Allison Baggerly

Saving money is wonderful. But investing for your future is CRUCIAL. There is no way you can save enough money to sustain you when you retire. You HAVE to invest it.

Compound interest is freaking amazing. Here's what $500/month invested looks like in... ...10 years: $86,919 ...20 years: $274,571 ...30 years: $679,699 ...40 years: $1,554,339

We had a choice to make. Choice A: Pay our financial advisor $230,000 in fees over the next 35 years. Choice B: Manage our own investments and pay $11,000 in fees over the next 35 years. Guess what we chose.

We hired a financial advisor years ago. We thought he would "teach" us how to invest. Guess what...he didn't. Instead, he charged us a 1% fee which could have cost us over $230,000 by the time we would retire.

How would your relationship with money changed if you no longer hated budgeting?

In a world where 57% of people DREAD the thought of budgeting, I'm over here loving it. Budgeting means being proactive with my money when in the past I was always reactive. It allows me to have CHOICES. My budget gives me FREEDOM.

As a spender at heart, I had to learn how to find a balance when it came to spending and saving. In my NEW book, Money Made Easy, I share real strategies that any spender can use to find balance in their life. Pre-Order your copy today!

Me: "I can totally stick to this budget." Also Me: Add to cart

If you’re ready to write a budget that allows you to travel AND pay off debt, then join me for my FREE budget class! I’ll share with you how to write a budget that helps you build wealth without giving up the experiences you dreams about. Details are at the link in my bio.

This is exactly what budgeting allows me to do. I’m no longer weighed down by debt payments. I’m no longer tempted to buy everything I want. I’m able to prioritize what I want the MOST! ❤️

This past weekend I booked a trip that I’m so excited about (details to come next month). After booking everything, I sat back and remembered that I’d rather collect EXPERIENCES rather than stuff.

Four money lies to STOP believing: 1️⃣ I’ll never get out of debt. 2️⃣ I’ll budget when I have more money. 3️⃣ I don’t need to budget because I make enough money. 4️⃣ Investing is for rich people.

Reminder: You’re not too far gone to get out of debt, save money, or plan for retirement.

@DineroPodcast Having kids forces me to have more of a schedule. I typically do 5 hours of focused work Monday-Thursday and then 2-4 hours focused work on Fridays. My goal for 2023 is to take Fridays completely off!

Biz Owners: what’s your schedule like? What days of the week do you work? How many hours a day?

My friend @makerealcents recently created a new platform that allows you to say goodbye to boring spreadsheets and hello to a more simplified way to save more and budget. You can give it a try at usemuch.com @usemuchapp

You can't make an informed decision about HOW you will spend your money if you don't know where your money is going.

@DineroPodcast I’m so sorry you’re having to deal with this. Saying a prayer for you.

Becoming FI changed my life. A few weeks ago, I walked away from an abusive marriage, because I could afford to. I will share more details when time is right, but for now, I want to remind women how important it is for you to financially protect yourself. Your life depends on it.

Budget Tip: Check your calendar BEFORE you budget for things like: 🎂Birthdays ❤️Anniversaries ⚽️Kid’s events ✅Other one-time events This will SAVE your budget!

Took my kids back to school shopping. My youngest son wanted to “splurge” on a 75 cent pencil sharpener and a pack of index cards for 99 cents. My oldest son wanted AirPods. Which one are you?

Old Me: Spent money unplanned while on vacation. My motto: I'll deal with it later. New Me: Give myself a spending allowance on vacation. My motto: I'll plan for it in advance.