Gopinath C J, CFP

Scared capital doesn’t create wealth : Prakash

DSP Value Fund: Value fund by label but works like a flexicap fund. Moves across India, global and cash based on opportunities. - Launched Dec 2020 - AUM ₹1,469 Cr Allocation: - India 56%, Global 17% - Debt 18%, Arbitrage 8% - 68 stocks - Portfolio P/E 19x - 17% CAGR since launch vs 15% benchmark 79.6K people have invested in this fund as of 14 Apr 2026 (No reco. Sharing for information only.) Anyone tracking this fund?

Consistency is rare in fund management. Here are some fund managers with long tenures: 1] Rajeev Thakkar has been with PPFAS since 2001 and has managed the Parag Parikh Flexi Cap Fund since its inception in 2013. 2] Sankaran Naren has spent over two decades at ICICI Prudential and has managed the Value Discovery Fund for more than 20 years. He has also managed schemes like the Focused Bluechip Fund and Multi-Asset Fund. 3] Prashant Jain joined HDFC Mutual Fund in 2003, managed key schemes like Balanced Advantage, Flexi Cap, and Top 100, and exited in 2022. 4] Sailesh Raj Bhan has been with Nippon India for 22+ years and is among the longest-serving managers of the Pharma Fund, along with Multi Cap and Large Cap funds. 5] R. Srinivasan has been with SBI Mutual Fund for around 17 years and has managed the SBI Focused Fund for over 13 years, along with Small Cap and Children's Fund. 6] Chirag Setalvad has managed the HDFC Mid Cap Opportunities Fund for 18+ years and also handles small cap strategies. 7] Vinit Sambre has been with DSP since 2007 and has managed the Small Cap Fund for over 16 years, along with the Mid Cap Fund. Which one stands out to you the most?

2 Years of 0% returns for Nifty50.

Behaviour > structure Cost matters, but discipline matters more - because compounding only works if you stay in the game. Guidance, handholding, and conviction often outweigh small cost differences over long periods. The real edge isn’t choosing the cheapest route; it’s choosing what keeps you invested through cycles.

Where are we?

Many investors are currently concerned about their mutual fund portfolios declining regularly, despite these investments being intended for the long term. The media's coverage of the ongoing war and its implications has contributed to a sense of panic. While market is uncertain how long this situation will persist, nobody knows! Look back at history reveals that this is not the first time markets have faced challenges. Markets have consistently shown resilience, bouncing back quickly and often surprising everyone with its returns. Wealth creation is typically a long-term endeavor. If one or two news items or a couple of years of flat returns shake your confidence, it may indicate that this investment strategy is not suitable for you. Many have forgotten the impact of the COVID market and how badly affected everyone portfolio, and in the future, this current situation will likely fade from memory as well. This too shall pass. Staying invested and maintaining calm can lead to substantial returns, as historical data suggests. Conducting thorough due diligence before making any investment decisions is essential to ensure well-informed choices. 🙏🙏🙏 Disclaimer: Please keep in mind that mutual fund investments are exposed to market risk. Before making any investment decisions, review all scheme-related documentation thoroughly. The material of the reports is intended solely for informational purposes and should be used by the recipient. While we made significant efforts to compile the data and contents of this report, we give no promises about the logic of the assumptions or the veracity of any data. Any decisions made using this material are completely the responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports that are discovered or brought to our attention at any time. Perform your research thoroughly before making any investments. Why? Just because it's interesting.