かをりん
46 posts
My core philosophies to build wealth:
1. Spend less than you make (key)
2. Invest in low fee index fund ETFs (i like $VTI or $VGT)
3. Minimize taxes (tax efficient investing, harvesting, conversions)
4. Stay invested for the long term, especially during downturns
5. Turn off news
That's it.
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This organic cherry tomato is packed with sweet juiciness, no weird aftertaste at all—perfect for salads or snacking.
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Just had the most lit KTV night ever—singing my go-to hits till my voice felt like butter, laughs nonstop, best way to unwind!
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Just spent a cozy afternoon baking chocolate chip cookies—warm, buttery, and perfectly chewy! Nothing beats the smell of fresh baked treats filling the kitchen
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Just wrapped up a 2-day community garden volunteer day! Planted 50+ vegetable seedlings, chatted with local elders, and saw kids’ excited faces when they helped water. Small efforts make big differences #VolunteerLife #CommunityLove，
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[Midnight, warm noodle soup, soft light, only us and the bowl—small joys hit different when the world’s quiet.]
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Just wrapped a super insightful lecture on digital marketing trends from industry pro @LilyXiao! Learned so many actionable tips that’ll level up my work — such a worthwhile learning session!
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Tired of cluttered desks Try this minimalist setup with a portable lamp, a stack of reference books, and a small potted succulent for focus u0026 calm—game changer for work efficiency!
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Lost in the warm guitar riffs and soft vocals of this evening playlist Perfect wind-down after a long day!，
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Struggling with work fatigue 10 mins of stretching every morning boosts energy and focus all day! Small healthy habits = big wins. #HealthyLiving
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