Heem Howard

2025 Coded 🏦

James Harden arrives for Game 1. 🥶 (via @cavs)

👀 do you see the code ?

No matter what you’re seeing, no matter what you’re feeling, no matter what you’re hearing & no matter what anyone else is saying you’re STILL getting what you want regardless.

Having an Aries boyfriend is a cheat code to an enjoyable life

How I like mine! 😍❤️

wake up,

@ZayvenKnox Need

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Rick Ross flexes the stack of money he keeps in his mansion 💰🏠

@Swicks_Picks 💎✨

🔒Cornell vs Yale Blowout Winner🔒 Like + Comment and I’ll DM (must be following)

@DirtyBubbleBets Lfg✨

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Chase gave my LLC $35,000 my LLC has never made a dollar no revenue no customers no products no employees no office no website just an LLC i made 20 minutes ago and a credit score above 680 here's how banks hand out money to businesses that have never earned a penny: banks don't fund businesses. they fund ENTITIES an LLC is a legal entity. it exists the second you file it with your state. it has an EIN (tax ID). it can open bank accounts. it can apply for credit what it does NOT need to have: revenue employees a product a physical location a business plan proof of anything when you apply for a business credit card, the application asks: "business name" (your LLC name) "years in business" (even 0 is fine for some banks) "annual business revenue" (you type a number) they do not routinely verify the revenue number for most business card applications read that again Chase usually doesn't call your accountant. Amex usually doesn't ask for tax returns. Capital One usually doesn't check your bank statements they CAN request documentation and some banks occasionally do. but for most business credit card apps, they primarily rely on your personal credit score important legal note: putting knowingly false information on a credit application is bank fraud under 18 U.S.C. § 1014 (up to $1M fine, 30 years prison). people have been convicted for this. i'm not telling you to lie. "projected revenue" for a new business is a real thing startups report every day. what you project should be reasonable and defensible the $50K same-day method: Step 1: form an LLC in your state ($50-200) takes 10-20 minutes online at your secretary of state website. pick any name. "Smith Consulting LLC" works fine Step 2: get an EIN from the IRS (free) irs. gov takes 5 minutes, instant approval Step 3: open a business checking account walk into Chase or any bank with your LLC paperwork and EIN. deposit $100. takes 30 minutes. you now have a "business" Step 4: apply for business credit cards the same day if you want. here's the stack: Chase Ink Business Cash: 0% APR for 12 months. typical limit: $5K-$25K Chase Ink Business Unlimited: 0% APR for 12 months. typical limit: $5K-$25K Amex Blue Business Plus: 0% APR for 12 months. typical limit: $10K-$50K Capital One Spark Cash: typical limit: $5K-$20K you can apply to Chase and Amex on the same day because they use different systems. Capital One the next day realistic approval across 3-4 cards: $25K-$80K (higher with 750+ scores and existing banking relationships, lower with new-to-bank profiles) most of it at 0% interest for 12 months for a business that has made zero dollars why banks do this: business lending counts double toward their federal lending quotas. they're DESPERATE to approve business cards. the approval algorithms are significantly looser than personal cards a 700 personal score that gets you a $5K personal card can get you a $10K-$30K business card. same person, same credit, different product the best part: most business cards don't report to your personal credit report. your personal utilization stays at 0%. your personal score stays perfect. you can stack business cards and your personal report shows zero debt one thing they don't tell you: every small business credit card requires a personal guarantee. you are personally liable for every dollar. if your "business" fails, they come after YOU. this is real debt, not free money. you need a plan to pay it back what people do with this money: fund an actual business (use the capital to start something real) buy inventory and flip it (amazon, shopify, wholesale) invest it (the money is at 0%, anything earning above 0% is profit) use it as runway while building something or just have $50K in available capital sitting there for when opportunity comes you're working a job making $55K/year while banks can hand you $25K-$80K for a business that exists mostly on paper the business can become real later. the capital is available now (we help you get up to $250K in 0% business funding. link in bio if you have a 720+ score, and you run a real business and want to stop leaving bank money on the table)

Deep words from a Wise man⚜️

✨Now that we know✨ Your thought 💭 is at the very bottom of the rabbit hole 🕳️ What does that mean to you? Wake up Neo You are the 1️⃣ !