Alex Chediak

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Alex Chediak

Alex Chediak

@chediak

Christ-follower, Husband, Dad, Professor, Author (Beating the College Debt Trap, Thriving at College, Preparing Your Teens for College). Students & higher ed.

Riverside, CA Katılım Şubat 2009
1.1K Takip Edilen1.4K Takipçiler
Alex Chediak
Alex Chediak@chediak·
Lastly, as important as earning after graduation is, education is about moral formation, not the mere transfer of information and job training (though that matters too).
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Alex Chediak
Alex Chediak@chediak·
What matters is that the students make an informed decision when the begin their studies, and that they take future earning prospects into consideration when deciding how much to borrow.
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Alex Chediak
Alex Chediak@chediak·
CT's right to critique this regulation. Is a Christian U only supposed to produce high wage earners? Isn't the better question to ask: Are the students paying off their loans? It's their freedom to have chosen a lower wage line of work. (@megbasham) christianitytoday.com/2026/05/christ…
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Alex Chediak
Alex Chediak@chediak·
@24HrHomeCare Please see the case opened today. Reference #: 01724177. Your team has really dropped the ball. Thank you.
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Alex Chediak
Alex Chediak@chediak·
Well reasoned
Jesús Fernández-Villaverde@JesusFerna7026

Let me lay out the unpleasant arithmetic of the replacement rate, and why a modern society finds it so hard to reach. A population of 100 women in an advanced economy needs 210 children to replace itself. Why? Absent sex-selective practices, roughly 105 boys are born for every 100 girls. Evolution overshoots male births because boys are more prone to early death from accidents and disease. Therefore, of 210 children, about 108 are boys and 102 are girls. Not all girls reach the midpoint of their fertile age: accidents, suicide, homicide, and illness take some. In an advanced economy, about 98% of them survive, leaving 100 women to replace the original 100. Now consider the distribution of children per woman. Imagine 15 women have no children. Five do so by choice, for various reasons (professional, affective, religious). Ten face unfixable fertility problems, theirs or their partner’s. The 10% figure is conservative: the medical literature points to around 13%, and that does not even count male fertility problems. Of the remaining 85, 10 have one child, 60 have two, 10 have three, and 5 have four. I am stopping at four to keep the post concise; very few women in younger cohorts have five or more children, but I could adapt the example to account for them. Hence, the 100 women in this population have 180 children, for a completed fertility rate of 1.8. Interestingly, this is roughly the rate we saw in many advanced economies until the early 1990s, and in the U.S. until around 2008. But we are still 30 children short of replacement! Voluntary childlessness is only 5%. Three-quarters of women have two or more children. Look around: most of your friends will have two, plenty will have three or four. And yet, we are well below replacement. You would not look at this population and call it selfish (is having two kids hedonistic?) or accuse it of losing family values (only 5% of women are choosing voluntarily not to have children). The point is simpler. To reach 210 births, you need a substantial share of women to have three or more children. Two as the “normal” pattern will not get you there. And modern society makes three or more a costly proposition for most families. Of course, current fertility rates in most advanced economies are well below 1.8. But my point is that, under present social arrangements, we should not expect 2.1, even if (to humor last weekend’s debate) we banned smartphones and TikTok. We need many, many more families with three or four children. More pointedly, there is no self-regulating mechanism that pushes a society back to 2.1. The market-clearing analogy many economists use is flawed; scarcity feedback does not work the same way. (Another post on this another day.) And, as I often read, the claim that “nature” somehow regulates current overpopulation is just childish mumbo jumbo. So yes, the arithmetic of replacement rate is unpleasant.

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Alex Chediak
Alex Chediak@chediak·
@5solas Pardon me, @Phil_Johnson_ , might you know when this video was recorded? It looks like Grace Church in the video, perhaps the last Shepherd's Conference for which Pastor MacArthur was still alive? Thank you, and best wishes.
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5 Solas
5 Solas@5Solas·
MLK wasn't a Christian.
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Alex Chediak
Alex Chediak@chediak·
A trend to keep an eye on. I'm thankful to God for my employer!
TFTC@TFTC21

The college enrollment cliff is no longer a forecast. It is happening right now, and the damage is showing up everywhere: Clemson is $1.5 billion in debt. Syracuse just eliminated 93 academic programs, 55 of which had zero students enrolled. UNC-Chapel Hill is cutting $89 million over three years. Duke let 600 employees go in a $350 million budget reduction. Indiana's higher education commission voted to eliminate or merge 580 degree programs across all public universities. The University of Vermont is projecting a 15% drop in its freshman class. Vermont alone has had five college closures in the last three years. These are not small schools nobody has heard of. These are flagship state universities and elite private institutions. The projections are brutal. High school graduates peaked at roughly 3.9 million in 2025 and will now decline steadily through 2041. A 15% drop in college-age students is expected by 2029. A worst-case scenario from a December 2024 study projects up to 80 additional college closures per year through 2029. Since 2020, more than 48 public and private colleges have already shut down. US births peaked at 4.3 million in 2007. The birth rate dropped 4% between 2007 and 2009 and never recovered. 2026 is 18 years later. The baby bust generation just hit college age, and there are not enough of them to fill America's universities. The American university system was built for a population that no longer exists. Tuition kept rising while the number of 18-year-olds started falling. The endowments of Harvard and Stanford will be fine. Everyone else is fighting over a shrinking pie with a cost structure designed for a world where 4.3 million babies were born every year. That world ended in 2007. The bill just came due.

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Alex Chediak
Alex Chediak@chediak·
I had the privilege of writing over 100 articles for stream.org, a website that was the vision of James Robison. Thankful to my friend @DrJayRichards for the opportunity. So sorry to hear of his passing. I can only imagine the joy he has entered into @Streamdotorg
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Alex Chediak
Alex Chediak@chediak·
Does X no longer allow us to keep track of our likes? I used to like posts routinely so that I could find them later. Now it seem I can’t.
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Jeff ⚓️
Jeff ⚓️@5stringTex·
@chediak Go to your profile. On the top of your feed, it should have headings lkke "Replies" and "Media." Scroll to the right and you should see "Likes."
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