@ChrisShut Probably because the age of your credit dropped so your history is younger. Sometimes that affects it. Mortgages are healthy debt so it looks good to have. Once it’s gone, it’s good for your bank account but your credit rating drops. I’m no expert but that’s what I think.
Can anyone explain why my credit score dropped 20-25 points (depending on the service) when the only thing that changed was I PAID OFF MY MORTGAGE? How is that something I get penalized for? (I still have ridiculously good credit, I’m just super pissed at how silly this is)