Giannis Andreou
18.2K posts

Giannis Andreou
@gandreou007
Businessman | Investor | Influencer | AI. @BitmernMining Founder & CEO



Fiat on-ramps matter more than most people think The next billion users won't arrive by bridging assets, swapping tokens, and moving funds across networks They'll arrive when adding money becomes as easy as using any traditional banking app








Revolut and Krak are doing something many projects continue to ignore They are currently the only apps with crypto cards that I know of that allow users to top up their balance directly via Apple Pay I’ve brought this up many times because I genuinely believe this is one of the core features every onchain neobank should have Wirex used to support this as well, but the feature disappeared after the transition to Wirex One. I suspect this is temporary and that it will return in the future Of course, almost every app already supports crypto deposits But if we only think from that perspective, we’ll remain stuck inside the crypto bubble forever We need more ways to move fiat into the ecosystem Just look at the funding options available in Revolut and Krak: - Apple Pay - Debit and credit cards - Instant bank transfers - Manual bank transfers - PayPal - Salary payments - Crypto deposits The easier it is to add money, the easier it becomes to use crypto cards as a primary spending account rather than just another crypto product


i typically don't like calling out companies, but this was wild. @Cypher_HQ_ was acquired by @NiumGlobal a few days ago. cypher paid users their cashback in its native token, base:0xd262a4c7108c8139b2b189758e8d17c3dfc91a38. after the acquisition, the token dropped almost 99%. this is one of the biggest problems with cashback paid in native tokens. they’re worth nothing. it doesn’t represent real equity in a company. what could’ve been a cinderella story: a crypto neobank gets acquired and the users who supported it for years get a share in the upside. but instead it became another stain on our industry. personally, i don’t think neobanks should be launching tokens. it looks super unprofessional, and it almost never ends well. leave memecoins to the casinos of crypto. just give me cashback in cash.










