Ne_leu
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Dear Nigerians (who mean well),
Do not let them demonise those helping to build our systems. We cannot be seen to always antagonise enterprise and entrepreneurs.
The men and women building this country must always get the support they need. And when they share their opinions, you are free to disagree, but it must never be seen as an opportunity to take down or destroy. Don't let others use you to undermine yourself.
We need development to happen at scale. This is a tough climate to build. Let's not be blind to our challenges.
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This @compoundinnaira ₦100m investment portfolio is why people should take their investment journey seriously, so you’re not struggling to feed yourself in old age. If you read the story carefully, he never had a million Naira to deposit in his brokerage account at a time, he added to his brokerage account in bits.
Let me share real-life examples, starting with myself.
Shortly after I got married, I had no fresh income for 9 months. Why? A lot of the contracts i was on expired about the same time. No new contracts. We practically survived that period on my investments and dividends. That experience made it clear I was never going to abandon investing.
In 2015, my wife sent me our child’s hospital bill from the U.S. I was in South Africa at the time, battling it out with NU Unlimited on a project. I had planned for the bill based on the cash I had. Suddenly, the dollar moved from ₦250 to ₦520 the following week. I sold my position in Mobil to cover the bill and other incidentals. Once again, my investments came through.
A friend of mine lost his dad and got admission into a U.S. university that same year for his master’s program. His late dad had bought 20,000 units of Nestlé shares at less than ₦40 several years ago. Those shares were sold to pay his fees. Today, he’s in the U.S. Marines.
Don’t be deceived, don’t wait until you earn big. Start with whatever you have and stay consistent. Keep adding to it.
My first investment was 2,000 units of a First Bank public offer at ₦33. That's ₦66k total. I knew nothing about stocks at the time. Staff were given targets so i bought the shares to help my friend working in the bank at the time. But I didn’t stop there. Every month, I wrote a cheque, ₦5k, ₦20k, ₦50k, ₦100k and took it to my broker in Ikoyi. Friends in banking and others earning well laughed and said it was a waste of time.
One of them ran into financial difficulty in 2024. I gave him half of my interim dividend that month and reminded him that the money came from the same “stock investment” he dismissed years ago. @gentlemanway007 this paragraph would have been my response to that your tweet.

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@anthonyuzum This is not about the PR team. It is about being up to date on the recent developments with your shareholders.
And this is under corporate governance:
transparency 👌
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UBA: 2025 Dividend Skip Is Temporary, ‘We’re Going After Defaulters’ for 2026 Return – Alawuba
UBA has a long history of dividend payments, with yields sometimes reaching double digits. We paid dividends consecutively from 2023 through the first half of 2025. However, the Central Bank of Nigeria gave banks a window to exit the forbearance regime, and UBA was one of the banks that did so. That required us to reclassify certain accounts in line with prudential guidelines. We made provisions of about ₦331 billion, which pushed our non-performing loan ratio above the threshold required for dividend payment.
Oliver Alawuba, GMD/CEO, United Bank for Africa
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@ADUOLUWATOPE Happy birthday Uncle T!
Thank you for all you do for us.
We appreciate you 🎊
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Today, I reflect on my journey and the trajectory of my life and I’m deeply grateful for how God has guided me every step of the way. Started investing 19 years ago when I was 26. I have studied over 1000 audited and annual reports through this period. Studied Computer Sc. Attend Engineering, Project and Production Management program in university of Brighton in 2012. Attended Project Management MBA crash program organized by PMI in Pennsylvania in 2014. Financial markets course in Yale.
I began my career at Microsoftware, where I worked for a couple of years as a Technical Assistant to the Director and Software Architect, the only role in which I served as an employee. During that time, we were among the pioneers using PowerBuilder (a 4GL programming language) alongside Sybase SQL. I was privileged to be part of an exceptional team, contributing to the development of several Enterprise Pension and Personnel Management Systems (EPPMS), including a major development and deployment for the Nigerian Railway Corporation, supporting over 35,000 staff and more than 100,000 pensioners at the time. Printwiser, Labelwriter, Guk solutions for Academy Press, APBF, Megavons security, just to mention a few.
In 2010, I transitioned into consulting, advising one of the largest microfinance banks in Rivers State on ICT infrastructure evaluation.
By 2015, I became involved with WETV project at its inception, where I played a key role in building critical CTO-level systems. Wacom Cintiq cartoon solutions. Through strategic collaboration with Eurocom, we delivered specialized systems. I also contributed to multiple projects across media platforms including Cool FM, Naija Info, and Wazobia FM.
In 2017, I was part of the team that deployed a critical hardware security gateway layer, working with UN Unlimited South Africa for the largest revenue-generating government institution rep in Nigeria.
In 2018, I collaborated with Crossmatch Identity Solutions (now HID, USA) on integrating advanced identity systems for a major government revenue agency.
Built rendering systems for Lekki Gardens, during the pandemic. And some specialized systems for Clout Studio during the pandemic as well.
Ventured into real estate in 2022
I have also worked on several strategic projects with Webb Fontaine Nigeria, contributing to platforms that powered Nigeria’s bilateral trade and revenue systems at some point among other impactful initiatives throughout my career.
Today, I am living a lifelong ambition, sharing insights and helping others build strong investment portfolios on the NGX through my work on X.
Cheers to 45 🍾

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Please permit me to preach to you for a minute using brother @temiokomi as a reference point.
Temisan was such a giver.
In the Bible, the parables of Jesus often associated giving with access to Heaven. The parables are unambiguous on this. Giving is not incidental to Kingdom access, it is structural.
The Rich Young Ruler (Matthew 19:21)
Jesus tells a man who has kept every commandment: “Go, sell what you have and give to the poor, and you will have treasure in heaven.”
The Rich Man and Lazarus (Luke 16:19–31)
A wealthy man feasts daily. A beggar named Lazarus starves at his gate. Both die. Lazarus goes to Abraham’s bosom. The rich man goes to torment. No dramatic sin is named. The indictment is the gate he ignored.
The Sheep and the Goats (Matthew 25:31–46)
The most explicit text on this subject. The righteous inherit the Kingdom because they fed the hungry, clothed the naked, welcomed the stranger, visited the sick and imprisoned. The condemned are turned away for the same reasons, inverted. The verdict in both cases: “Inasmuch as you did it, or did not do it, to one of the least of these.”
Brethren, if we go by these texts, giving is a requisite visa to access Heaven. Temisan was an embodiment of this ideal. He lived it. He was it. He gave and gave and just gave. He always found a reason to.
Let us pray: May brother Temisan inherit the Kingdom of Heaven. May his family thrive here despite his absence, because he will always be here, somehow. And may the rest of us learn to give, of ourselves and our resources. And may God’s blessings continue to abound for you as you channel them to the world.
If you are led to bless the preacher, please send it to this account Veronica Okomi
6003087044
Keystone Bank. That’s Temisan’s widow, everyone may hurt, she will hurt the most. Amidst that, she will now bear the burdens he left behind.
When people die, some go out of their way to make things inconvenient for their families. We must be the ones who help to ease their pains. We are God’s vessels for intervening on Earth. God bless and be with you. Amen.
Glory to God.

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@ADUOLUWATOPE Happy wedding anniversary Uncle T. Your home is blessed.. Cheers to many more happy years..
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