved
unemployed with 720 score: $103k approved
all applied december 15-31
all got funded
banks were desperate
the technical reason this works:
banks report to fdic quarterly
miss targets = regulatory issues
executives lose bonuses
stock price drops
so they panic approve
lower requirements
increase limits
waive fees
it's systematic weakness
and completely exploitable
march 31 is in 17 days
banks are already sweating
applications taking 10 minutes
approvals coming same day
set your calendar
pick your quarter
rob them legally
this isn't a hack
it's math
Ready for $100K at 0% APR?
Link in bio → Scale With Credit
We guarantee $100K or work free until you get it
DM me "FUNDED" to start today
Question for GenX ladies…
What was that perfume you wore as teens in 1985-90?
Floral and sweet…smelled like spring…remember it from high school dances but never knew what it was…whatever it was it should make a comeback.
@benkellyone Not as easy as it sounds, I own two and the Maintenance is a lot of work. Nevermind the destructive nature of humans when the machines are not their own.
How I'd buy a Laundromat for $0 down & make $100k/year:
1: Go to SMBmarket(.com) & search for Laundromats ($10k+/mo min. cash flow)
2: Check for consistent revenue growth
3: Contact the seller & make an offer 2-4x the yearly cash flow
4: Apply for an SBA loan at sba(.gov)
5: Finance 90% of the deal using the SBA loan
6: Find a private investor to pay 10% down for 15% equity in return
7: Now you're $0 out of pocket & you own a Laundromat
I recently found a Laundromat doing $171k/year in cash flow…
You could do a few things to add value & increase its cash flow past $200k/year:
• Offer wash and fold for additional revenue
• Install a small micromart to sell snacks & drinks
• Offer WiFi & TVs & a child play area to attract more customers (more sales)
After purchase, hire a General Manager, so you never work day-to-day.
Use the cash flow to pay off the loan & take the remaining for yourself.
If you dedicate enough time and research to this…
There’s a huge payoff for all the hard work.
The question is, will you give it a go?
$170 YALE SMART LOCK FOR $60
Some Home Depot stores have it for $60 in store only
Can resell locally or online for $150+
Hearing a lot of stores have it, comment your zip and I’ll take a look
homedepot.com/p/Yale-Assure-…
Your birthday holds secrets about your personality — but the twist is: some numbers act differently depending on your birthday.
Drop your full birthday (MM/DD/YYYY) in the comments and we’ll reveal a hidden energy.
#numerology#gg33