Boras Pantanas
95 posts

Boras Pantanas
@BorasPantanas
Systems are for Winners
Katılım Ağustos 2018
1.3K Takip Edilen23 Takipçiler

@KurtSupeCPA Schools aren't charging full price. Knock $20k off list.
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Their granddaughter was about to bury herself in $200K of student debt.
Ron and Marie—ages 72 and 70, sitting on $4.2M—were going to let it happen.
Not because they didn't care. Because they thought they couldn't help without major tax consequences.
Emma just got accepted to Syracuse. Cost: $68K/year. Four years: $272K total.
Her parents made too much for financial aid but not enough to cover it.
Emma was looking at $200K+ in loans. At 6% interest, that's $2,200/month for 10 years. Or she could stretch it to 20 years at $1,500/month.
Either way, she'd be paying off college until she was in her 40s.
Ron told me, "We've got more money than we'll ever spend, and we're going to watch her drown in debt for 20 years? That doesn't make sense."
But they thought writing a $68K check would blow past gift limits and create a tax mess.
Here's what I showed them:
If they write Emma a $68K check directly, yeah—they're over the $38K annual limit as a couple.
But if they write that same check directly to Syracuse University for her tuition?
Completely different rule.
Payments made directly to educational institutions don't count against gift limits at all.
Unlimited. No gift tax. Nothing to report.
And in the same year, they could still give Emma $19K each ($38K total) for rent, food, whatever she needs.
Ron stopped me. "Wait. We can pay her full tuition and still give her $38K in cash? In the same year?"
Yep. The tuition payment doesn't touch gift limits if it goes straight to the school.
They wrote the first check that week. $68K to Syracuse's bursar office.
Most people with serious wealth let their grandkids take on crushing debt because they think they can't help without tax problems.
Then they die and leave money the grandkids don't really need anymore because they've already spent 15 years making loan payments to banks.
Ron and Marie flipped that script.
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@Cernovich I do it all, and I enjoy it. I could easily hire it out, but that's weak.
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Rich people or even high W-2 earners don't do anything for themselves anymore. (IMHO this is spiritually damaging, but that's another subject.) From food delivery to interior design, housekeeping, car washes to renovations. They spend massively, so much money goes around.
Don Lomanski@donlomanski
@Cernovich People REALLY underestimate how much the ultra wealthy spend on local services.
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@Cernovich I love Scott too. I have to wonder what it means to the world to lose him. First Charlie, now @ScottAdamsSays. We must step up in his absence. Find the story underneath, speak what you see. We pick up our plaid blankets and trudge on. Every day, work.
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Scott Adams, facing death, shows us how to live.
Someone recommended “How to Fail at Almost Everything and Still Win Big” by Scott Adams. I had burned out on mainstream books, but picked it up, and was hooked. He had put into words a way of living, similar to one I had found, except his approach was systemic and analytical. Better than my own slapdash notes. Outside of religious texts, Adams was and is as close to a “guide to life,” as you’ll ever find. And even if you’re religious, you still live in this world, and would be wise to learn how to navigate it.
Scott is closing in on the end of his life, and even now he is creating new beginnings.
I’d better write this now, I won’t be able to when it’s too late.
After losing Charlie Kirk, a lot of us are wondering how we can possibly write another obituary. While there’s much to complain about the internet and social media, those mediums expanded the sizes of our communities, our influences, and indeed our families. Too often we find new ways to hate people, instead of finding new people to love.
Scott Adams comes up in conversation at every social event I host. “How is Scott Adams doing? Will he make it?” We all talk about streams we watched and lessons learned. It’s a memorial except he’s still alive. Scott would love to hear that, which is why I have said so repeatedly. I’ve lost too many people, via death or fallings-out, to leave feeling unexpressed.
He’s been a surrogate father figure and mentor to millions of people.
Scott Adams is not liked, he is loved.
People don’t “like” Scott Adams, they aren’t “a fan of his.” They love this man. And I do as well. I’m still living in denial of his fate. We all are.
We’d been making a film about the meaning of life, and while Scott Adams had been in both of our other films, we hadn’t booked him for Meaning yet. Then we found out he was going to take the ride of assisted suicide. Foolishly, we had assumed he’d always be around. Nobody ever dies, right? Your dad will be there to take your call the next time you phone home. Your friends aren’t going anywhere. That’s how we too often live. We could book Scott later.
We reached out and he graciously agreed to be interviewed. We all knew it was going to be our last interview together. Scott and I are both efficient with our time. When a moment is over, it’s time to go do something else. Obligations call. The crew pushed this one as long as we could.
After the interview wrapped up and the gear was packed and it was time to go, there was an awkward pause. I broke it.
“Scott, we love you.” He said thank you. “No, Scott, we love you, I mean it, we all do. We love you.”
None of us broke down crying, not that there would have been any shame in that, but we no doubt all soon will.
Well then, what is the lesson of Scott Adams?
On a practical level, the lesson of Scott Adams is the power of showing up. Nobody works harder and on a more regular schedule. You can set your clock to Scott’s show. Too many of us wait for the muse of inspiration or the jolt of information to force us into action. Work, everyday, maybe in obscuring and without tangible benefits for years. Eventually you’ll hit your mark and go beyond.
Scott plugged away with his streams from a small account (after a huge career via Dilbert) and soon became must-watch, and then transcended his role to becoming something much more.
On a spiritual level, we might ask, why do we love Scott? It’s not because he’s so smart (he is). There are not shortage of intelligent, clever, Machiavellian, and rich people with podcasts. When one of them dies, what is lost? All of that Ego and desire for adoration, and does anybody even care? When those people fall while living, who will be there?
Scott is loved because he’s devoted his life to service to humanity. “What is the meaning of life,” is the question we ask every interviewee, and Scott’s answer, “Be useful to humanity.”
Despite pain, sickness, and inevitable death, Scott is doing his daily streams, serving his country and all of humankind until his end.
He’s a light to the world and a mirror for all of us.
What exactly are we doing with the gift of life given to us by God. (Scott believes in the Simulation, but I believe God evens this all out in the Judgment.) Are we doing enough for others? Are we doing anything for others?
Like everyone else, I’m capable of throwing myself a pity party. Sometimes when life is going too well, and I don’t have real problems, I invent some. That’s where the Ego brings you, recursively worshipping itself, and when that fails, tormenting itself, as each path leads to its own attention.
May all of us live more like Scott Adams, and may God bless his immortal soul when he passes.
P.S. I ran this article through Grok for typos. The original version had “immoral” soul where I meant it to read “immortal.” I think Scott would have had a great laugh had that typo been left in.



