kallol mukherjee

@darao_pathakbar @IndiaNewGen That depends. One can maximize long-term wealth by combining MF SIPs with government-backed schemes like PPF and Sukanya Samriddhi, and if employed at a reputed company, these investments will build on top of existing monthly PF credits.

@kallol68 @IndiaNewGen Earning on post tax savings attracts tax again. A person after tightening purse to save should think about the return he will receive in future..

Out of nowhere a surcharge of 10% is applied, interest on PF on the excess deposit of 2.5L, NPS & PF if more than 7.5L became taxable, LTCG becomes 12.5%, STCG 20%. This party has become a nightmare. पिताजी राजनीति में नहीं थे पर देश पिताजी के परचून की दुकान की तरह चल रहे हैं।

@sandeepdata @IndiaNewGen Treat your Health Insurance premium as a fixed annual cost, but be sure to build in a 10% yearly increase to stay ahead of rising premiums. Ensure your family has at least Rs 30 lakh cover (Base policy + super top-up).

@IndiaNewGen Add 18% GST + 34% income tax on your hard-earned money. One layoff sets you back 5 years. The system isn't broken, it's designed to keep you working. Few will understand.

If you ask chat gpt how much you should save today to get your retirement numbers, your current savings, liabilities, equities, age, age to retire, you are most likely to get stars at the day time. It's almost impossible to be financially free. One layoff can pull you 5 years.

@apunbola31366 @crispeconomiX The surge in illegal migration from Gujarat, often through the "donkey route", is frequently driven by a more complex set of social and aspirational factors.

I am a Non Resident Bengali. I was born and brought up in Delhi. Apart from yearly visits to Kolkata during summer vacations, I stayed continuously in Kolkata for 2 years only- during MBA. And that stay removed the rose tinted glasses. There are 3 things that jolted me- generic dilapidation, civic apathy and abject urban poverty. My friends from CU/JU wore "You can travel the entire city and eat if you have 100 in your pocket" as badge of honor. You see half the people would starved as they did not earn 100 a day. Apart from IIMC which places almost everyone outside WB , every B-School struggled to place anyone within the city that paid more than 3 LPA. There were just no jobs. The students at these B-Schools boasted of being from Xavier, Brabourne etc. and were 'koop mandook'. Most of the people I knew of then are not in Kolkata. Some realized early, some late. But they realized. No one wants to go back. And then you see some random Bong NRIs clownishly dancing with placards saying 'Don't vote BJP'. Really? You bloody left because leftists destroyed industries and TMC appeased the peaceful folks to the hilt. In my ancestral village, everyone from my father's gen either has a small shop or is a party worker. Their sons while away their time at nooks, smoke weed. I always thank my father who decided in '78 that it is time to leave Bengal. Visionary. Else I would be one of those guys. I don't know if the situation Bengal can be reversed. Most Bengalis are too poor and really want that 1000-2000 every month. Elites are co-opted. Sliver of middle class wants to go out. Even if BJP comes somehow, all gundas might shift en masse to BJP. Then what? We Bengalis need to bring changes from within. Too much of marinating in past glory and 'Amartya Sen maachher matha kheye boro hoyechhen, tuio khaa', has done us in. I don't know how. I don't see light at the end of the tunnel. Chaa er Cup ey Biplob ene baal kichui hobe naa. What did not work for ~50 years, will magically start working now? Are you daft?

@apunbola31366 @crispeconomiX Beyond industrial output and per capita income, Gujarat even outpaces West Bengal in the latest Sustainable Development Goal (SDG) rankings..

@Dhiren1801 @Vivek_Investor In Kolkata, however, the standard of government schools has deteriorated, not due to poor teacher salaries, but because of a decline in student quality. Interestingly, even parents who are alumni of govt schools now prefer to enroll their children in ISC or CBSE board schools

@Vivek_Investor I disagree quality of schools will be miserable. Just look at current state of average govt school

Much needed in India.

@Dhiren1801 @Vivek_Investor There was an era when government schools consistently produced top-tier students, providing stiff competition even to the best private institutions.

@InvestorOfJAMMU If you are an MFD, take a closer look at the total tax outgo,direct taxes, plus 18% GST (often with little or no input credit), along with applicable surcharges. When combined, this burden can exceed what a top executive pays on a comparable CTC.

The tax laws of this country demotivates to earn more. If you add up all taxes including Income tax, GST, Cess and all other funny taxes, you are literally paying 50% of your income, if you have income above 25 lakhs per annum. You are working 6 months for government.

