Sam Grone

BREAKING: Polygon to become U.S. regulated payments platform We’re acquiring Coinme and Sequence to move all money onchain. → Regulated money movement in 48 states → Fiat on/off ramps → 50,000 fiat-to-crypto locations in the U.S. → Easy onboarding with wallet infra → 1-click crypto transactions across chains All vertically integrated in the Polygon Open Money Stack.

$2.4 trillion is more than the GDP of Brazil. It’s larger than the entire market cap of the S&P 500 healthcare sector. It’s roughly what the U.S. federal government collects in individual income tax in a year. That’s how much value has settled through Polygon’s network in stablecoin transfer volume.

polygon[dot]technology

Paxos has moved over $1.3B in stablecoins on Polygon. Most card networks charge merchants up to 3.5% per transaction. Paxos processed this across 82,000+ transactions for under $700 in gas fees. That's a 99.998% cost reduction. Polygon is a payments chain. Paxos is the proof.

Everything an agent needs to transact onchain, in one toolkit. Wallets, payments, swaps, bridging, onchain identity, and x402. Just install + ship.

Paxos has moved over $1.3B in stablecoins on Polygon. Most card networks charge merchants up to 3.5% per transaction. Paxos processed this across 82,000+ transactions for under $700 in gas fees. That's a 99.998% cost reduction. Polygon is a payments chain. Paxos is the proof.

Powerful new Harvard Business Review study. "AI does not reduce work. It intensifies it. " A 8-month field study at a US tech company with about 200 employees found that AI use did not shrink work, it intensified it, and made employees busier. Task expansion happened because AI filled in gaps in knowledge, so people started doing work that used to belong to other roles or would have been outsourced or deferred. That shift created extra coordination and review work for specialists, including fixing AI-assisted drafts and coaching colleagues whose work was only partly correct or complete. Boundaries blurred because starting became as easy as writing a prompt, so work slipped into lunch, meetings, and the minutes right before stepping away. Multitasking rose because people ran multiple AI threads at once and kept checking outputs, which increased attention switching and mental load. Over time, this faster rhythm raised expectations for speed through what became visible and normal, even without explicit pressure from managers.

This is a marketing position, not a product strategy. Calling yourself a payments chain is good marketing (polygon does this, too, btw). But building the whole stack is a different thing entirely. A blockchain is a rail. Rails matter, but rails alone don't move money. You still need wallets, on/off-ramps, compliance, stablecoin interoperability, yield, identity, and orchestration to tie it all together. Without those layers, you've got fast infrastructure and a payment experience that still requires five other vendors to function. That's the gap Polygon is closing with the Open Money Stack. We've been quietly building the Polygon Open Money Stack, so let me tell you what this actually looks like: One API. Businesses plug in once and get access to the full stack: wallets, on/off-ramps, stablecoin interoperability, compliance, yield, orchestration (many of this made possible by recent acquisitions of Sequence and Coinme). Everything they need to move money (not as separate integrations or as a patchwork of vendors) as one unified product. Yes, settlement on a blockchain is part of that. But settlement is a feature, not the product. The real unlock is meeting existing payments infrastructure where it is. Most businesses aren't going to rip out their current systems. They need something that fits into how money already moves... and then makes it dramatically better. That's where the Open Money Stack is going to win by a mile....by being the easiest, most complete integration for businesses that want to move money better. The full stack beats the fast chain. Every time.

Had to sit down for this one

don't see many people talking about the potential for agents to fix the crypto ux. the biggest ux problem is "how do i buy x asset?" today it requires finding the right chain, wallet, gas token, contract address, and bridge routes. will soon be as simple as asking your agent.