Justin Goldman

He gets me...

I want to read this article but don’t want another subscription. Why can’t I just use Apple Pay and with two clicks pay a $1 to read the article? I’d probably end up spending waaaaaaay more than I do today but would feel better about it because I’m in control…

@jamesonhaslam 🙋‍♂️ @RenoFiNow check us out. DM me and I’ll connect you directly with one of our Loan Officers.

has anybody used an FHA 203(b) loan to acquire a 2-4 unit in California in the past year? Or helped broker financing? would love to chat

@jwmares So do you not eat chicken? Or do you only eat chicken from local farms? These posts would be a bit more interesting to me if it was more clear how your personal behavior has changed based on this info.

Modern chickens grow 500-800% faster than they did in 1925. What used to take 4 months now takes 6 weeks. Even "organic" chicken reaches the market in 8 weeks. So what's making them explode in size? 🧵

@jwmares @jwmares do you use protein powder in shakes? If so which brand? Miss you xoxoxo

David Protein Bar. At first glance, their marketing might convince you that it's healthy. In reality—it's a nuclear bomb for your gut, metabolism, and overall health. Here is a breakdown: 🧵

@CollinJHumphrey Sounds like they are renovating with intention to quickly sell? How common is that use case in your business?

Sent a 27k estimate (without main materials) out to a client for a guest bathroom remodel and some work on her master bath. She called me back and said she was going to have her realtor come over and see if it was a good roi. House is estimated at $650-$680k and never been updated. Will I get the job? Yes? Or no?

@edwardlando This for last min flights only?

Are you traveling for the holidays? A Pareto company can get you 40-80% off your business class flights this holiday season + great deals on hotels. Reply below if you want early access :)

@JackFritzWIP Buy one that needs work and use @RenoFiNow to pay for the renovations when ready.

Everyday I open Zillow and think to myself, like a true idiot, that today’s the day there will be a house on a good amount of land, that is also in a neighborhood for around $400-500K that also no one else will bid on but us.

It’s amazing how founder friends can give each other feedback in the most succinct and powerful ways. Super fortunate for my network of fellow founders!

@danprimack Ship of Gold in the Deep Blue Sea a.co/d/8edMiBm

Sitting in a rocking chair on a porch at the beginning of a two week vacation. What did I forget? Books! Suggestions please. Nonfiction preferred.

@LizCGil It’s hard to say without knowing location and a few more details but based on the data we see @RenoFiNow that is on the higher end but within the bounds. At least it sounds like you found a contractor willing to give you a real quote vs underquoting and surprising you later.

@CollinJHumphrey Just started following you recently, enjoying your posts!

@jgynot That’s great! Ya my business is mainly remodeling. People seem to still be doing lots of that.

I spoke to a banker today at a Wells Fargo branch in NC and he said he has seen very few mortgage loans run thru there. Said most people are coming here and buying with cash from up north or west coast at this time. What are people doing? Rents high, Mortgages are high. Heck everything seems pretty high still. What are y’all seeing? For builders - Y’all building anything or are you back in remodeling, or waiting it out? Remodelers out there- How’s business? Busy, steady, or slow??

@rrhoover Knees will never be 100%. I play basketball 3x week, just gotta keep playing through the various getting old whack a mole of whatever hurts at the moment. If you wait to be 100% you never will and if you don’t use it you lose it I’ve found… playing sports is therapy for me…

My current fitness stack: - Weight lifting - Rock climbing - Stretching - Walking (in the park) - Biking (stationary) - Sauna (if that counts) - Padel* *When my knees are 100%

@jmwass I’ve definitely done this and I also get the look of death from the kids. Thanks for reminder to break it out again this year

Currently torturing my 4 year old as he gets ready for his last day of school by playing “Schools Out”by Alice Cooper while he is trying to watch his morning cartoons.

🎉 We’re thrilled to announce that v2 of the Common Paper Cloud Service Agreement is live. 🎉 The CSA is the industry-standard agreement for selling SaaS and cloud services that has been signed by thousands of companies and used to close millions of dollars in deals 🧵

@AlexH_Johnson @fintechjunkie Can’t wait to listen

What's that? You're in the market for 90 minutes of wisdom on lending, credit risk management, and the future of fintech and financial services from the one and only @fintechjunkie? Wow, are you in luck! Spotify: open.spotify.com/episode/1GrbOA… Apple: podcasts.apple.com/us/podcast/s6-…

@edwardlando As an adult the art of possibility taught me how to think amazon.com/Art-Possibilit…

Which books do you remember giving you the greatest sense of wonder?

This may be the best tweet in the history of tweets. If you know, you know…

Everyone left at Open AI is about to get a lesson in the amount of founder willpower it requires to build a company.

@shawngorham We see a ton of ADU projects at RenoFi. RenoFi loans are Renovation Home Equity Loans that allow homeowners to borrow based on the ARV without refinancing their first mortgage.

Everybody is talking ADU's in CA... I want to know... who is building ADUs in CA? What is your strategy? I do NOT see them as an opportunity, what am I missing? Here is what I see: They cost $300+ per foot to build They rent for $2-3 a foot Financing typically came from a cash out refi on the main house - with rates at 8% that is gone Appraisers value them at less than cost to build Duplex's sell for less than a SFR + ADU Where is my blind spot? Maybe its General Contractors hyping them??? SB9 and Condo sells might help... no dice so far Help a brother out