WolfCapital

@anishmoonka Thanks for the context 👌

Ronald Wayne was the only one of Apple’s three founders who actually had money. He owned a house, a car, and savings. The other two were broke twenty-somethings. So when Apple ran up a debt that could have wiped him out, he sold his 10% for $800 and walked. Fifty years later, he says he still doesn’t regret it. Back then, Apple was barely more than three guys and a signed piece of paper. Under that setup, if the business couldn’t pay its debts, the people it owed were allowed to come after each partner’s own house and savings. Jobs had just borrowed $15,000 to build computers for a store known for paying late, or never. If that store stiffed them, Wayne was the only partner the lenders could squeeze. The two kids had nothing worth taking. He signed himself out for $800, then took $1,500 more to give up any future claim. That first $800 would be about $4,500 today. Wayne earned that 10%. At 41, he was the grown-up of the group, nearly twice the age of the other two and brought in to bring some order. He typed the founding contract on his own typewriter, drew Apple’s first logo, and wrote the manual for the first Apple computer. Now, the $454 billion. It only works if you imagine his 10% frozen and untouched for fifty years, but it never could be. Picture the company as a pizza. Every time Apple needed money, it cut new slices for investors, and everyone already at the table got a thinner piece. Nine months after Wayne left, investor Mike Markkula put in $250,000, and Jobs and Wozniak each dropped from a 45% slice to about a quarter of the pie. Wayne’s piece would have kept shrinking the same way, right up to 1980, when Apple began selling shares to the public. There’s a bigger hole, too. Not one founder held Apple stock that long. Within about ten years, all three had sold most or all of their shares, and Jobs, pushed out in 1985, sold every share he owned but one. The $454 billion belongs to a Wayne who would have done the one thing no real founder pulled off: hold on. As for Wayne, he moved to Nevada and lived quietly, selling old coins, and for years he’s said he doesn’t waste time playing ‘what if.’ In the early 1990s he sold the original contract he’d typed in 1976, the actual pages, for $500. This past January, those same pages sold at a Christie’s auction for about $2.5 million. The paperwork that wrote him out of Apple ended up worth more than a thousand times what Apple paid him to leave.

Your portfolio through a fun an insightful angle.😂

@mypaddi_ai Sent

@mrpurpose0 Sincere apologies…You can slide in now! 🙏

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@omoalhajaabiola @omoalhajaabiola I yet to see mine o 😂

When you see this Go to mypadi.ai Follow the instructions Open your WhatsApp Type “send me $10 USDT” Share your response

@omoalhajaabiola @mypaddi_ai

$10 sent to you. Check your @mypaddi_ai wallet. Who else needs $10?

Compound interest is basically your money cloning itself 🧬💰 🐢 Tobi the Turtle invests consistently every month. Nothing flashy. No “INSANE 1000% GAINS 🚀” No panic trading at 2AM. Just slow boring investing. At first? Almost nothing happens. That’s the trap. Because compound interest is invisible in the beginning. Then suddenly… The profits start generating their own profits. Now the machine starts accelerating 📈 That’s compound interest: Money making money… then the money-made-money making MORE money. Like a financial family tree. Meanwhile 🐒 Zik the Monkey keeps: switching strategies chasing hype selling during crashes restarting every year Zik wants excitement. Tobi wants ownership. Years later: one has screenshots. The other has assets. The scary advantage of compound interest is that time does most of the heavy lifting. Not genius. Not prediction. Not “finding the next big thing.” Time. But here’s why compound interest feels boring: The first few years feel painfully slow. Humans love visible progress. Compounding hides progress early… then rewards patience aggressively later. Most people quit during the loading screen. That’s why wealth creation often looks boring from the outside. Quiet consistency is usually beating loud excitement.

CBN holds rates steady at 26.5% The Central Bank of Nigeria kept: MPR at 26.5% CRR at 45% for commercial banks Liquidity conditions tight overall What this means for retail investors: High interest rates remain in place → Treasury bills, fixed deposits, and money market funds can still offer attractive nominal yields. Inflation is still elevated → The CBN is prioritizing price stability over economic stimulus. Borrowing stays expensive → Consumer loans and business credit remain under pressure. Equities may remain volatile in the near term → Especially rate-sensitive sectors, unless inflation begins to cool decisively. Foreign investors may view the hold positively → Stable policy and high yields can support naira assets if FX conditions improve. Bigger picture: This is a “wait-and-see” decision. The CBN is signaling: inflation has not been defeated yet cutting rates too early could weaken the naira again tight policy will likely stay longer than many expected For conservative investors, cash-like instruments still matter. For long-term equity investors, this is usually the phase where patience and selective accumulation matter most - not emotional reactions to short-term macro headlines.

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@tii_bag The monetary incentive on this has greatly impacted the overall user experience negatively.

Yesterday I ordered an uber. I check the rating and its 4.59, I got in anyway coz I was really getting late for my date. He talked to me nicely when I was getting in and was silent for the rest of the ride. He drove perfectly and I got there early. So I told him, "I'm going to...

Ponzi schemes don’t sell returns. They sell emotional relief. Hope. Urgency. Belonging. Status. That’s why intelligent people still fall for them.

@AshCrypto W A I T 💀

Stocks are DUMPING. Gold is DUMPING. Silver is DUMPING. Bitcoin is DUMPING. Fiat is losing value. How the hell are we supposed to make money in this market?

@Kalshi This is too obvious even to a newbie

JUST IN: Goldman Sachs says stock market is "dangerously concentrated"

I'd go with one mega-cap AI play, one deep value cyclicals, and cash/equivalents. Chasing the obvious (NVDA/GOOG/NOW) right now is like 1999 all over again: extreme concentration risk where a handful of stocks drive the entire market. History shows those setups end with painful mean reversion. Diversify into unloved areas with real margins of safety instead.

You got $1,000,000 to invest right now. Which 3 stocks you choose?