Simon

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Simon

Simon

@muc_simon

Stock- & Crypto-Investor (full-time) München | Algarve 🇩🇪🇵🇹

Portugal Katılım Şubat 2009
686 Takip Edilen86 Takipçiler
Simon
Simon@muc_simon·
@cryptaxpt @finbooks_app @summ_app It was actually quite straightforward, given the clear-cut nature of the data. No information is being lost. At least in my case. I also switched over to Koinly since it turned out to be much more budget-friendly for me.
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Tax guy 🇵🇹
Tax guy 🇵🇹@cryptaxpt·
🗣️Honest feedback on @finbooks_app for Portuguese crypto tax reporting🇵🇹 I finally took the time to properly test Finbooks after hearing their Portuguese representative on the Bitalk podcast. She was excellent and made a strong case, which got me genuinely excited to try it. Unfortunately, the tool didn’t meet my expectations... Here are my main observations: 1⃣Staking income is being classified as active income (Category B). In my view, this is incorrect, staking rewards are clearly passive income, while running and maintaining your own validator can be considered active income. 2⃣Finbooks also taxes staking rewards when you receive the reward while the law clearly states that taxes occur upon selling to fiat or using for a real life good or service. 3⃣The reports contain a large number of zero-value lines (assets bought and sold for 0). This adds unnecessary noise and makes the output harder to work with. 4⃣Instead of clean totals (total acquired, total disposed, and net gain), you get hundreds of individual lines. Expecting an accountant to manually consolidate these is unrealistic. 5⃣ It considers crypto-to-crypto trades as taxable, which is not. 6⃣ It does not include the crypto assets which are sold. You won´t need this for the filing, but you would need this in case of an audit. Finbooks conclusion: Pay €30.000 in taxes. Real taxes owed: €0, because the gains Finbooks considered realised, were not realised. For now, I continue to prefer @KoinlyOfficial, not necessarily for its final reports, but as a powerful data aggregator. Its ability to filter and extract exactly what’s relevant per client is still hard to beat. I’m sharing this because crypto tax tooling in Europe (and especially Portugal) is still evolving. Which tools do you think I should try?
Tax guy 🇵🇹 tweet media
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Simon
Simon@muc_simon·
@cryptaxpt @finbooks_app That's what I did 😂. You need to open a new account with the new jurisdiction and add the years end balance to have a starting point and import from 01. January (in my case).
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Simon
Simon@muc_simon·
@cryptaxpt @finbooks_app I changed this year to Koinly (first time I had to do Portuguese taxes). With Summ it is not possible to change your jurisdiction. To have a clear cut I decided to change the software.
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Simon@muc_simon·
@Der_Boersianer Oh ein System ohne Lidar, das kann doch gar nicht funktionieren. Wie will die Kamera alle Objekte nur mit Kameras sehen. Das ist doch schon scheitern verurteilt.
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Old School Investor 🇩🇪🤝🇺🇦
Ich lach mich schlapp 😆😆😂😂 Tesla ist bald völlig irrelevant, die werden gerade links und rechts von allen möglichen Herstellern überholt und stecken komplett in einer technologischen Sackgasse, nur ihr Ankündigungslord schaffts noch immer, das Spiel am Laufen zu halten.
Old School Investor 🇩🇪🤝🇺🇦 tweet media
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Simon
Simon@muc_simon·
@Uberrenditen Nimm den Lite für 29€. Zwar "nur" 100 Mbit das reicht aber für 95% alles Haushalte. Der große Vorteil ist das du nur eine monatliche Kündigungsfrist hast und das Ding überall mitnehmen kannst. Hier in Portugal wird Starlink extrem viel genutzt, obwohl Glasfaser verfügbar ist.
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Überrenditen
Überrenditen@Uberrenditen·
Erschwinglich ist was anderes liebe $TSLA Gemeinde! Ich stand kurz davor den Starlink zu testen bis 1&1 um die Ecke kam! 250 Mbit/s + Modem für 30 EUR. Da kann Starlink preislich noch nicht mithalten... Hier kosten 200 Mbit/s 49 €/Monat.
MAX RAHN@aktien_max

Starlink-Werbung in Berlin. Kein Zufall: Laut einer Studie der TH Mittelhessen könnte Starlink im Vollausbau bis zu 13 Millionen deutsche Haushalte versorgen. Telekom und Vodafone sollten aufpassen. Habt ihr die Werbung auch schon gesehen?

