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@ellesitole

views are my own.

Johannesburg, South Africa Katılım Temmuz 2023
25 Takip Edilen5 Takipçiler
Rato
Rato@ellesitole·
@SABC3Topbilling @SABC3 I honestly don’t think we need Top Billing anymore. We have Let’s PropIn on YouTube who showcase some of the most stunning homes.
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Topbilling
Topbilling@SABC3Topbilling·
This week on #TopBilling, @Boity welcomes us into a home that’s every bit as stylish, bold and beautifully layered as she is. With interiors thoughtfully designed by Boity herself, this is a space filled with warmth, intention and a whole lot of heart. 📺 Thursday | 7PM | @SABC3
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knick
knick@Knick_RSA·
Cyril promised everyone millions of jobs & delivered the biggest unemployment rate in history 😭
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SheKreatesWealth
SheKreatesWealth@KreatesWealth·
🚩🚩🚩🚩🚩 Let me tell you what the press release didn’t say. This is exactly the kind of product that looks like a blessing but can become a trap if you don’t understand the numbers. 🧵
SheKreatesWealth tweet mediaSheKreatesWealth tweet mediaSheKreatesWealth tweet mediaSheKreatesWealth tweet media
News24 🇿🇦@News24

SPONSORED: FNB launches South Africa's first interest-only home loan for under-35s, allowing graduates and young professionals two years of reduced repayments with loans up to 110% of property value. news24.com/brandstory/par…

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Village Lawyer ⚖️🇿🇦👆
I have come to accept there is no political party that would 100% align with your interests, values , aspirations and hopes for South Africa. Just pick one that covers your primary interests and go vote for them. Let’s stop this thing of not voting because “there is no party to vote for”
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Lesedi Zwelibanzi Ngema
Lesedi Zwelibanzi Ngema@LesediNgema·
The problem with SA discourse: when a man from kasi says migrants are affecting his dignity and livelihood, the response isn't 'let's engage that seriously.' It's 'you're xenophobic' or 'you're being manipulated.' That's not debate. That's dismissal dressed up as intellect.
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Bhuti Olishayayo Ikhekhe
Bhuti Olishayayo Ikhekhe@BantuMthabela_·
So the disgruntled people on the TL would have preferred Mazwi return in a body bag? Because none of what they are saying makes sense. Y'all think someone would just up and leave, disappear for a month and come back for clout?
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Tumi Sole
Tumi Sole@tumisole·
#CountryDuty Breaking News: Premier Lesufi confirms that some South Africans and Foreigners are involved in the #MazwiKubheka kidnapping He also mentions that Mazwi was kidnapped when heading to the bank and they took his devices Mazwi knows the kidnapper’s name and has given them to the Police. Further, this matter involves some hijacked buildings syndicates
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BAFANA MTHEMBU
BAFANA MTHEMBU@_BafanaMthembu·
I was one of Julius Malema biggest supporters. I even voted for him in recent elections bcz I was truly hopeful he’d bring radical reform and change to our country. I was wrong. That man has no great interest for this country. Just self serving prideful and hating individual.
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SA🇿🇦 FIRST BEFORE AFRICA🌍
I wish this could reach more audience But algorithm can be something else sometimes 😒 This is a must watch, South Africans 💔
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David (TalkingCents)
David (TalkingCents)@talkcentss·
The 𝗱𝗲𝗳𝗲𝗿𝗿𝗲𝗱 𝗽𝗿𝗶𝗻𝗰𝗶𝗽𝗮𝗹 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆 is a debt trap for young professionals. ‼️🚨 It’s been framed as “𝗵𝗼𝘄 𝗰𝗮𝗻 𝘄𝗲 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂” but really it is “𝗵𝗼𝘄 𝗰𝗮𝗻 𝘄𝗲 𝗵𝗲𝗹𝗽 𝗼𝘂𝗿𝘀𝗲𝗹𝘃𝗲𝘀” I say this because if they really wanted to help, 𝘁𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 𝘁𝘄𝗼 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝗴𝗼 𝗲𝗻𝘁𝗶𝗿𝗲𝗹𝘆 𝘁𝗼 “𝗰𝗮𝗽𝗶𝘁𝗮𝗹” 𝗮𝗻𝗱 𝗻𝗼𝘁 “𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁” ——- Let me explain: The first two years go towards only repaying the interest portion on your home loan and not the capital. (𝗧𝗵𝗲 𝗯𝗮𝗻𝗸 𝗶𝘀 𝗱𝗲𝗹𝗶𝗯𝗲𝗿𝗮𝘁𝗲𝗹𝘆 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗶𝗻𝗴 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀 𝗮𝗿𝗼𝘂𝗻𝗱 𝗰𝗼𝗻𝘀𝘂𝗺𝗲𝗿𝘀’ 𝗺𝗶𝘀𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗼𝗳 𝗮𝗺𝗼𝗿𝘁𝗶𝘇𝗮𝘁𝗶𝗼𝗻). With standard home loans, your monthly bond payment is split into two portions: 1️⃣Principal 2️⃣Interest For example, on a R1 million home loan at 10% over 20 years, your monthly payment would be R9,650, which is split like this: 1️⃣Principal = R1,316.88 2️⃣Interest = R8,333.33 𝗢𝘂𝘁𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗮𝗺𝗼𝘂𝗻𝘁 = 𝗥𝟵𝟵𝟴,𝟲𝟴𝟯 ——— However, with the deferred principal strategy that FNB is using, it means you only have to pay the 2️⃣ interest portion on your home loan every month for 24 months. (R8,333) That means your monthly payment falls from R9,650 ——>R8,333, increasing your cashflow. 𝗕𝘂𝘁 𝘆𝗼𝘂𝗿 𝗼𝘂𝘁𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗱𝗲𝗯𝘁 𝘄𝗶𝗹𝗹 𝘀𝘁𝗶𝗹𝗹 𝗯𝗲 𝗥𝟭 𝗺𝗶𝗹𝗹𝗶𝗼𝗻. For this privilege of keeping your debt the same, you save R1,317 month (R15,804 a year). ——— *After the two year “grace period” your 20 year home loan is compressed into 18 years and the loan reverts back to a standard home loan. Now you have a R1 million home loan at 10% (Or whatever the prevailing rate is) over 18 years. So the breakdown would now be: Monthly = R9,998 1️⃣Principal = R1,665.10 2️⃣Interest = R8,333.33 𝗢𝘂𝘁𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗮𝗺𝗼𝘂𝗻𝘁 = R998,334 (25 months in) ———- Under a standard 20 year home loan agreement, you would pay back: ✅R2.31 million (R1.31 million interest) ——- Under FNB principal deferred structure, where they compress it into 18 years after the two year “grace period” you would pay back ✅R2.35 million (R1.35 million interest ) You pay back roughly R43,610 more than a standard home loan, however, the article does not mention if the loan would be compressed into 18 years after the two year “grace period” or if it would be an additional 20 years after the 2 year “grace period”, in that case costs can rise by at least R200,000 more.
David (TalkingCents) tweet media
News24 🇿🇦@News24

