Matt Scott

This is the one career that is never getting replaced by AI Imagine you have $10M+ You are not just buying index funds and telling claude to help you What about bonds, commodities, real estate, tax strategies, and how do you decide the allocation to each and deploying hedging strategies? Just like many other careers, only the mediocre ones are a waste of money

checked out @public and this is pretty cool might move to them just for this tbh

I heard $CVNA was also smuggling in GPUs to China

@commbankerguy Absolutely

I know this is fear porn but from my view, private credit default is a tsunami coming to shore 🌊

@WheelieInvestor this guy has some pretty legendary shorts x.com/mattscottcap/s…

Who is gonna be this generations Michael Burry?

@elonmusk @diana_dukic SUPPORT

@diana_dukic What needs to be better?

Went from scrolling 24/7 to not even wanting to log in. X just hasn’t been hitting the same lately.

@leifthunder Yup 100% Love what you guys are doing by the way! I may have to make the switch 🤔

@mattscottcap Exactly. That’s our take here. There are some great use cases for events contracts as they relate to your broader portfolio. But as fun as sports betting can be, it’s better to keep that arms length from your investment account.

$HOOD set themselves up for this one with prediction markets My hot take is that they would've received 10x less backlash if they offered prediction markets which only related to the stock market/economy Pushing sports betting to people completely goes against their mission and the extra cash wasn't worth the brand damage imo Thoughts?

@optionsmaster69 Yeah this is all true. Which is why they make great money from it. But I believe they genuinely care about the mission which is why the company was founded. This move compromised their values for a cash grab and I knew it would backfire

@mattscottcap But don't forget $HOOD's appeal to Millenials & Gen Z, which is ultimately, use HOOD to make quick money (i.e., Crypto, Meme stocks, etc)...so given that sports betting dominates prediction market spend, it aligns with this ultimate customer segment mandate.

@LiebermanAustin theres no demand, and sellers think their house is worth what it was at the peak of 2021

Anyone know why there was such a huge drop in new home sals?

@BillyM2k new homes have been leading the way eventually existing follows

people still won’t reduce their sale price tho

@VladTheInflator it's pretty insane that there are still people in denial at this point

Housing is in a full collapse and no one is talking about it.

Yikes $LEN $TOL $PHM

@AuditTheHerd Yeah you did agree from the beginning But regardless the timing was even better for you to get great buys on $LMND & $TEM

@mattscottcap Yeah bro, I remember talking with you about this. I agreed but was a bit more stubborn to see if I could be wrong. Just much better opportunities out there right now, it’s hard to justify holding the position for me.

Portfolio Update — Exiting $PATH Full transparency as I think it is important even if I get hate, I sold my full position in UiPath yesterday. Here’s my thinking: When I built my thesis, the core assumption was that UiPath would accelerate into the agentic AI era. Enterprises were already deeply embedded in their automation workflows, and the logical next step was orchestrating AI agents on top of that foundation — high switching costs, expanding NRR, compounding growth. That was my bet back in October. Not only did the Anthropic news come out after that but growth came in slower than my model had forecasted. Even with solid fundamentals, the MOAT deterioration is impacting pricing power and growth…. this is not a moment to walk to the finish line. In high stakes AI infrastructure, growth is the moat and if that growth doesn’t arrive on schedule, the valuation math starts working against you fast. There is still a credible path for UiPath to grow into the orchestration layer and I think they should easily beat guidance. But the window is narrowing every day, and I can’t say with confidence where they stand in 5–10 years. When the thesis isn’t as strong as you think it was, you exit. Not when the stock is down. Not when sentiment turns. When the underlying assumptions that got you in no longer hold. Proceeds rotated into three positions: $LMND — Perhaps my most predictable position. Lemonade is AI native at its core ….not a legacy insurer “utilizing” technology, but a company built from the ground up around machine learning underwriting. The key metrics I’m watching are loss ratio trajectory and car insurance expansion. As their models improve at pricing risk, margins expand structurally. The trajectory is improving and I’m comfortable sizing up here. $TEM — Tempus AI is building what may become the most valuable proprietary dataset in oncology. They combine large scale genomic sequencing with real world clinical data, then apply AI to surface actionable insights for physicians at the point of care. Data network effects in healthcare are extraordinarily difficult to replicate once you have the data advantage, it compounds. This is my largest position and I’m comfortable holding through further volatility as long as the thesis remains intact. $ODD — I’ve held ODDITY on and off for a long time(since ipo) and I’m not going anywhere. The recent selloff has been a bit overblown imo— the stock dropped nearly 50% after management disclosed a CAC dislocation driven by algorithm changes at their largest advertising partner, which pushed spend into lower quality auctions and more than doubled acquisition costs. Q1 2026 revenue is expected to decline roughly 30% YoY as a result. That’s painful on the surface. But the underlying business health tells me something else: 70% of 2025 revenue came from repeat customers, new brand launches, CEO buying $10m worth of shares and a pristine balance sheet. Management believes they’ve identified the root cause and are targeting normalized CAC by Q3 or Q4. I believe them. This to me reads as a technical pothole, not a structural crack. The brand equity, retention metrics, and ODDITY LABS product pipeline remain intact for me. Current allocation for portfolio: 50% $TEM 30% $LMND 20% $ODD To be clear; these positions have been hit hard and I expect potentially more downside which I am fine with. I don’t think people understand that short term pricing does not mean anything to me. $TEM could go to $30 and as long as the business fundamentals stay in tact, I won’t blink an eye. Do not buy if you’re not ok with volatility. Best of luck to $PATH holders, I can still see potential upside from here. NFA. ~@AuditTheHerd

Private credit funds who were buying people's doordash loans had to hault redemptions on a fund The fund bought loans from $AFRM $UPST $XYZ $LC It's not just software. It's commercial real estate. It's consumer BNPL loans now too. And more It's going to get ugly. The question is how ugly $ARES $KKR $APO $OWL

@MrJulius007 true but it aint fully dead yet

@mattscottcap Can’t kill what’s already dead

Pretty funny that $ARES is green today when everything is red

@CarioCapital @nikitabier Yeah man. At least they are working on fixing it. Hopefully its actually better

@mattscottcap @nikitabier This app is borderline unbearable lol

An impressive showcase of pure slop 6.5k followers Maybe creator payouts wasn’t a good idea @nikitabier