Cray

1/ Cray’s vision is simple: make crypto invisible and stablecoins usable for everyone. We’re thrilled to integrate @Circle Gateway to bring unified @USDC liquidity across chains.

Explore now -> cray.pro

People are paying in crypto. But Merchants don’t see it yet. They rely on cards and pay middlemen for every sale. Now, they can receive stablecoin payments directly through Cray.

A non-custodial merchant payments infrastructure for stablecoin-native commerce. Check it out: cray.pro

You tap your card. It feels simple and instant. For merchants? It’s delayed, expensive and fragmented. There’s a complex link of banks, processors, networks and systems. AKA middlemen. And behind every tap there's: - MDR fees - FX spreads - Chargeback risk - 1-3 settlement delays Cards were built for consumer UX. Bank rails were built for institutional settlement. Neither was built for merchants. That’s the gap stablecoins solve. At Cray, we’re building payments that are - Direct - Instant - Low-cost - Non-custodial Merchants shouldn't worry about complexity. They should just get paid instantly. The future is global, merchant-first payments.

4/ Strong signals. Across the globe. Stablecoins aren’t “future payments” anymore. They’re the new backend for global commerce. For merchants ready to move early: merchant.cray.pro

3/ And legacy giants are also leaning in. @WesternUnion is exploring stablecoin-powered infra on @solana, which is an indication of where global payment rails are heading. 175 years of legacy finance meeting on-chain settlement. That says everything. x.com/QBitFlowApp/st…

“Why drag margin-eating middlemen to future payments?” In a rather quiet week, PG's comment stood out. It’s not crypto replacing banks anymore. It’s about efficiency. Native players are strengthening their Stablecoin infra to meet the global demand. x.com/paulg/status/2…

@dadiomov Because then you have to add card fees. Why drag Visa along with us into the future like a software virus?

@NirbhikJangid thats the only way crypto can become part of everyday commerce.

@craydotpro this is great - it shouldn’t feel like a learning exercise!

We rebuilt the Cray merchant experience after speaking with 100+ merchants. The biggest lesson: Businesses want a trusted way to get paid. And simple feels trustworthy. So we redesigned the entire experience around that ↓

3/ The goal is simple: Make blockchain payments feel familiar without losing the benefits of blockchain rails. - Local currency withdrawals - Clear balances - Transaction exports Get started at merchant.cray.pro

2/ Now merchants can start accepting stablecoin payments in minutes. Sign up -> your self-custody wallet is automatically created. No blockchain knowledge required. Enter amount -> generate QR Customer scans and pays. Merchant receives funds instantly.

@GaetanJansseune Absolutely! tax filing is a crucial step for businesses. Cray provide detailed transaction logs so you can file stablecoin payments exactly as you do with cash or normal transfers. Simple as that!

@craydotpro X is one side, but compliance is the other. Under MiCA + DAC8, stablecoin txns get reported to EU tax authorities. Every payment = potential taxable event. Fixing UX without fixing tax reporting just moves the friction.

From 2014 to now, stablecoins have been the first step in crypto adoption. We’ve come a long way since. Tether (USDT) -> initially a trading tool -> now used in P2P payments USD Coin (USDC) -> compliance-first -> now used for institutional settlement Stablecoins are no longer just USD-pegged tokens. Other currency stablecoins are rising week by week. But have you paid with stablecoins at a retail store? On paper, stablecoins are perfect: - Instant settlement - Low fees - Global reach SMEs should be rushing to adopt this. But they’re not. Why? Unsupportive UX and user journey . As a payment provider, we should make it simple and easy for merchants to accept stablecoins. However, today’s reality is very complex. Merchant enters amount -> Merchant should select chain and token User scrolls through tokens -> Verifies right token and chain -> Checks fees -> Pays This isn’t payments. This is friction. And this is killing adoption. Crypto was built to remove middlemen, but today’s crypto infra (especially cards) add more layers and fees. The real opportunity is clear: Better UX and seamless user journeys. And this needs to be done using crypto for what it stands for. Control, ownership and transparency. All while delivering a straightforward checkout experience. That is Cray’s vision. Simple payments. No complexity. No custody loss.

4/ Direction is clear: - Payments moving from intermediaries to direct money movement - From delayed settlement to instant settlement - From fragmented systems to programmable rails That's the shift. Building toward this at cray.pro

3/ South Korea exploring a KRW-backed stablecoin ecosystem This enables: - Seamless local payments on blockchain rails - Integration with existing financial systems - Real consumer and business usage This is how adoption becomes invisible. x.com/moonpay/status…

Crypto is no longer just about trading. It's growing into a global financial layer. - Stablecoins moving from cross-border use to everyday local payments. - Non-USD stablecoins gaining traction. This week showed clear signals of that shift.