Eduardo Borges

@madsf88 dolafy.com will soon have it

who's building the bank for ai agents?

to bootstrap or not… at the same time we’ve been slowly growing without any investors it’s becoming very clear to me how much more speed we would have with extra capital when paying bills from our own pocket, we need to start everything from scratch: negotiate the lowest plans possible, wait for more customers before deploying specific features etc if we went thru the VC funding route, we could probably be going after licenses we cant afford, investing in marketing… tech-wise, we dont need any external capital. but for growth speed, it would certainly help a lot… let’s see for how long i’ll keep resisting

@Piero_Go_ gotta love them

@duborges siempre hacen lo mismo

my girl went shopping today and came back with new white shirts for me - but i dont need more shirts, mine are fine - no, they were old and i threw them away well. ok then.

@duborges You forgot to mention that the regional company that got the bank license is also usually owned by a quirky 70 year old that no one knows personally lol

if you think there are too many gpt wrappers in the mobile apps market you haven't seen how the fintech world works every neobank is just a wrapper on top of another wrapper on top of some small regional company that got their bank/card licensing somehow the cool thing about this market, is that every player in the chain is getting their paycheck, so everyone's happy I couldn't have chosen a better industry to work with (though ask me again in 5 years, a lot of stress might arise - as expected when dealing with money)

@michel_cht haha yeah, they sure make our world more beautiful

@duborges If it wasn’t for the women we’d all look like hobos living in our garagem with muscle cars and a mattress on the floor

@Brents_Journal dunno man, i work in the tech industry, not much contact with this niche probably finding people online doing the same and messaging them

@duborges Interesting! I'm trying to figure out how to connect with local English speaking Brazilians in Floripa because I want to make fun adventurous YouTube videos as a career. What's the best way to find these people?

to this day, i still cant comprehend why someone charges money for connecting people they connect you to VCs they connect you to bank managers they connect you to agencies they connect you to models they connect you to biz partners helping others with connections is one of the easiest and most beautiful things we can do to our own community “i can intro you but i want a cut of the deal” is the most despicable behavior on humans, sorry when you create a nice match, everyone is happy, and you are seem as a nice person and people will bring more connections to you why would one choose to charge money for it and be hated right away? i dont get it.

@gabrielbfrota crazy drunk kids from what i’ve heard though they seem to have expanded to canggu already

@duborges What's the problem with Kuta?

as a nomad for 16 years, i visited the most livable places on earth the goal was to actually find bases, so you keep coming back rotating between them but there were 2 places I never stepped foot on: - Cairo, Egypt - Kuta, Bali everyone always told me to stay away from these 2 places, and their arguments were very convincing what’s your take?

@renancaixeiro yeah spent 2 weeks in morocco, was similar gets very stressful at some point convenience is key for long term

I resided in Cairo for several months and worked there. If you’re planning a tourist visit, it’s advisable to hire a reputable agency. However, if you intend to stay for a few months, negotiating a location becomes more challenging without the assistance of a local. Nevertheless, for a man, a few days or weeks can be accommodated, although they may attempt to apply certain “golpes”, especially at places like the airport. Just be prepared; you’ll lose a few dollars, and that’s all.

@pablochirico_ most clients were connections and recommendations, no distribution channel yet

@duborges congrats on this. bootstrap plus fintech profitable in 18 days is rare. what was the unlock, early community or a specific channel? genuinely curious.

launched Dolafy neobank on March 1st 18 days later and we are already profitable a fintech. fully bootstrapped. what a time to be alive

@Brents_Journal yeah both are great, but I still prefer Floripa, but i dont surf

@duborges Interesting you say that because I just arrived in Floripa but for the long term I've been considering Sydney

if Brazil isn’t an option anymore, I would probably live in Australia again it’s hard to beat a better - and safer - place nowadays (some parts of California are also great beach-wise)

@diazailan gracias hermano

@duborges Congrats!

@AlexBelogubov damn i used to pay $2500 to live at the golden gate area in kyiv - prices were booming before the war

My monthly cost of living in Ukraine 🇺🇦 🏠 $200 rent 🥗 $400 food 🚗 $150 car ⚡ $70 utilities 📱 $30 phone + internet Total: ~$850/month.

@nifty_mat just like in Poland

@duborges as long as you - avoid bad areas, hehe

while the world is going mad, brazil and its neighbors are becoming the best place on earth to live with proper quality of life yes, better than North America and most of Europe (an unexpected and ironic plot twist i must say) as long as you - avoid bad areas - ignore any political debates - stay away from legacy media - learn how to navigate our “laws” - and avoid holding our national shitcoin it’s quite nice in here

@siimh yeah exactly, wasnt expected but we have a lot to invest to grow, so the risky business is still in play

@duborges fintech and bootstrapped in the same sentence is not something you see often. congrats on the speed

@gringokiwi cheers mate

@duborges Lfg! Congrats

@limacub7 thanks brother! kudos to the coffee producers

@duborges Congrats. Hard work and brains pays off

@hschmaiske yeah, i compare it to going to working out you dont go to the gym to win a championship it’s just a basic thing you repeat every single day, to get stronger and gain muscles building random projects was the same for me until you find something worth using those muscles

@duborges that's just possible because you did many other projects before