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Walking past a David Lloyd car park on a Saturday afternoon looks like an absolute parade of pure wealth. You see endless rows of brand new Porsche 911s and Range Rovers sitting outside the premium gym and spa. It looks like the ultimate definition of success, but the reality behind the dashboard is completely different. Let us look at the actual numbers keeping that illusion alive. To put a brand new Porsche 911 por Range Rover on your driveway, you are easily handing over £1,200 - £1,500 every single month on a PCP finance deal. Then you are paying another two hundred quid a month just for the premium gym membership so you have somewhere flash to park it. That is nearly £1,700 pounds leaving the current account every single month, to rent an aesthetic. Over a single year, that is a full £20,000 Stocks and Shares ISA allowance completely wiped out. They are literally going broke just to look rich to people they do not even know. If the monthly salary stops, the car gets repossessed and the membership gets cancelled almost instantly. Real wealth is not driving a rented supercar to a premium treadmill. Real wealth is driving a standard car that you own outright, while your cash buys slices of the S&P 500 $VUSA or Vanguard Global $VWRL in the background. Are you funding a car dealership's profit margin? Or are you building freedom? Please don't rent the illusion.

controversial: the best thing that can happen to a young man is total failure before 25. not small failure. catastrophic, humiliating, public failure. the kind where everyone sees. the kind where you cant hide from it. because it destroys the one thing that was going to hold him back his entire life. the fear of it happening. once it happens you realise it didnt kill you. you got back up. you rebuilt. and now you move different because the worst case scenario already happened and you survived it. after it happens you're free. be more retarded. just do it.