Aparna Ramachandra

"Aayega din sabhi ka, Chota na dil kar yaar. Rekhayein hai, banti badalti. Yehi hai sansaar" ❤️❤️❤️❤️ Piyush Pandey

@malnadmiss Hahaha

After slurping Ambe upkari, my friend's 4yo daughter to me: ನನ್ನ lipshtik ಹೋಯ್ತಾ? Me: ಹೂ, ಪೂರ್ತಿ ಹೋಗಿದೆ, ನಂದು? She: ನಿಮ್ಮದು ಉಂಟು, ಹೇಗೆ? Me: He he he talentಉ She: ಎಂತ?! 😜😄 But our priorities 🤭😄

Mitron anywhere in the world hasn't soothed anybody's nerves. Ever

A special place in....for ones who don't answer phone calls and have no blue tick on their WA😔😄

@IDFCFIRSTBank @RBIsays @FinMinIndia @nsitharaman Every third day someone calls n says we checked;IDFC transfers basis account number and IFSC code. Name doesn't matter 😳 I am worried about the quality of your service levels

@IDFCFIRSTBank are you guys for real? Team says we do bulk transfers based on acc details, incorrect names don't matter. This is a scary and serious issue, pl look into this ASAP. Major flaw ,wonder how many wrong transactions have gone through?@RBIsays @FinMinIndia @nsitharaman

@IDFCFIRSTBank your bulk transfer option seems to be a mess. Wrong account names and still funds getting credited:( Sad state of affairs. Scary for us current account holders

If and when this 'really' happens it will be a game changer. A lot more credit worthy borrowing shall happen. Till then we struggle with 3yr old data:( Real-time checks to improve discipline in credit cycle - The Economic Times share.google/4OUUzAhxJVdiJ9…

April it is!

All of you, imposition; write obliterate 5 times:))

@captain_speakin N it's overheated already:(

It’s still March..!

The Money Show | Is FOMO driving financial decisions for Gen Z? Vinayak Sapre, author, financial coach, and Aparna Ramchandra, RectifyCredit, decode YOLO culture, rise in credit among the youth and how it could affect them in the long run @kavitath @msaparna youtube.com/watch?v=uGbecK…

The political folks at the helm globally are hitting new lows. Pathetic

Came across a profile on LinkedIn and he said "heart attack survivor"

- Gen Z अब प्रोडक्ट्स से ज्यादा “Experiences” पर पैसा खर्च कर रहे हैं? - Gen Z का नया ट्रेंड: Selective Spending - कम खरीद, बेहतर खरीद? देखिए 'बनो अपना फाइनेंस मिनिस्टर' LIVE #BAFM #GenZ #Spending @kavitath @VinayakSapre1 @rectifycredit @shwetanjain twitter.com/i/broadcasts/1…

@IDFCFIRSTBank wrong name and still bulk transfer goes through??? horrible

- क्या Gen Z सच में financially aware है, या बस खर्च को justify करना सीख गए हैं? - Gen Z अब प्रोडक्ट्स से ज्यादा “Experiences” पर पैसा खर्च कर रहे हैं? - Gen Z का नया ट्रेंड: Selective Spending - कम खरीद, बेहतर खरीद? देखिए 'बनो अपना फाइनेंस मिनिस्टर' शाम 6:30 बजे #BAFM #GenZ #FinancialAwareness #Spending @kavitath @VinayakSapre1 @rectifycredit @shwetanjain

Reckless lending by app based lenders, credit cards and personal loans is something we tried to bring to @RBI ‘s attention. They are doing nothing. Meanwhile @msaparna is helping through free counselling offered by @MoneylifeF - and yet @RBI probably says - where are the victims. We have sent details. Now the retail loan write offs are beginning to talk! Will @FinMinIndia @nsitharaman or our members of parliament wake up in time?

It's high time it becomes mandatory. Good move

Loan write off (2025): ~Retail=₹45,404 crores ~Services=38,438 crores ~Industry=₹37,716 crores ~MSME=28,587 crores ~Agriculture=₹21,882 crores In a first, retail was the top category of loan write offs in 2025; personal loan/ credit card defaults show the stress in economy

A Monday morning........kya hee bolu!