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12 Physical tests every man should be able to pass, but most can't
-Run a mile in under 8 minutes
-400m run in under 1:30
-Bench press their body weight
-Deadlift 1.5x their body weight
-Squat their body weight
-Do 10 consecutive pull-ups
-Do 30 consecutive push-ups
-Hold a 2-minute plank
-Hang from a pull-up bar for 1 minute
-Touch their toes without bending their knees
-Carry their body weight 50m in a farmer's walk
-Perform 10 full burpees without resting
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@BowTiedKnoll @mhp_guy 600k on repairs, mortgage, and insurance over 9 years has to be at least 50% of that which is insane. If not what's the breakdown of that giant bucket.
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We custom built our dream house 9 years ago. It cost $800k and I put $80k down.
I’ve paid $600k since then on repairs, mortgage, insanely high property taxes and insurance. That’s $680k total I’m in this house.
Today I could sell it for $1.6m. Do the math. I’ve been PAID $100k to live in our dream home for free for 9 years.
For free. My appreciation covered all my payments. Had I not built a new, custom home the numbers would be even better.
Where’s that accounted for on this graph?
For the vast majority of Americans over the vast majority of timeframes, it makes more sense to buy than to rent.
unusual_whales@unusual_whales
Long term performance of stocks vs housing, per WSJ:
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@TRHLofficial Glad to see the glorious and proper use of retarded in context.
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How Adorably retarded.
-Monroe & Madison crossed the frozen Delaware to slay the Hessian Mercenaries in their sleep (1776)
-Hamilton was a captain (1776) who became Gen. Washington’s Aide-de-camp (1777)
-Hale was a CT militiaman (1776) who became a spy for Gen. Washington’s (1778)
-Marshall was a Militiaman (1776) who became a Captain.
•Lee was a Calvary officer (1776) later promoted.
HumphreyBohun@HumphreyBohun
Important Reminder™️: These people had no significant, if any role in 1776. This meme from educated righties is incoherent and discrediting. Young techies may be fine but this is a dumb, embarrassing non sequitur.
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@KettlebellDan Everyone in the company should do their part, yes.
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@BorasPantanas 50+ is top 1% in any english-as-a-second language country.
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If you voted for @realDonaldTrump I want to be friends! I plan to @ScottPresler Connecticut. We have four years, that’s 50,000 registered voters a year minimum out of a pool of over 900,000 to reach the necessary goal. Please help me by sharing this effort. I need all the support I can get ♥️🇺🇸🗳️
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