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@Mitch_Seattle is there a worse team at bunting runners over than the Mariners?

@MeasureTwiceMNY Of course they are difficult to find!

Are AUM fees actually that easy for clients to find? Many AUM advisors include fees as expenses in planning software, discuss fees (as a dollar amount) in review meetings, and provide separate billing summaries for added clarity. I assumed fees would also show up clearly at the top of investment statements, alongside account values and performance metrics. But after reviewing a range of client statements across custodians, that's often not the case. Fees are frequently buried in transaction details, alongside dividend distributions. Some recent examples: • Advisory and Other Fees (on Page 4 of 8) • Managed Account Fee (Page 10 of 14) • Management Fee (Page 6 of 9) • Program & Portfolio Strategy Fees (Page 4 of 5) • Service Fee (Page 20 of 22) Just because management fees are technically disclosed doesn't mean they're easily found or fully understood. Many advisors do a great job communicating how (and how much) clients pay. But I wonder what percentage of clients could accurately estimate (within 25%) the total dollar amount they paid last year.

A couple of barrels to start the HS season. @coachtimlee @PB_Uncommitted @PNW_Uncommitted

@Softykjr Comcast fine.

Ok, so I'm watching through the MLB app. Can't pause or rewind. All national commercials and MLB promos during the break. Picture quality not great. Same on other platforms?

Wow. Going for the USA in the #wbcbaseball but the DR was robbed on that last pitch.

@BizSuperstar @ConanOBrien Something is definitely off.

Is something wrong with @ConanOBrien's microphone on the #Oscars broadcast? He sounds like he is on speakerphone.

@JonLuskin The opposite. If a spreadsheet can’t manage it. Too complicated.

Hot take: If you need a spreadsheet to manage your portfolio, your investments are too complicated. 🤓 #investing

@HardcoreHusky There’s a carve out for athletes. Not sure if coaches are included.

If Jedd Fisch earns $7.5 million a year as UW coach, then under the new Democrat state millionaire tax, he has to pay an extra $750,000 a year in taxes? This is horrific.

@MeasureTwiceMNY It’s immoral to pay more than 10% of income towards a premium with a $12000 family deductible.

Some say it's immoral to receive the Premium Tax Credit (PTC) if you can afford to pay 100% for health insurance premiums. But we all plan within the rules we've been given. Has anyone turned down the following when they didn't NEED it? • Child Tax Credit • Additional Standard Deduction • Education Tax Credits • Student Loan Forgiveness If benefit eligibility is income-based, it's not immoral to keep your income within those thresholds just because you have significant assets.

@alt_w_v_g Fake. You are not meeting with that guy.

Met with a financial advisor today My wife set it up She wants "a professional opinion" on our retirement Nice office Glass desk Diploma on the wall from a school I've never heard of The advisor was 23 Maybe 24 He had a pullover vest and a rehearsed handshake He handed me a pitch book It had someone else's name on it I chose not to mention that He said "based on your risk profile I'd recommend a 60/40 portfolio" I said "what's the fee?" He said "1% annually" I ran the compound drag over 25 years in my head Said the number out loud Then I said it again slower His smile went away I said "what's the tax strategy?" He said "we review that annually" I said "what's the Roth conversion ladder? The asset location framework? The blended expense ratio on the underlying funds? Why wouldn't I just buy VOO for free and do this from my phone?" He opened his mouth Closed it Excused himself Came back with his boss Same vest Bigger watch The boss said "I hear you have some concerns" I said "not concerns. Questions. Your 23-year-old couldn't answer them. That's my concern." My wife kicked me under the table I kept going The boss said "the value is in the relationship" I said "that's what my therapist says too. She charges $250 an hour. You're charging more and doing less." The boss looked at my wife My wife looked at the ceiling I've now been to a therapist, a realtor, a car dealership, and a financial advisor this month My wife has walked out of every single one I asked her in the car what she thinks the common denominator is She said "you" I said "interesting. Not sure how to model that." Plz fix. Thx. Sent from my iPhone

@JonLuskin Ask him how CAPE impacts the 4% rule.

I’m super excited to be interviewing the legendary Bill Bengen for a fourth time! Drop your questions below for the creator of the 4% rule of thumb! What do you want to ask about how to spend safely in #retirement? #investing

@JonLuskin Man. Easier said than done.

Taxes can be considered a secondary consideration in planning. Instead, the priority should be your life goals. If paying taxes gets you to your life goals (like buying that next house), then doing so makes sense.

@MeasureTwiceMNY Why would you give a potential client a reason to doubt your judgment? You don’t need to dress like you are on high street but looking like you are serious would at least not add doubt that you can successfully manage a lot of assets.

"There's no second chance to make a first impression." Financial services took that advice and turned it into a dress code. But in 2026, you don't have to wear a suit to be a successful financial advisor. What would you need to do differently for prospective clients to form a positive impression of your expertise and willingness to help, without your clothing playing a meaningful role?

@TheMattViera If a lie flat seat that allows you to sleep buys you an extra day or two of non groggy travel, do you think it is worth it?

Is flying first class really worth the extra expense?

@NBCOlympics Robbed.

Mac Forehand dropped a stunning 98.25 in his final run to secure SILVER in snowy Livigno. 👏 #WinterOlympics

@Joe_Fann @TheKostos I saw the hawks were rated the 3rd best Super Bowl winning team of all time on ESPN.

@TheKostos Surely you aren’t pretending that Jim McMahon and Trent Dilfer are laughably better than Sam Darnold?

@RealSkipBayless Not sure it’s possible to have a worse take.

How lucky was Sam Darnold that Drake Maye was hurt last night and an off-target, brain-locked shell of his near-MVP self?

@JonLuskin @ErnRetireNow What do you think?

This was somewhat counterintuitive when we were running the data. My thought was, “well, let’s dial up equities and see what happens.” And interestingly, it doesn’t really help. In fact, the best withdrawal rates are delivered by a balanced portfolio. And the key reason is that bond returns are much more stable and predictable. And so that’s why the balanced portfolio tends to look better from the standpoint of safe withdrawal rates than does a portfolio with a higher equity allocation. — Christine Benz, Morningstar Director of Personal Finance and Retirement Planning

@theficouple Cold and Colder.

@theficouple Depends on expense level.

Net-worth breakdown in 2026: $750k: Comfortable $1 million: Rich $1.5 million: Semi-wealthy $2.2 million: Set for life Do you agree?