Max von Wallenberg
1.5K posts
Max von Wallenberg
@maxwallenberg
Stablecoins @moonpay, Founder/CEO @iron (acq. by @moonpay) | Prev: @ultimateapp (acq. by @jupiterexchange). Follow me for all things Stablecoins & DeFi.
Berlin, Germany Katılım Ekim 2011
2.5K Takip Edilen3.3K Takipçiler
Over the past week, we've spoken with more companies looking for a new infrastructure partner than at any other point this year.
The reason is simple: MiCA.
As enforcement takes effect across Europe, many businesses are rethinking the providers they rely on.
At @iron , we've been ready for this from the beginning.
Through MoonPay Europe's MiCA authorization, we provide regulated infrastructure across the EEA. That includes fiat on and off ramps, virtual accounts, global payouts, and stablecoin settlement.
Compliance isn't something you add later. It has to be built in from day one.
If you're building in Europe and need regulated stablecoin infrastructure, let's talk.
Legal: Services are provided under MoonPay Europe B.V.'s MiCA authorization where applicable. Crypto-assets involve risk. Do your own research.
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Good list.
Here’s how I’d think about they key decision criteria for choosing a vendor:
- Own licenses, not bank sponsored
- Direct to bank connections
- Tight FX (ask, as most vendors exclude this info form pricing sheets)
- Advanced onboarding APIs
Stuff you can’t check but have to trust the vendor on or DD with other partners:
- Speed to onboard
- Payment Ops handling (RFIs, etc)
- Top tier customer support
Don’t optimize for price. With volume (and that’s when it matters), all is negotiatable.
Of course plugging @iron here as we’re top notch on all the above ;)
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Digging into the virtual account providers behind top neobanks this weekend.
Who wants to tell me about their offering?
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The most important factor you have to optimize for is onboarding and compliance, as most providers have very shallow product depth here and you’ll find out only late in the integration journey.
If users have a hard time navigating your KYC journey, your product will fail irrespective of how strong and diversified the underlying banking rails are.
It's super hard to get this right across banks, geos, and currencies. We invested two years into building the most amazing version of this stack at @iron
More info here: docs.iron.xyz
Send me a DM if you want to chat more.
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who has the best full stack neobank API suite?
- create accounts
- send/receive
- virtual Acc
- card issuance
- other basic primitives
Looking at @Stablecoin, @lightspark grid API already, but looking for more full stack options
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@openstandard Excited to be part of this network. Anything that allows @iron and our partners to move liquidity in institutional size, sans redemption taxes with network effects built in, lets go! :)
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Introducing Open USD: a stablecoin built for the internet economy, designed by the businesses growing it.
joinopenstandard.com/blog/introduci…
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EUR in. USDC out.
On the surface, that's all a user sees.
Under the hood, a modern stablecoin payment is orchestrating far more than a simple conversion.
* Payment matching
* Reconciliation
* Transaction limit checks
* AML screening
* Fraud & risk checks
* FX execution
* Stablecoin conversion
* Real-time settlement
* Webhook & status updates
All of this happens in seconds, behind a single API. Across multiple banks and payment platforms.
The goal of infrastructure isn't to expose complexity - it's to absorb it.
The best financial infrastructure feels simple because every operational, banking, compliance, and settlement workflow has already been handled for you.
That's the promise of programmable money: developers build products, not payment engines.
Want reliable rails? --> Choose @iron
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The most important API in stablecoins isn’t on-chain.
It’s the one that connects to a bank.
Most stablecoins start and end with fiat.
Someone deposits dollars.
Someone withdraws euros.
Someone settles into a local bank account.
The blockchain is only one leg of the journey.
The rest happens across payment rails, banking partners, compliance systems, liquidity and FX infrastructure.
That’s why stablecoin adoption won’t be driven by better wallet UI/X.
It’ll be driven by making money move between traditional finance and digital assets as if there were no boundary at all.
Maximum compatibility, lowest friction.
Infrastructure isn’t the exciting part.
But it’s the part that makes everything else possible.
That’s what we’re building at @iron
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Everyone talks about moving money globally.
Almost nobody talks about liquidity.
A payment rail is only useful if money can actually enter and exit it efficiently in size.
That's the challenge with many stablecoin systems today.
Moving USDC on-chain is easy.
Moving $50 million from a bank account into USDC and back out again is where things get complicated.
Banking relationships.
FX liquidity.
Local payout infrastructure.
Regulatory coverage.
That's the real work.
The winners in stablecoin payments won't be the companies that move tokens fastest.
They'll be the companies that connect tokenized money to the real financial system most efficiently.
That's what we're focused on at @iron
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Need SEPA into stablecoins?
Talk to @iron
Need SWIFT into stablecoins?
Talk to @iron
Need ACH into stablecoins?
Talk to @iron
Need WIRES into stablecoins?
Talk to @iron
Need FPS into stablecoins?
Talk to @iron
Need PIX into stablecoins?
Talk to @iron
Need: named accounts, stable <> stable swaps at OTC rates, third party payments, KYC/B hosted or shared, institutional size ramp flows, real-time payouts, deep stablecoin liquidity
... AND the best developer experience in the industry!
Talk to @iron
One API.
Global fiat rails.
Stablecoin infrastructure built for institutions.
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Shout out to amazing team from @iron !
Iron@iron
Iron 🤝 @0xinfini Infini users can now receive dedicated Virtual Accounts in USD, EUR, or GBP! incoming deposits automatically convert into supported stablecoins and settle in a wallet, with funding from ACH, wire, or SEPA fast, reliable onramps and offramps are now live
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Glad to collaborate with @moonpay and @iron to provide virtual account for all the infini users.
Start from today, you could own a same name account from U.S or EU bank, to receive and pay the USD/EUR/GBP with ACH/Wire/Swift/SEPA
We support both businesses and individuals.
Try @0xinfini now.
MoonPay 🟣@moonpay
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@iron @koshmoney Super pumped about this launch! @TarunMangukiya it's a pleasure to work with you and your team.
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Investor asked about my background, so I started explaining how my career led me to found Turnkey.
He stopped me. “Start at the beginning. Childhood. Parents. Siblings."
I asked what he was getting at.
“We want to hear about your trauma. Trauma makes better founders.”
GREG ISENBERG@gregisenberg
I was once pitching in a board room at a top 3 VC firm for a $15M Series A. 12 people in the meeting. One of the GPs fully fell asleep. Out cold for 30+ minutes. Nobody acknowledged it. Everyone just kept going. I kept presenting my Series A slides to an unconscious man in a Herman Miller chair and somehow that was considered normal. That's venture capital. You might fly across the country to perform for people who may or may not be conscious. It's a dance. And sometimes you lead and sometimes you follow and sometimes your partner is unconscious. If you're raising right now, just know: every founder has a story like this. The process is weird. The power dynamic is weird. You're not crazy for thinking it's weird. No one talks about it because they want to continue raising. But I'm happy to stick my neck out there. It is weird.
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Franklin Templeton and MoonPay have formed a new strategic partnership that includes:
🪙 tokenized financial products
🏦 institutional trading infrastructure
⛓️ onchain capital markets
💦 stablecoin liquidity
this is the beginning of a beautiful friendship @FTDA_US
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Proud to announce our partnership between @MoonPay and Franklin Templeton @FTI_US one of the world's largest asset managers with $1.74T in AUM.
Institutions can now move seamlessly between stablecoins and tokenized money market fund exposure through MoonPay Trade - fully onchain.
This is a big step toward making tokenized financial products more accessible, liquid, and usable across onchain capital markets.
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