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Simon
Simon@muc_simon·
@Tiefseher Dafür kann man ja die Verbrauchssteuern erhöhen, das hat er ja nie ausgeschlossen. Deshalb sind die Erhöhungen und neuen Steuern absolut in Ordnung.
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Daniel D. Eckert
Daniel D. Eckert@Tiefseher·
"Die Spitzenverdiener in der sogenannten Reichensteuer – das ist ja schon so ein klassenkämpferischer Begriff – liegen heute in der Gesamtsteuerbelastung bei fast 50%... Da geht nicht mehr." Bundeskanzler Friedrich Merz (CDU) heute im ZDF
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Jens Kohlmann 🇩🇪🇪🇺🇺🇦
@teslawelt Hahah, The authorities have confirmed Level 2, which is explicitly NOT AUTONOMOUS DRIVING! It is and remains an advanced cruise control system; robotaxis are not possible. Mercedes is significantly further ahead and has Level 3.
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Old School Investor 🇩🇪🤝🇺🇦
Ok also war die Tesla FSD Zulassung in the Netherlands by RDW heute nur wieder eine riesengroße Verarschung, korrekt? 😅😂😂😂
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Simon
Simon@muc_simon·
@sparbuchfeinde Seriöse Accounts lesen Artikel und kommentieren dann... 🤡
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Simon
Simon@muc_simon·
@cryptaxpt When rewards come from Lido, Nexo, Kraken, or any non-Portuguese exchange, shouldn't you use Category J instead of E for foreign income for lending and staking?
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Tax guy 🇵🇹
Tax guy 🇵🇹@cryptaxpt·
⚡️How is passive crypto income, such as staking or interest rewards, taxed in Portugal?🇵🇹 In Portugal, passive income from crypto is generally categorized as Investment Income (Category E) rather than Capital Gains (Category G). However, the specific tax treatment depends heavily on how you receive the reward. 🏛️ The Tax Framework (2025/2026) Tax Rate: A flat rate of 28% typically applies to these rewards. The "Crypto-to-Crypto" Deferral: If your staking rewards are paid in cryptocurrency (e.g., you earn ETH for staking ETH), taxation is deferred. You do not owe tax at the moment the reward hits your wallet. Instead, the tax event is triggered only when you sell that reward for fiat currency (like Euros). Category Classification: While the initial reward is Category E, once it is "realized" into fiat, the growth in value may also involve Category G (Capital Gains) rules. 💡 PRO TIP: Using FIFO to your advantage Portugal uses the FIFO (First-In, First-Out) method for calculating the cost basis and holding periods of crypto-assets. This is a powerful tool for tax optimization regarding your passive income. ⭐️The Strategy: To receive staking rewards, you must first hold a "base asset" (e.g., Ethereum). Under FIFO, the first units of an asset you sell are considered to be the first ones you acquired.
Tax guy 🇵🇹 tweet media
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Simon
Simon@muc_simon·
@CKTH85 Wie hoch ist deine gesamte Dividendenrendite aufs Jahr gerechnet?
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misteraktien
misteraktien@CKTH85·
Hi #finx 🙋 Ein Blick auf meine #Dividenden im Februar. 🗓️💰 Trotz miesem USD im Jahresvergleich ein Bestwert. 🪙 26: 476,42 € 💶 25: 427,23 € 💶 24: 381,21 € 💶 23: 270,19 € 💶 22: 172,19 € 💶 21: 87,13 € 💶 25 → 26 +11,5% 🟢 Der Trend stimmt. 📈 Wie lief es bei euch❓
misteraktien tweet media
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Simon
Simon@muc_simon·
@yarvin_stoltz Bei FlatEx kannst du als Steuerausländer dein Depot führen. Zudem bietet dir FlatEx Fremdwährungskonten in USD, CHF und GBP.
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Jaytrading
Jaytrading@yarvin_stoltz·
Bei welchem Broker habt ihr euer Aktien Depot und warum? Ich habe meins aktuell bei Trade-Republic, muss das aber wechseln, wenn ich auf die Philippinen auswandere, da ich keinen Sitz mehr in Deutschland habe.
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Simon
Simon@muc_simon·
@blury765 80 % Core ETF Portfolio. Die Wahrscheinlichkeit das du die ETFs 40 Jahre hälst ist wahrscheinlicher als die Einzelaktien. Meins besteht aus 50% S&P500, 20% S&P500 Info Tech und 30% MSCI World exUSA. Ist halt USA Tech Heavy. Für mich passt das. 20% Einzelaktien zum spielen.
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blry 🕵️‍♂️
blry 🕵️‍♂️@blury765·
Eine wirklich schwierige Frage, (Als 19 Jähriger) Lieber 100% seiner Sparrate auf Wachstumsassets knallen Oder nur 80% und mit dem Rest eben Dividenden Werte aufbauen wie $O oder $MAIN
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Simon
Simon@muc_simon·
@TenbaggerAktien BTC hat noch nie und wird auch nie eine Sicherheit in Krisenzeiten sein. Es ist nun mal ein Liquiditäts- und RiskOn Proxy. Daher sehr gut zum Traden und das ist dass wichtigste. Vertrauen hatte bis auf die Maxis noch nie jemand in BTC.
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Arbeiterkind Aktienmillionär
Arbeiterkind Aktienmillionär@TenbaggerAktien·
Ich besitze noch keine Bitcoins und wollte mir eigentlich welche kaufen, aber mittlerweile frage ich mich, ob das eine gute Idee ist, weil viele wohl den Glauben verloren haben. Eigentlich sollte Bitcoin doch besonders sicher gegen zukünftige Krisen sein. Die Wahrheit sieht aber aktuell anders aus. #Bitcoin $BTC
Arbeiterkind Aktienmillionär tweet media
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Simon
Simon@muc_simon·
@MDividende12 Grundsätzlich ja, wenn man die Verantwortung betrachtet. Allerdings ist es oftmals leider so das die Qualifikation, Wissen, parteipolitische Unbefangenheit, Risikobereitschaft, die Möglichkeit Langfristig sinnvolle Entscheidungen zu treffen dagegen spricht.
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Simon@muc_simon·
@marcfriedrich Vielleicht hat Jack in den letzten Jahren schlicht sinnlos zu viele Leute eingestellt, die absolut unproduktiv waren, aber gut dafür, um "Wachstum" zu zeigen. AI ist jetzt das Narrativ, dass Wachstum auch ohne unproduktive Leute möglich ist.
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marc friedrich
marc friedrich@marcfriedrich·
So it begins! AI is taking over jobs We will see massive layoffs - this is a paradigm shift few can comprehend Block Share explodes 20% for cutting 40% jobs Other listed companies with CEOs getting paid in shares will see that as another opportunity to make a killing
jack@jack

