Mr Compound

My Financial Journey 9 years ago, I started investing with one goal — financial freedom. No luck, no timing — just patience and consistency. Today, I’ve achieved FIRE with 50× my annual expenses. Here’s my journey 👇 #FIRE #Investing #MutualFunds

@Sachan8574 @BhaveshManikBM I meant best performers keep changing so instead of chasing them, buy index and forget for 15 years.

@compound_mr @BhaveshManikBM The only real caution: “keep changing every year” can quietly hurt compounding. The real edge usually comes from staying invested through cycles, not rotating too often based on yearly sentiment

How can I grow my portfolio to 10Cr? Expert traders please advise me.

@india_eye_now Aravind is like Simpsons, make too many theories and some will get true. He also predicted US Iran war will end on April 8 but didn't happen.

𝗔𝗥𝗔𝗩𝗜𝗡𝗗 𝗝𝗨𝗦𝗧 𝗦𝗧𝗔𝗠𝗣𝗘𝗗 𝗜𝗧. 𝗕𝗝𝗣 𝗪𝗜𝗡𝗦 𝗕𝗘𝗡𝗚𝗔𝗟. February 2025. Four words on this timeline: "BJP will win Bengal elections in April 2026." Fourteen months later, with 24 hours to counting, he just doubled down. If wrong on May 4, he locks his handle. Hibernates for months. Or sells it and shuts up forever. This is not bravado. This is a man putting his entire digital existence on the table. You don't make this bet on vibes. You don't make this bet on hope. You make this bet when you've seen the ground and you 𝗸𝗻𝗼𝘄. Pollsters hide behind ± 11. Aravind is betting his account. That tells you everything about what's landing in Bengal tomorrow morning. 𝗧𝗵𝗲 𝘀𝘁𝗮𝗺𝗽 𝗶𝘀 𝗱𝗼𝘄𝗻. 𝗦𝗮𝘃𝗲 𝘁𝗵𝗶𝘀 𝘁𝘄𝗲𝗲𝘁. 𝗧𝗮𝗴 𝗶𝘁 𝗯𝗮𝗰𝗸 𝘁𝗼 𝗺𝗲 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄 𝗮𝘁 𝟱 𝗣𝗠. 𝗗𝗶𝗱 𝗔𝗿𝗮𝘃𝗶𝗻𝗱 𝗷𝘂𝘀𝘁 𝗰𝗮𝗹𝗹 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝘂𝗽𝘀𝗲𝘁 𝗶𝗻 𝗜𝗻𝗱𝗶𝗮𝗻 𝗲𝗹𝗲𝗰𝘁𝗼𝗿𝗮𝗹 𝗵𝗶𝘀𝘁𝗼𝗿𝘆?

@BhaveshManikBM @Sachan8574 Best keep changing every year. Buy 3-4 index funds and let it compound. (My suggestion - Nifty 50, Nifty Mid cap, Nifty small cap, One FoF fund - Nasdaq 100 or US total)

@Sachan8574 @compound_mr But what are best schemes? In MFs, how shall we pick best movers/baggers

@Ravisutanjani Yeah totally frustrating experience when train travel is required. They should also habe some seats reserved for INCOME TAX PAYERS like they do for MPs, Defence etc. @exp

🚨 Indian Railways is Sleeping on Tatkal Issue Passengers are Frustrated, Not Getting Tickets Money Gets Deducted, Booking Fails Instead Railway Should Open Tatkal 24 Hours Before Departure From The Origin Station Currently, It's 10 AM and 11 AM for All Trains

@gurjota As a long term investor, One should only invest, no withdrawl needed apart from Tax harvesting.

Apart from CY2024, I've been a net buyer of equities every single year.

In compounding formula, Time is the most important factor. Most people waste time chasing returns and underestimate time period.

@Sachan8574 And what happens when we wake up from imagination :-P

Imagine having a ₹3Cr stock portfolio. It gives ₹4LPA in dividends and doubles in 4 years. Now imagine a ₹30Cr portfolio. Life set.

@MrBeast Ok

If this tweet has exactly 1 like in 24 hours I’ll give that person $1,000,000

@Cryptified_Soul So Investing and Improving skills are mutually exclusive ? One can't have both?

SIP is another product being peddled in the market. This 12% CAGR thing is not something I oppose, but it is an inefficient process. Improving skills can give us a much better chance.

@MoneyBuddy_ Though I agree with discipline part, How many are investing daily? I don't think it's worth it.

Most people spend their salary. A disciplined few invest daily. #PersonalFinance #investing

XIRR - 14-15%. Top performing fund - Navi US Total Index fund - 23% XIRR.

@BaluGorade I have one kid so I'm SISK.

@compound_mr your choice ?

DINK life is trending. Double income, no kids. But life isn't only about ease and flexibility. Having kids brings a depth of meaning you don't anticipate. I have 2 children and it has never felt like a burden.

Over 15 years, most active funds lose to the index. In the US, 80–90% underperform S&P 500 (SPIVA). Winners don’t persist. Top funds keep changing every year. Beating the market is hard. Staying invested isn’t. Index > ego. — Mr. Compound

ICICI Nasdaq 100 FoF now allows SIP. Easy global diversification. AI age = US + China lead. Don’t limit wealth to one country. Own global winners. Let compounding scale across borders.— Mr. Compound

12 Years can be 15 or 20 also based the corpus but minimum 12 years for compounding. Follow me for more such workable advice.

Expenses double. Corpus resets.₹1.44Cr debt + ₹1.44Cr equity. Cycle repeats every 12 yrs. No lifestyle upgrade but no money stress either. That’s Lean FIRE. Boring system. Powerful compounding.— Mr. Compound

Target: 24× annual expenses. Split it: 12 yrs in debt 12 yrs in equity Debt funds your life. Equity grows your future. This simple split = Lean FIRE. Thread 👇