SPONSORED: FNB launches South Africa's first interest-only home loan for under-35s, allowing graduates and young professionals two years of reduced repayments with loans up to 110% of property value. news24.com/brandstory/par…

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🌱
🌱@BALUCIAGA·
if you are confused on who to vote for, please make use of the News24 manifesto-meter. a centralised online tool that collects, displays and compares political party manifestos. voters can easily see what each party promises and their priorities. specialprojects.news24.com/manifesto-mete…
SABC News@SABCNews

BREAKING NEWS | President Cyril Ramaphosa has announced that the Local Government Elections will be held on November 4, 2026. For more visit sabcnews.com

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THE TRUTH PANTHER 🇿🇦
THE TRUTH PANTHER 🇿🇦@TheTruthPanther·
This is Mazwi Mpumelelo Khubheka, he is missing. He was allegedly kidnapped after Refusing to sell his spaza shop to Pakistani Spaza shops owners. Nearly a month has passed since the alleged kidnapping of Mazwi, with his family still seeking answers. They believe he was targeted after opening a spaza shop and say investigators have not provided updates. According to the family, an unknown man had pressured Mazwi to sell his shop to Pakistani nationals, which he refused. They also allege that a security company is protecting foreign shop owners while forcing locals to close. The family is urging authorities to act urgently and provide clarity, saying the case requires serious attention as concerns grow over what may have happened to him.
THE TRUTH PANTHER 🇿🇦 tweet media
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Sizwe Dhlomo
Sizwe Dhlomo@SizweDhlomo·
Life goes by very fast!
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