@AnkurBisen1 It has become a lifeline for daily commuting. It is set to bring a major transportation revolution by connecting South-Eastern Kolkata to North-Eastern Kolkata once the Garia-to-Airport line becomes operational.

“US$ 26 bn or INR 2 lakh crores spent on building metro trains projects to achieve a 25% ridership in the last ten years” India needs half of this money to connect all urban homes with a workable sewage infrastructure and in its absence, India struggles with stunting, low productivity & a pollution crisis. Metro projects were gravy trains that fattened many along the way and much credit goes to global consultants who packaged DPRs with projected ridership in excel with assumptions that average Indian ridership is no different from a “Starbucks coffee in hand” NY commuter and sold to babus + neta jees. Superb mirror showing @Nik_Inamdar . Much needed

@AnkurBisen1 An average Kolkatan or a Delhiite can easily explain the benefits of the metro. Nowadays, many people have reduced using personal vehicles and prefer the metro for long-distance travel, such as from Garia to Dum Dum or from Garia to Dakshineswar Temple.

@KanchanGupta Mach Bhaja is "Fried Fish"

What do Bengalis eat and why they eat what they eat — history, culture, society. Unravel the riddle: Fish fry is not machh bhaja, but machh bhaja is fish fry. Since there is so much interest in what Bengalis eat and don’t eat and loads of bogus chatter on fish and meat, here is the most definitive essay on Bengali food preferences and choices. The essay’s author Buddhadeva Bose was an acclaimed poet and novelist; among his immortal creations: ‘Raat Bhore Brishti’. Knowledgeable people like @virsanghvi and @Finelychopped should rescue the conversation from stupid politicians and idiots on the Idiot Box. parabaas.com/BB/articles/ga…

@Jamie_Venom There is simply no resisting a Malvani-spiced Pomfret thali.

As a Bengali I feel at home in UP or Bihar in terms of Food but same is not the case for MP MP food is way too different And less said about Maharashtra and Goa the better. How come no Konkani dish uses onions and tomatoes as a curry base ???????

@Jayati_M93 In 2004, I witnessed firsthand just how porous the Ghojadanga border was. Even today, if you speak with the people of Baduria and Basirhat, they will describe how the cattle trade operated as a highly organized machine only a decade ago.

@kallol68 Yes. Noticed that when I went in 2022. Most BD boats never came to the centre of the river and stuck to their side of the bank. Was v underwhelming.

Lmao there are BSF camps nearby. This is a well guarded water border. Also Taki is where Indian and Bangladeshis come together on Dashami for Durga idol immersion (overlooked by border security ofc). If they see that visual these BJPs will hv heart attack lol. Pic taken by me.

@Jayati_M93 The introduction of floating outposts and a strict no-man 's-land policy in the middle of the river has made it difficult for boats to cross into each other's territory.

@Jayati_M93 The spectacle of hundreds of boats from both sides mingling in mid-river has faded significantly as administration on the Bangladeshi side has increasingly encouraged immersions in local ponds to avoid the logistical and security nightmare of the international border.

@Vivek_Investor 14000 + steps.

The maximum number of kilometres you walked in a day? Mine is 10 kilometres. Someone said 40 kilometres with proof, is it possible? 🤔

@sanjeevsinghx @volklub 😀

@volklub What's 100% ethanol blending? If its 100%... is it still a blend?

Full support! Must be implemented once India is 100% corruption-free 🙏

@GabbbarSingh 😀😀😀

You go to the Petrol pump. Pump guy asks “Kitne ka daalna hai” And you answer: 10 Rupaye ka Bada Gilaas. Ganne ka juice.

@iamamansing @Akshat_World At least those who are set to retire within the next 7–10 years are likely to have an average post-retirement net worth between ₹2.5 crore and ₹5 crore, considering their retirement benefits, lifelong savings, and the present value of future pension income.

@Akshat_World There are around 2 Cr government employees representing 1.5% of total population. Collectively they have an average networth >1 Cr. So, the number you show are just of declared or tax paying population. There are many closet millionaires in India.

India: - 88% population has less than 10L in net-worth. - 94% has less than 50L net-worth. - 98.5% has less than 1Cr net-worth. Getting to 1Cr is extremely rare. So don't let the internet fool you. If you have built 1Cr wealth, you have achieved something exceptional. Maybe you can/cannot retire on this wealth. But, since you CAN achieve exceptional things, you are likely to do well in life.