lastsAD

@Philopearl_Afc Nani kawaambia Kepa ataachwa?

Honestly, it just feels wrong to drop Kepa for the Carabao Cup Final against Man City. He’s the one who got us here. He carried the cup run, made the saves when it mattered, and kept us alive. I get the argument for Raya’s consistency, chemistry, and what he brings to the league games, but it still doesn’t feel fair. Benching the keeper who earned the final could be a huge confidence hit, while starting him could lift the whole squad. There’s a risk either way, but sometimes football is more than tactics. It’s emotional. It’s about rewarding the people who delivered when called upon. And for me, that’s Kepa.

@StillFinnest Kwamba hajawahi kufanya kitu kikubwa kiasi kwamba wenye hizo taasisi wajue wanamhitaji wamtafute

Aisee Naona Bwana #NjeYaBox Anatafuta Ajira..!! Kumbe Kujiajiri sio Jambo la Kitoto..😁😁.

@Alayoclassical @ChelseaFC Acha kuota ndoto. Utajikojolea usingizini

@ChelseaFC Half time. Still breathing. Still believing 🙏🏾🔵🇳🇬🔥 God hasn't blown the final whistle yet #CFC #UCL

Half-time. #CFC | #UCL

@israel_ajoje Hahaha dah 😂

This one is a football accounting gem. I promise you will love it. In January 2023, Chelsea signed Mykhailo Mudryk from Shakhtar Donetsk for £88.5 million. The deal was jaw dropping on its own. But what really made the football world stop and stare was not the fee. It was the contract length. Eight and a half years. The longest contract in Premier League history at the time. Journalists questioned it. Rival clubs complained about it. And most fans had absolutely no idea what Chelsea were actually doing. But let me tell you. They were not being reckless. They were doing math. Very clever, very deliberate, very legal math. And the tool they were using is called amortisation. This is part of what football insiders consider during transfers. Are you with me? Good. Here is the simplest way to understand amortization. When a club signs a player, they spread the accounting of the cost of the transfer fee over the period of the contract signed by the player. So for example, when Harry Maguire signed for Manchester United in 2019 for £80 million on a six year deal, that did not show up as an £80 million expense in year one. It worked out as an annual amortisation cost of £13.3 million per year. That is the entire concept. Think of it the same way you think of a mortgage. You do not pay the full value of a house on the day you move in. You spread it. Football clubs do the exact same thing with players, and it is not a trick or a cheat. It is standard accounting practice used across every industry in the world. Check it. It's International Standard 38- used for accounting for intangible assets. The reason it matters so much in football is because of Financial Fair Play and Profitability and Sustainability Rules, which regulate how much clubs can lose in any given period. Amortisation costs are added to the profit and loss account each year, so the lower your annual amortisation figure, the healthier your books look. And here is where contract length becomes a weapon. Now let us do the math together. By using amortisation to complete Mudryk's transfer, Chelsea were able to record his £80 million fee as just £9.41 million per year for UEFA's FFP calculation. Had they signed Mudryk to a four year deal instead, his fee would have been recorded as £20 million per year. Same player. Same fee. More than double the annual accounting cost just by changing the contract length. That is the power of what Chelsea figured out. They did the same with Enzo Fernandez, signed for a then-British record of £106.8 million on an eight and a half year deal, which translated to an annual amortisation expense of approximately £13.4 million. And Moises Caicedo for £115 million on eight and a half years. And Wesley Fofana for £70 million on seven years. Repeat this across an entire squad and a billion pounds of spending starts to look manageable on paper. Did you get that? Now let's look at another part of amortization- the book value piece, because this changes how you think about every transfer you have ever watched. Book value is the difference between the transfer fee spent on a player minus what has already been amortised. For example, after two years, a £50 million player signed on a five year deal has a book value of £30 million. Any sale above £30 million is recorded as a profit. Anything below is a loss. This is why clubs can sell a player for what looks like a loss and still report a gain in their accounts. Take this example: a player is signed for £40 million on a five year contract. He is not a success and is sold two years later for £26 million. At the point of sale, his book value is £24 million, meaning the club actually books a £2 million profit on the deal. Fans see terrible business. The accountants see a gain. Same transaction, completely different reality. Manchester City lived this with Robinho. He was bought for £32.5 million on a four year deal in 2008, with annual amortisation of £8.1 million. He was sold after two years, leaving a book value of £16.3 million. City sold him for £18 million and claimed a £1.7 million profit on the sale. Supporters spent years calling it a disaster. The finance department called it a profit. There is one more trick worth knowing: contract extensions. If a player signs a new contract during their existing deal, the remaining unamortised value is spread over the length of the new contract. So if you bought a player for £60 million on a five year deal and after two years you extend his contract by three more years, the remaining £36 million book value is now spread across five new years instead of three. That reduces the annual amortisation cost and can reduce FFP losses by millions per year. Extending a contract is not always about keeping a player happy. Sometimes it is purely a financial decision dressed up as a vote of confidence. Back to Chelsea. Other clubs eventually complained loudly enough that UEFA had to act. UEFA amended its Financial Sustainability Regulations in July 2023, introducing a rule that limits the amortisation of player registrations to a maximum of five years, regardless of how long the contract actually runs. The Premier League followed in December 2023, when shareholders voted to apply the same five year maximum to all new or extended player contracts going forward. The loophole was closed. But crucially, the rule could not be applied retrospectively, meaning every player Chelsea signed on those long contracts before December 2023 continues to be amortised over the full contract length. Chelsea were already finished with their biggest spending windows by the time the door was shut. The timing was not a coincidence. As I conclude, always remember this- the contract is never just a contract. It is an accounting instrument. And the clubs that understand that are always three moves ahead of the ones that do not. I hope you enjoyed this. Tomorrow, by 7AM WAT, We get into the wage bill, and why a £50 million transfer can quietly become a £150 million commitment before you have blinked. Thanks for reading. My name is Ajoje. I am a FIFA Licensed Agent and International Sports Lawyer. I write on the Law and Business of Football, a lot. Repost and Follow if you want to read more posts like this.

