Laila Cunningham@policylaila
Two men live in Zone 2 London.
Both are around 30. Both sleep in a one-bed flat.
But only one believes he has a future in the city.
James was born in London.
He went to university, got a degree, found a decent job and now works at a marketing firm near Old Street.
He earns just under £60,000 a year.
On paper, he is doing well.
But every month James opens his payslip and watches a third of it vanish before he ever sees it.
Income tax.National Insurance.Student loan.Then comes the rent.
Nearly £2,000 a month for a small one-bed flat with mould around the windows and a landlord who only renews the tenancy six months at a time.
Every evening James scrolls Rightmove looking at tiny flats he cannot afford in the city he grew up in.
Even the cheapest one-beds near him now cost around £400,000.
The deposit alone feels impossible despite earning more than most people in Britain.
His parents bought their first home younger than he is now.
James still does not know if he will ever own one.
So he keeps renting.Keeps waiting.
He watches friends delay children.
People earning what used to be considered “good money” still checking every direct debit before payday.
Now meet Shaheed.
He arrived in Britain recently and was granted refugee status.
He does not work.
He lives in a one-bed flat in East London. His housing costs and council tax are largely covered through the welfare system.
He qualifies for free prescriptions, dental treatment and eye tests.
He does not spend his evenings worrying whether the next rent rise will wipe out what little he has left at the end of the month.
And this is the part driving so much public anger.
James works full time, pays a fortune in tax and still cannot see a long-term future in the city he was born in.
Shaheed does not work, yet has more housing security than the man whose taxes help fund the system.
That is how a city loses its young people, because they stop believing hard work leads anywhere.
London has to become a city where the people who work, contribute and build lives here can realistically afford homes, raise families and feel secure again.