Lizbet Barajas

My first suggestion will always be to avoid being in a position where gap insurance is ✨needed✨ because it is an extra expense. That could be by purchasing a less expensive car, a car that is not brand new, or having more of a down payment. What fi...

The Allowance Binders aren't just teaching financial literacy, they're helping the next generation of entrepreneurs get started! 🤩 Thank you @.toys for this sweet gift, we wish you nothing but success!! ✨✨ Comment "BINDER" for the direct link to t...

Compared to the last time I purchased a brand new car… definitely making a much more sound financial decision, but still feel anxious about having debt again.😅😮‍💨 The Grand Highlander definitely checks all our boxes, but if you have a full size SUV...

Before the "let kids be kids" perfect parents come out.. they have an AMAZING childhood. I'm just also aware that they are going to grow up one day, and it is OUR job to prepare them for the real world. Can't expect schools to teach them everything ...

This is with "good" insurance. Aka, it costs me ~$720/month and that's with my employer covering 66% of it. 😮‍💨 #

Baby is a… 🤭

What is a "good job" in school? Allowance in the summer? Birthday money? What do they buy vs we buy? How long have they been investing? Thoughts? Comment "BINDER" if you're interested in my ready-to-use Allowance Binder. Comes in multiple colors an...

I posted this June 2025, when I had my first viral allowance video. A big update has happened since, and these questions are still the most asked. 😊 Comment "BINDER" for the direct link to purchase your own Allowance Binder. 💚

The savings category is specifically to practice delayed gratification. If they don't have enough money for an item, they can save up for it and then purchase it as soon as they save up the money. However, in my daughters case.. she HAD the money in...

I can't control how long I'll be here… but I can control whether my daughters are financially protected if I'm not. 1️⃣ Teaching them financial literacy early. We practice this every week through allowance. They're learning how to spend, save, and i...

The mic didn't connect well and my phone camera was misaligned but the info is still solid so I'm posting it anyways. 🙃 The full allowance video will be posted soon, this was just the investing conversation we had during allowance. 🫶 I'm just now s...

New Allowance Binder colors coming later this month! 🧡🩵💜 And new baby coming September 2026 🤭🥰 Comment "BINDER" if you'd like the link to one of our regular colors: 💛 Allowance Glow 💚 Money Green 💙 Cashflow Cool 🩷 Piggybank Pink 🖤 In the Black Or ...

Shout out to my little brother for making my life easier by working hard when he's here, although he does get paid pretty well 😉 Money well spent though, all around. 🫶

Stop being scared of "slow" progress! Progress IS still progress. Also, stop being scared of being "new" at something… wear that NEWBIE title like a badge of honor! Not many people are brave enough to learn and try new things 😉

I learned how to budget. I learned how to invest. I paid off $114,000 of debt. I built a business. All so I could create a better life for my daughters. But what good would that be if I didn't pass down the MAIN thing that made it possible? The kn...

I've never forced my daughters to put a certain amount into savings or investing, and I've definitely never forced them to put towards charity. Yet, they always do. 😌 The "rules" of personal finance are ever changing, and one of my main goals is to...

If you have a crazy, seemingly unattainable goal, DON'T QUIT! Take a break, pivot strategies, cry it out from time to time (I did plenty of that), but if you feel it in your heart that it's meant to be - then you will NOT fail at obtaining it, unles...

Sorry for the terrible lighting but this is what I had to work with 🙃 If you're new around here. I'm a mom, a wife, a Financial Analyst in my 9-5, run this social media account (content creator?) + have a physical product business called where I se...

Every time I think about how busy this small business keeps me, I like to imagine all the parents receiving the binder who are now teaching THEIR kids financial literacy. To think that I've played a small part in making that happen, and that more ki...

Lesson 1: ALWAYS split your money 3 ways *before* you do anything else. I don't care if you start with $1 towards savings & investing! We all start somewhere 🫶 Once you have all of those accounts, make sure to let me know! 😉