Dividend Growth Investor

Nvidia $NVDA initiated its first dividend in November 2012 Their own press release stated that the stock had a dividend yield of 2.40% They didn't just initiate a dividend for show They meant to do it, to reward their shareholders, as the stock had basically gone nowhere in price for the preceding 12 years They also did it to show their confidence in their business, heir ability to generate cash, their continued ability to grow and invest for the future The stock has had two splits, so 1 share from 2012 turned to 40 shares today That price from the press release adjusted for splits is equivalent to $0.31525/share Nvidia kept raising the dividend between 2013 and 2019, until they kept it unchanged till 2023 At the new rate of $0.25/share, the annual dividend turns out to $1/share This is equivalent to an yield on cost of 217% Of course, the stock has really increased by a lot since 2012, driven by the growth in earnings per share They didn't raise the dividend as fast as earnings were growing, but it looks like they are catching up now

Nvidia $NVDA hiked quarterly dividends from $0.01/share to $0.25/share 2026 shapes out to be the third year where annual dividends increase

401 (k)'s are not a scam The only people who claim it is a scam: 1. The financially illiterate 2. The ones trying to sell you something

Sofi has a 2% transfer bonus on Taxable account and Retirement Accounts such as Roth IRA The match of a 401(k) type accounts is just 1% They require you to hold assets there for at least 5 years Details below:

My approach to dividends is simple - Reinvest dividends in the accumulation phase - Spend the dividends in retirement

The issue for me would be about liquidity, and what could go wrong If I pay off half the mortgage, I may be in a pickle if my source of income dries up and I have sacrificed half my liquidity for it. If I can't make the payments, I will be on the street soon. If I don't pay off half the mortgage, that liquidity will give me some ample time to get myself together and bounce back. Having some dry powder in another asset can be a lifesaver (even if said portfolio's quoted value dropped during the next recession)

I have an $803,000 mortgage at 6.125%. I am considered a “high-risk borrower” because I am self-employed. If I consolidate all my cash and part with some shares that I’m willing to ditch, I could probably come up with about $400K. A mathematician would tell me to invest that money instead. I can probably outperform 6.125% interest by staying invested in the market. But will I ever feel free when I’ve got this debt hanging over my head? Will I ever be able to take prudent risks in the market knowing that if my trade fails, I’d have been much better off paying down my debt? This is a tough choice for me because it’s not the vintage 2% mortgage you should carry, nor the 20% interest credit card debt you must pay off asap. At 6.125% interest, would you sell shares to pay it off?

Northrop Grumman $NOC raised quarterly dividends by 6.92% to $2.47/share This is the 23rd consecutive annual dividend increase for this dividend achiever

@lynk0x @itsthewealth4me Money gives you options

A man without money has no voice. Fix your finances before you try to fix the world.

@NewLowObserver Also fact: The original poster excludes dividends

"Fact: 1968-1982 S&P 500 lost -40% of its value in real terms." Also fact: Small caps crushed it in the same period.

@jam_croissant If you look at inflation adjusted total returns however The S&P 500 delivered a total inflation adjusted total return of ROUGHLY 0% Between Dec 1965 and Dec 1982 Source: DQYDJ

STOCKS ARE NOT AN INFLATIONARY HEDGE: Fact: 1968-1982 S&P 500 lost -40% of its value in real terms.

@Investmentkage Folks with lowest incomes spend a large portion of their income on lottery tickets They view that as their ticket out of poverty unfortunately

@DividendGrowth I think it is something like 70% of people that play the lottery are in poverty I’ll have to look up the exact number.

Most people are better off taking the thousand dollars a week then the $1 million. Why? Because the majority of people have no self-control. Look at how many people that win the lottery go broke and you’ll understand why the majority of people should pick the $1000 a week.

@sweatystartup Have you explored launching a REIT? Just genuinely curious

I NEED MONEY. The self storage market is opening up and the deals are getting good. What groups should I talk to that would be interested in $5-$10 million of equity over the next 12 months?

Source: youtu.be/dX9oG5fPEJ8?si…

The goal is to escape the rat race

@AdamSinger People come to Twitter to be outraged and angry about something

Some people here are otherwise intelligent, yet every day quote and comment on bait from obvious engagement-farming accounts. It is trivially easy to look at the account first, see you have no followers in common, it's based in south asia, and simply block the account instead

@DividendBreeder It's gotten so bad, they now charge this bald man $80 for a haircut

The price of a hair cut has gotten crazy. 1994: $2 2000: $5 2006: $9 2012: $13 2016: $18 2018: $24 2021: $32 2023: $45 2025: $60 2026: $87 Pretty soon it will be $300 for a routine hair cut.

This is from 20 years ago:

This is what $88 Billion looks like

@JonErlichman Under the Buttonwood Tree

The New York Stock Exchange was founded on this day in 1792.