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@liberotas1
Islam, Football and Financial Adviser Exploring thoughts and reminders amongst the beautiful chaos, for me and perhaps you
United Kingdom Katılım Kasım 2025
108 Takip Edilen43 Takipçiler

@cheerspal0 Deffo go bro. Just ask questions and be curious. Act like you’re interviewing people and it’ll be calm
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Do I go by myself? Or do I skip it due to my crippling social anxiety. Tough one
.@cheerspal0
I’ve got a ticket to a fintech summit happening in London next week but no one to go with 😔
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@sammyjb01 @MartinSLewis This is strange. Drop me a message I’d be more than happy to help
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@liberotas1 @MartinSLewis He has 3 accounts with same pension company but from 3 different jobs, they just happened to use same pension company, he asked if they could be merged into one account. But they told him it couldn't be done.
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@jaseesaj @itvMLshow you'll need to find out where they are invested - if they are the default choice, more often than not the risk level will be the same. Not consolidating could also be an administrative headache later down the line
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@itvMLshow Is it better to have old separate workplace pensions to spread the risk or consolidate them into my existing company pension scheme
Jason
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@sammyjb01 @MartinSLewis the most likely reason for this without further information is due to the company changing pension schemes whilst your partner was employment. It is likely that he has a combination of defined benefit and defined contribution schemes
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@MartinSLewis My partner has 3 pensions with the same company but they wont let him consolidate them. He asked them a few years ago. I dont know the inns and out or understand why they wouldn't allow it.
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They thought this was attention seeking gimmick. You don’t know my boy like that
Z 🦋@zedddidk
RICE said its not done and he was right.
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@MSheath @MartinSLewis @itvMLshow 100% agree, my point was I think Martin should be highlighting this more to people. People see investing as risky gambling but the bigger issue is inflation risk
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@liberotas1 @MartinSLewis @itvMLshow £1000 initial lump sum put in savings at 3% interest over 5 years when inflation is 3% each year (hypothetically) gains no value at all in real terms.
The S&P500 grew 23.31% alone in 2024 (doesn't mean it will in future though)
Investing over a long term should beat inflation 👍
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Do you have questions on Shares ISAs - perhaps you've always considered them but been nervous. That's my big topic on next week's @itvMLshow and I'll be joined by specialists to answer your questions. So please ask by reply...
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@marty1963920 @MartinSLewis @itvMLshow Agreed. It’s slightly more nuanced. Cash is great for flexibility/liquidity. Beyond emergency fund, remainder should be invested to maximise capital growth & outpace inflation. Just think Martin should be highlighting this to the general public as they view investing as gambling
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@liberotas1 @MartinSLewis @itvMLshow Holding cash = guaranteed loss.
Investing = you could lose the lot or you could beat inflation and your wealth could grow.
The £ has lost 43% of its value since 2006. £1 then is worth 53p today...
An ounce of gold (inflation hedge) was $600 IN 2006. Today $4700. Cash is junk!!
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@MartinSLewis @itvMLshow Can I transfer a cash ISA to a shares ISA with a different company?
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I refuse to believe 1 in 5 people are financially savvy. Delusional
Martin Lewis@MartinSLewis
Today's Poll: How financially savvy would you say you are? Which of these is CLOSEST to your view...
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