we're making @blocks smaller today. here's my note to the company. #### today we're making one of the hardest decisions in the history of our company: we're reducing our organization by nearly half, from over 10,000 people to just under 6,000. that means over 4,000 of you are being asked to leave or entering into consultation. i'll be straight about what's happening, why, and what it means for everyone. first off, if you're one of the people affected, you'll receive your salary for 20 weeks + 1 week per year of tenure, equity vested through the end of may, 6 months of health care, your corporate devices, and $5,000 to put toward whatever you need to help you in this transition (if you’re outside the U.S. you’ll receive similar support but exact details are going to vary based on local requirements). i want you to know that before anything else. everyone will be notified today, whether you're being asked to leave, entering consultation, or asked to stay. we're not making this decision because we're in trouble. our business is strong. gross profit continues to grow, we continue to serve more and more customers, and profitability is improving. but something has changed. we're already seeing that the intelligence tools we’re creating and using, paired with smaller and flatter teams, are enabling a new way of working which fundamentally changes what it means to build and run a company. and that's accelerating rapidly. i had two options: cut gradually over months or years as this shift plays out, or be honest about where we are and act on it now. i chose the latter. repeated rounds of cuts are destructive to morale, to focus, and to the trust that customers and shareholders place in our ability to lead. i'd rather take a hard, clear action now and build from a position we believe in than manage a slow reduction of people toward the same outcome. a smaller company also gives us the space to grow our business the right way, on our own terms, instead of constantly reacting to market pressures. a decision at this scale carries risk. but so does standing still. we've done a full review to determine the roles and people we require to reliably grow the business from here, and we've pressure-tested those decisions from multiple angles. i accept that we may have gotten some of them wrong, and we've built in flexibility to account for that, and do the right thing for our customers. we're not going to just disappear people from slack and email and pretend they were never here. communication channels will stay open through thursday evening (pacific) so everyone can say goodbye properly, and share whatever you wish. i'll also be hosting a live video session to thank everyone at 3:35pm pacific. i know doing it this way might feel awkward. i'd rather it feel awkward and human than efficient and cold. to those of you leaving…i’m grateful for you, and i’m sorry to put you through this. you built what this company is today. that's a fact that i'll honor forever. this decision is not a reflection of what you contributed. you will be a great contributor to any organization going forward. to those staying…i made this decision, and i'll own it. what i'm asking of you is to build with me. we're going to build this company with intelligence at the core of everything we do. how we work, how we create, how we serve our customers. our customers will feel this shift too, and we're going to help them navigate it: towards a future where they can build their own features directly, composed of our capabilities and served through our interfaces. that's what i'm focused on now. expect a note from me tomorrow. jack

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Simon
Simon@muc_simon·
@ctoLarsson Don't forget: Cover years of useless overstaffing and missmanagment with the words: "seeing that the intelligence tools we’re creating and using are enabling a new way of working"
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CTO Larsson
CTO Larsson@ctoLarsson·
New corp playbook unlocked: - Fire 40%-50% of employees - Quote AI - Stock pumps +40% We will now see 1,000 more like this.
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