Karin Hanna MBA

As always, Thank you for reading this. If you enjoyed this post: 1. Follow me @hasantoxr for more of these 2. RT the tweet below to share this thread with your audience

Last day to submit! We invite submissions to the 2026 Stanford Financial Education Symposium, taking place April 23–24 at @StanfordGSB during Financial Literacy Month. We welcome submissions from faculty, researchers, and advanced PhD students working on financial education, personal finance and financial decision-making. To be considered, please email papers to: StanfordIFDM@stanford.edu by Jan. 31. Here is more info about the Symposium: ifdm.stanford.edu/events/stanfor…

Research has shown that the strongest predictor of happiness and success is social connection. Not wealth. Not status. Not education. In this episode of 𝐈𝐜𝐨𝐧𝐬 𝐚𝐧𝐝 𝐈𝐝𝐞𝐚𝐬, happiness expert @shawnachor and I discuss how to create meaningful — and strengthen existing — connections in our life.

This chart says it all: the closer people get to retirement, the more serious they become about saving. The real hack? Don’t wait. Every dollar you put in during your 20s and 30s works harder than the dollars you scramble to save later.

Create short breaks - even just an afternoon - whenever you can…

Want $1 million by age 65? Start at 20 → save $1,400/year Start at 60 → save $164,000/year Time and compounding are the greatest advantages investors have. Don’t waste them.

Harvard released the results of the longest ever study on longevity. The study spanned over 80 years. And what is the #1 predictor of a long, good life? It isn’t genetics. It isn’t diet. It isn’t exercise. It isn’t wealth. It is the quality of your relationships. Be sure to invest in the most important things you can: the relationships with your family and great friends.

I am very happy that our Council on Financial Education was chosen to deliver a Spotlight Session to the other Councils attending the @wef in Dubai. The Session was titled: "Money Talks: Are We Listening?" Financial literacy is a macroeconomic priority critical to both individual and systemic resilience, particularly in times of instability. We explored how to rethink financial education to meet the demands of a changing, financially volatile and connected world. Here is a brief summary of the main points we covered in the Spotlight Session. (i) Individuals make thousands of decisions a day, many with financial consequences. Financial literacy, which is the knowledge of fundamental concepts at the basis of financial decision making, can help individuals to make sure those decisions are well-informed. (ii) Financial education not only improves individual outcomes, it also reinforces macroeconomic resilience. When individuals are equipped to save, invest, and plan ahead, their money flows into businesses and financial markets, supporting growth and stability. (iii) When individuals understand how to manage money, they not only improve their own financial well-being. They make monetary policy more effective, as discussed by @Isabel_Schnabel in her 2025 Mais Lecture at Bayes Business School. (iv) Financial education its not a ‘nice-to-have’, it is necessary for economic stability. We will write more extensively about it, so stay tuned.

Gold.

Join us! The 4th Teaching Personal Finance Conference 2025 will be live-streamed. This half-day conference brings together educators, experts and innovators from across the country to share experiences, ideas, and best practices in teaching personal finance. Thursday, September 25 | 9:30 AM – 12:30 PM PT Join live on YouTube: youtube.com/watch?v=WvLUjO… Our program includes: • President Laura Rosenbury (Barnard College) on the Francine LeFrak Foundation Center for Well-being at Barnard College: Fostering Resilience and Promoting Lifelong Success • Ronjon Nag (@Stanford ) on AI and personal finance education • Irene Foster (@GWtweets ) and filmmaker Chris Temple on storytelling • @sharon_epperson , @CNBC Senior Personal Finance Correspondent Check out our program here: ifdm.stanford.edu/events/teachin… Please share with anyone interested in this event. For any questions, please contact the Stanford Initiative for Financial Decision-Making (IFDM) at Stanfordifdm@stanford.edu

Inflation is the silent thief. Over the last 30 years, it cut the value of $1 in half. But $1 invested in the S&P 500 became $19 – after adjusting for higher prices. That’s the power of ownership.

A better measure of success….

@Dr_AnnaLusardi @sam Fantastic work as always

I'm grateful to the Stanford Report for today’s story. In the article written by @Sam Scott, I shared why teaching financial literacy is key and how, through our Initiatives for Financial Decision-Making, we aim to democratize access to financial education news.stanford.edu/stories/2025/0…

The most valuable math you can learn…

My new study with Abigail Hurwitz, "Financial #regret at older ages and #longevityawareness", has been published! Free access here: doi.org/10.1111/jori.7… #publishedarticle @wileyinresearch

Today, we released our latest Personal Finance Index report focused on longevity literacy! This new research explores people's longevity expectations and how they relate to financial decision-making. tiaa.org/content/dam/ti…

One more week to go! If you have any Ph.D. students or early career colleagues interested in financial decision-making, #finlit, financial education, household finance & applied econometrics, ask them to apply to the Financial Literacy Research Boot Camp aeaweb.org/news/call-for-…