Hugo

@seyong couldn’t be more right

there are decades where nothing happens, and there are weeks where decades happen

@Polymarket Wtf 😔

BREAKING: Roblox stock crashes 27%, marking its worst day on record.

In credit it is easy to give away money, it is hard to get it back. It is not wise to try to attack a market because of price arbitrage: I will give you credit cheaper to win you over. That is not what wins in credit. There is a very good reason that lenders are charging 150% APR for a certain persona. Beating them on rates will likely lead to you losing funds.

@0xDani we're doing the easy-to-understand lending at @nevralabs!

What every crypto neobank should have Here's what I believe every crypto neobank needs to become a true everyday banking alternative 1. Core Banking - Local IBAN in your country under your own name - Multi-currency accounts, not just USD - Instant incoming and outgoing transfers, including third-party transfers - All top-up methods (Apple Pay, bank transfers, cards, crypto) - Monthly account statements - Business accounts - Junior accounts - Proper regulatory licenses where it operates 2. Reliability & Trust - Clear country availability before registration - Responsive customer support - No unexpected payment declines - Fast, reliable, and predictable performance - Transparent fees - Transparent cashback, if offered - Documentation that matches the actual product - Fast and frictionless in-app KYC (without redirecting users to third-party services) - No hidden in-app fees for conversions, transfers, or top-ups 3. User Experience - Clean and intuitive UX - Clear guides and onboarding - Demo mode before registration - Detailed spending analytics - Self-custody until the moment of payment (nice to have) 4. Wealth & Investing - Yield on idle assets - Easy-to-understand lending - Access to stocks, ETFs, bonds, and commodities - Multiple investment strategies - Tax reporting assistance 5. Travel Benefits - Airline miles - Built-in eSIM without redirecting to third-party websites - Built-in airport lounge access without redirecting to third-party websites - Fast Track - Travel insurance 6. Rewards & Lifestyle - Gift cards - Merchant offers and partner discounts What features matter most to you? What did I miss?

@Nlacombe_ possible d'avoir un lien s'il te plait, l'app à l'air dingue je bave dessus 🙏

800 users in Promethee with no public link to access you open the app, see your friends deep in work, you do the same no more procrastination

@blknoiz06 undercollaterized lending

what cool ideas havent been explored yet in crypto? what are some things that have failed in the past but might work now?

Undercollateralized lending It didn’t fail as an idea, it failed as institutional lending. Unsecured loans to crypto funds, no recourse, every borrower long the same trade Consumer is diversified and has a bank account attached Building it at @nevralabs

15% of your FICO score is how long you've had a bank credit line open Someone with 5 years of onchain transaction history, thousands of repayments, perfect behavior, scores zero on that metric The system doesn't reward good borrowers, it rewards old accounts

@0xCecor @nevralabs thanks, going head down on it!

It's a real problem that needs to be fixed Bullish on @dornag0x and @nevralabs

Getting paid in crypto makes you invisible to institutions And that's the case whether you're a crypto worker, or are just someone who gets paid in crypto That's the exact borrower Nevra was built for If you fit any of those, reach out to me. I'd like to give you a loan

If you even slightly entertain the thought of failure, you give your mind a chance to start noticing reasons to fail. But if the only option on your mind is to win, then the world seems to conspire in your favor, because your mind will notice opportunities it wouldn't have before. Become delusionally optimistic, not because it's realistic, but because it's effective. It drastically increases your chances of success.

@Cointelegraph We’re growing!

🔥 UPDATE: The tokenized assets market has surged to $7.5 billion, more than tripling over the past year, according to CryptoRank.

imo the space is starting to tend more on the institutional part to address larger problems making a company that solve an actual problem is harder than making a "fun" one (even though the two can be related)

@solana Nevra is the lending

Bitcoin is the asset. Solana is the infrastructure.

@solana rawr

65 million years in the making. Tokenized dinosaurs on Solana.

@7_pigeons I definitely will!

@dornag0x Hit me up for tests!

I’ve spent two months building underwriting The hard part isn’t lending, it’s knowing who to trust without asking for more collateral than the loan Closed beta soon

The whole app when you're verified is one screen Borrow, pay, schedule, score, support Our users are consumer defi natives and they can handle complexity, they just shouldn't have to