@Mzeewajambia Hua napenda mtu anapokua na imani halafu tunacrush hiyo imani. Mwizi anagewa energy ili anyooshwe zaidi

KIKOKOTOO😂🙌 ARSENAŁ Wanaongoza kwa Points 9,Lakini Kama Man city wakishinda Mechi yao ya Mkononi inakuwa Points 6. Kama MAN City wanamfunga Arsenał Pale Etihad inakuwa Points 3 Tunajua Arsenal hawezi Kushinda Kila Mechi . Kwahiyo Man city bado ana nafasi ya kuwa Bingwa .

@McinikaWaLamar @chandolaptop @SadickTusia Haiingii akilini. Lazima upate prompt ya kukuambia uingize PIN. Hauwezi tegewa uingize PIN popote kwaajili ya reversal ya mtu. Sasa katuma 10,000. Anareverse 50,000. Mtandao utakubali? Na huku unataka iingizwe txn code itakayoonyesha kiasi automatic? Hii ishu haiingii akilini

`CYBER WARNING ⚠️ 🎭` WIZI MPYA JAMANI KUWA MAKINI💔😭 Kuna mbinu mpya ya matapeli wamekuja na kuwalaghai watu inaoitwa 'IMERUKA'. Tapeli hukutumia pesa kwenye simu yako akitumia namba yake. Endelea..👇

@FaradayMtz01 Utakua hulali. Kesi kila saa kila siku.

Nyie Wasenge Utajiri sio kumiliki Nyumba, Apartments, magari, Maduka, na kuwa maarufu au kuwa mbunge. Bali utajiri ni kumiliki Makampuni makubwa zaidi ya 10 Active, Viwanda, Largest shareholders, PE, Active Real Estate, Hedge funds, Multinational corporation, long term asset n.k

@assengajrr Nikuuzie kwa elfu 20 ?

Jogoo wa Miez 5 wa kienyeji ni shilinga Elfu 30. Ukiwa na Majogoo 50 ya elfu 30 ni 1.5m. Majogoo 500 kwa miez 5 tu unaingiza Milion 15. Unavokua na Kuku wengi gharama za ufugaji zinakua ndogo na faida inakua kubwa. Wewe umekomaa kulipia Blue tiki uokote laki 1 ya Elon musk.

@EngJubel Ractis

Hivi kuna gari ndogo best iliyowahi kuundwa kuizidi hii?

@FabrizioRomano Akiwa Strasbourg alikua anadominate?

🚨💙 Liam Rosenior: “My idea is to always dominate. Every game is to build a team that is fearless, no matter who they play”. “We will be pressing PSG and playing to score as many goals as possible”.

@realafterxtz @iboysean Tandale siku hizi pamebadilika tangu zipigwe zile barabara za zege na kuna sungusungu walikuwepo miaka fulani walitembeza moto uhuni wa hovyo haupo. Tandale kuna hadi maduka ya nguo siku hizi

@iboysean Njoo tandale na manzese

Mbagala na Keko kudadeki kuna uswahili grade A 😂😂😂

@Mwawasi__ Nilimaliza mechi huku natukana

Hapo carabao time Newcastle walitutoa second leg tukienda kwao Emirates walikua wametupiga 2-0 me nlikua sure tuta turn tables 7 minutes Isak alikua ashaweka kidungi na hio time amepiga chuma min 4 Saliba alikua anapenduliwa by min 20 min nlikua nshazima tv nimeenda kulala

@EsirEid Kuna vitu ni sheria. Pale Madueke angeweza kujikaza na refa angeacha game iendelee ila mtu akishaanguka baada ya kuguswa vile penati ikitoka siyo shida

#TajiriLaKihaya Sema hii Penalty ARSENAL tumepewa😅 Ndio uzuri wa kua Timu kubwa huwezi kupigwa kifala…

@EliabuDanford Haugusi pesa yangu kama hauhusiki kwenye dili, siyo mwanafamilia au siyo rafiki. Ninaamini unachofanya ni kitu bora kwako

