Henry Tapper

Today's voting day (May 7th);- a day for leaseholders to have their say henrytapper.com/2026/05/07/tod… "As Labour tries to bury bad news, leaseholders may bury them at the ballot box" @HarryScoffin

Is what's happening with Capita and the Civil Service Pension something for TPR to get involved in? henrytapper.com/2026/05/21/is-… Will we give this hornet’s net to another Government owned regulator – the Pensions Regulator? Currently it does not regulate pension administration

What Reform UK could do to women's pensions henrytapper.com/2026/05/21/wha… The union however has warned that even the slow progress being made on this issue to date, risks being undone by policies put forward by Reform, particularly in relation to public sector pension schemes.

Prospect Union - "a pensions timebomb" for women henrytapper.com/2026/05/21/pro… @ProspectPension and its Pensions Officer Neil Walsh have for a number of years been publishing a report on the pension gender gap. No longer a voice in the wilderness, it's been heard.

Cost caps seldom work forever; especially when they lead to price wars! henrytapper.com/2026/05/21/cos… How will the Mansion House Accord and default decumulation sit within rock bottom pricing structures for workplace "pensions"?

Five chapters to get our Pensions satisfying us in 2050 - really? henrytapper.com/2026/05/20/fiv… It’s a lot of pages to get to conclusions that this blog came to some time ago.

Dashboards and what they'll show to people. henrytapper.com/2026/05/20/das… The Danes have struggled  for many years running a dashboard that shows level pensions. Now they’re shown going down whenever there’s inflation.

PP Live 2026 - for those who weren't at the Pension Commission launch yesterday! henrytapper.com/2026/05/20/pp-… Thanks to @ProfPensions for this enervating day. If I'd thought it was rot I would have said so; it wasn't - it was very good.

Savers need to know how their savings did - say these heroes of VFM! henrytapper.com/2026/05/20/sav… These four experts have spent their careers working for us savers, let's give them some applause!

"Being Brave" on a "Commission Impossible"? How does the pension industry react to the Commission? henrytapper.com/2026/05/20/bei… “We can’t keep staring at the same problems year after year – it’s time for decisions that genuinely move the dial on retirement outcomes,”

The self-employed will be singled out for help by the Pension Commission today. henrytapper.com/2026/05/19/the… The commissioners’ findings also underscored the fact that low- and middle-earners were most at risk of inadequate retirement incomes.

"Every democracy gets the Politics it deserves" - @tejparikh90 henrytapper.com/2026/05/19/eve… Is this irresponsible public discourse or  irresponsible journalism?

Can CDC be a step to fairer pensions for women? henrytapper.com/2026/05/19/can… CDC cannot make retirement fair, but it can be fair itself and be a step to making pensions fairer for women.

A focus on closing the gender gap in private retirement wealth henrytapper.com/2026/05/19/a-s… The last commission came up with answers to problems that we knew we had, this one is asking questions over issues we have not properly understood.

How can compliance become a competitive edge? Even AI cannot make it that! henrytapper.com/2026/05/18/how… I hate the idea that we can compete with each other on compliance. It does not give us the chance to push for innovation - even with AI.

Private capital firms circle L&G - says the FT henrytapper.com/2026/05/18/pri… António Simões said “There’s no discussions or anything else going on,” When asked if L&G had been approached, he added: “I am 100 per cent focused on executing my strategy.”

WTW - remember it's the employer who chooses the pension offered to its staff henrytapper.com/2026/05/18/wtw… Employers, even those who currently use Lifesight, must consider switching to a whole of life CDC. It takes away the “nastiest, hardest problem ” from people who can't solve it!

Disdain for the bond markets will soon scupper Andy Burnham’s ‘full-fat’ social democracy henrytapper.com/2026/05/18/dis… "The ‘Manchesterism’ vision of a productive state and public ownership needs a heavy dose of pragmatism to avoid sparking a financial crisis"

Soon we will have default decumulation- I expect it to provide a better comparator but apart from Nest we are hearing little from DC providers

@henryhtapper Not sure comparing against annuitisation at retirement is a reasonable/particularly relevant comparison given the relatively small number now doing so. Appreciate it's more difficult with drawdown/longevity assumptions, but more useful today.

LCP report on how we'd be retiring if CDC had been around since World War 2 henrytapper.com/2026/05/16/lcp… via @henryhtapper