Curacel (YC W22)

We're excited to announce that we've raised $3 Million in seed funding! Click here; techcrunch.com/2023/02/14/nig… to read more about the raise and what this means for our company and our partners. #curacel

A week of Grow self-serve. Behind it: → 5,000+ orders processed → ₦360M+ in assets protected → 100+ platforms across Africa Two years live. Now available to any platform. 24 hours to go live. No calls. buff.ly/OSm44iN

In Lagos, a C-section costs between N300,000 and N1.5 million. Most women do not know which number they will face until they are on the operating table. The anxiety is not the procedure. It is the invoice. 16.5% of sub-Saharan households face catastrophic health spending. Per PubMed Central. buff.ly/PLrSb6Q #HealthInsurance #MaternalHealth #Curacel

3 banks. 2 mobile money providers. 4 payout channels. 1 spreadsheet. This is how most insurers reconcile claims payments. Every month. The claim was approved. The payment is stuck in a reconciliation queue. Real-time settlement infrastructure fixes this. curacel.co/curacel-pay #PaymentInfrastructure #Insurtech #Curacel

One API. Four industries. → Fintech: credit life at disbursement → Logistics: cargo cover at checkout → E-commerce: device protection at sale → Travel: cover at booking Same integration. Different use case. All four gaps closed. Which one is yours? buff.ly/RfHur2a

Bronze. Gold. Silver. One plan for everyone. The data to do better already exists. Curacel is building the infrastructure for hyper-personalized premiums across Africa — and the window to get ahead is open now. → buff.ly/2UOM8TD | curacel.co/contact-us (Full panel: buff.ly/IbpbCbb) #InsurTech #EmbeddedInsurance #HealthTech #Personalization

Two years. 100+ platforms. Every one started with a call. The model worked. It wasn't right. Today Grow is self-serve. 24 hours. No calls. The infrastructure was always there. Now the access matches it. curacel.co/grow?utm_sourc…

She had a question about her disbursement. It was 2am. The chatbot gave a generic response. The call centre opened at 8am. By 9am she had opened an account with a competitor. No complaint. No feedback. She just left. Financial services loses customers in the hours nobody is watching. curacel.co/support #CustomerSupport #AIAgents #FinancialServices

Regulators are moving faster than back offices can keep up. NIIRA 2025. Cybersecurity insurance classes. Ghana Card mandates. Tightening eKYC rules. The compliance workload has tripled. The team size has not. AI infrastructure closes the gap. curacel.co/extract #Compliance #RegulatoryTech #FinancialServices

Last Thursday: "We're changing it." Today is what we meant. Curacel Grow is now self-serve. 24 hours to live. No calls. curacel.co/grow

Less than 3% of Africans are insured. Not affordability. Distribution. Insurance isn't where people are. Platforms are. curacel.co #EmbeddedInsurance #Africa

Call. Wait. Check policy. Confirm eligibility. Assess clinical necessity. Issue code. That was pre-authorization. For every patient. Every time. Now it takes seconds with Curacel Health AI. See how → buff.ly/2UOM8TD (Full panel: buff.ly/IbpbCbb) #HealthAI #InsurTech #Claims #AfricaHealth

For two years, embedded insurance started with a call to us. 100+ platforms. But that model left too many behind. We're changing it. curacel.co/grow

A single mortgage application: 30 to 50 documents. A KYC file: 20 pages. A loan disbursement: 6 document types to verify. Multiply by 10,000 applications per month. Most of it is still processed by hand. This is not an insurance problem. It is a financial services problem. curacel.co/extract #DocumentAI #BankingTech #Curacel

Insurance fraud has gone from episodic to systemic, and that's what makes it so hard to catch. Njeri Jomo nailed this at Curacel Frontline. buff.ly/2MI9UVm #CuracelFrontline #Insurtech #FraudDetection

AXA Mansard fully standardised their tariffs across their entire provider network using Curacel's health claims infrastructure. Different providers, different tariff structures, same procedure billed at different rates. That inconsistency is now resolved. Read the case study --> buff.ly/eQkj6Kt #CaseStudy #AXAMansard #Curacel

The claim was approved on Day 1. The payment arrived on Day 87. Batch reconciliation. Bank transfer delays. Failed mobile money disbursement. Manual re-entry. The claim was not the problem. The payment infrastructure was. curacel.co/pay #PaymentInfrastructure #Insurtech #Curacel

Happy Easter. A season of renewal, hope, and new beginnings. Wishing joy, peace, and rest to all who celebrate across our markets and communities. To our team, our partners, and everyone building something meaningful: may this season bring the clarity and energy to carry into the months ahead. From the entire Curacel family. #HappyEaster #Easter #Curacel

Today, we pause. Wishing a reflective Good Friday to all who observe. From the Curacel family. #GoodFriday

80% of the data financial institutions rely on is trapped in unstructured documents. PDFs, scanned forms, handwritten notes. None of it is searchable. Most of it is still being keyed in by hand. The document pile is the bottleneck nobody talks about. curacel.co/extract #DocumentAI #FinancialServices #Curacel