Juzi juzi nilikuwa napata hela fulani hivi kama 1,500,000[milioni moja na laki tano]. Sa nikawa naipigia mahesabu makali kwenye mahesabu kuna mtumishi wa Mungu nilipanga kumpatia 750,000[Laki saba na nusu]. So nimgebaki na nusu yake, wakati naendelea kuipigia matumizi nikawa naona nusu haitoshi. Wakati haijafika nikalala usiku[hela inafika kesho yake]. Nikaota ndoto nilikuwa barabarani nikaokota kiasi fulani cha fedha wakati nimeweka mfumoni aliyedondosha pesa akafika sikumuona sura. Akaniuliza umeokota hela yangu?? So kwenye mawazo nikawa najiuliza nimrudishie hela yake au nikaushe?? [Moyoni najua ni hela yake, amenikuta sijaenda mbali wala sijaitumia so ki-uadilifu natakiwa kumpatia hela yake] ndoto ikaisha nikiwa najihoji moyoni nimpatie au nikae zangu kimya. Nilipoamka nikajua tafsiri ya ile ndoto ile 1,500,000 niliyopigia mahesabu niigawe nusu, yote si ya kwangu, nimpe mwenye nayo imepita kwangu tu hata nusu niliyokuwa napigia mahesabu nayo si ya kwangu. Jioni hela yote ikafika nikapostia hela yote yule mtumishi wa Mungu ambaye ningempatia nusu. Utii ni mgumu sana.

@masculinepath04 Tulia mwanetu

16 mistakes you should NEVER make when it comes to women (and the dating market).   1. Never eat a woman's pvssy:

@EsirEid Rudi nyuma check na mgogori wa Afghanistan. Ona jinsi taarifa za Afghanistan zilivyokua na kilichokua kinaendelea kwa ground. Mpaka hapa tulipo nchi pekee inaweza mtikisa Marekani na washirika wake ni China pekee.

#TajiriLaKihaya Iran imetoa masharti yake yasiyo na masharti ya kujisalimisha ambayo Marekani na Israeli watalazimika kuyakubali ili Iran isitishe mashambulizi yake ya kulipiza kisasi: 1. Mkabidhi Netanyahu kwa ICC 2.Jiondoeni na kurudi kwenye mipaka ya Oktoba 7 3.Futilieni mbali mpango wa Trump kuhusu Gaza 4.Ondoeni vikwazo VYOTE na rudisheni fedha zote zilizoshikiliwa. 5.Tambueni haki ya Iran kuwa na mpango wa nyuklia 6. Ondokeni Lebanon, Syria, na Yemen 7. Ondoeni KABISA kambi zote za kijeshi za Marekani kwenye ardhi ya nchi za Kiarabu 8.Trump lazima aombe radhi hadharani kwa Khamenei 9.Ilipe fidia Iran kwa kila kikwazo kilichowahi kuwekwa dhidi yake Vinginevyo, Iran iko tayari kwa mzozo mrefu na wa kuchosha, na itaanza kuonyesha makombora yake mapya yenye uwezo wa kubeba mzigo mara tatu ya yale ya zamani pamoja na droni mpya.

@DullahTheking2 Ngemse likwe

Kuna mwana mmoja alikuwa mtu wa Totoz sana, kila akitoka lazima arudi na mali safi. Siku moja mida kama hii {Saa nane usiku} nikatoka magetoni kidogo maana joto lilizidi Mlango niliacha wazi, kumbe manzi yake alikuwa chooni huo muda, alivyotoka vyumba vilimchanganya.😅 Moja kwa moja akaingia ghetoni kwangu, mimi narudi ndani namkuta mwana mwali kitandani{Alikuwa kasinzia tayari} Ilibidi nichukue shuka nitandike chini nilale kisha Asubuh nikamuelezea mshikaji ilivyokuwa na walikuwa waelewa. Maana hakuna aliyekuwa na kosa kati yetu.....NYUMBA za kupanga raha sana mkiishi kifamilia 🫵🏾👊🏾

@Maestrowafact @Dr_DGwajima Kisheria mtoto hatakiwi kufanya kazi. Ila imeonyesha ni kazi gani anaweza kufanya. 17 years ni young lakini alikua anafanya kazi gani? Kazi ilikua inamzuia kukua kiafya, kisaikolojia, kimwili? Kazi ilikua inaingilia elimu yake?

Mama @Dr_DGwajima shikamoo pole na majukumu, kuna binti wa miaka 17 anaitwa Pipi Jojo kisheria binti huyu ni mdogo lakin alisainishwa mkataba wa kazi na Chief Godlove wakati sheria zinakataa watoto kufanyizwa kazi, na akasafirishwa hadi Kenya akafanyiwa kila aina ya ufiarauni

@Dume_Jeuri__ Nilikutana na she anapiga FIFA (enzi za kuitwa FIFA) tulivibe kwakua hicho kitu tulikua tunashare

Kuchat na msichana wa kitanzania ni kama interview tu usipomuuliza maswali hana cha kukwambia

@mananajr_ Kitu cha kwanza hua ni mapato inayoingiza sehemu kisha vingine vinafuata. Unaona Moro inavyohaha kufikia kua jiji? Na mara zote wanajibiwa changamoto yao ni ipi?

Hii Tanga ilikuwaje Jiji?